USDA Vs. FHA your options comparison in Shirley, Middlesex County, MA
For the year 2025, the USDA loan threshold in Shirley, within Middlesex county, MA, is noted as $675,000, while the FHA maximum limit for a standard single-family home is designated at $828,000.
The Lendersa® USDA loan calculator is an invaluable tool to juxtapose the top USDA versus FHA rates of today, helping you to identify the necessary income, credit, reserves, and documentation required for qualification. With our cutting-edge mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, guiding you in choosing the most viable program for your financial needs, particularly in .
Details of loan limitations and down payment requirements for 2025 in Shirley, Middlesex county, MA
Loan Type
Loan Limit
Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Exploring USDA and FHA loan solutions in Shirley, MA
The mission of Lendersa® is to simplify the process of securing the most advantageous USDA or FHA loan for you, swiftly and with ease. Choose from one of three initial steps to start matching with lenders and explore USDA loan programs.
A USDA home loan, backed by the government's Department of Agriculture, is often referred to as a USDA rural development loan or simply, a USDA mortgage, and is accessible only in rural localities. Contrary to FHA loans which necessitate a minimal down payment of 3.5%, a USDA mortgage incurs no down payment requirement whatsoever.
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Starboard Financial is a full-service mortgage lender committed to client trust and satisfaction through every stage of the home buying process. We offer a broad spectrum of mortgage products that allow us to serve all our clients' home financing needs. From Jumbo to FHA, Conventional to VA and USDA, we have the loan for you.
The Elko Federal Credit Union will: be the premier provider of financial and credit services to all of the residents of Elko, Eureka and Lander Counties as authorized and chartered in 1960 and thereafter amended. This will be accomplished as the Elko Federal Credit Union achieves their strategic objectives.
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We will succeed by meeting the needs of our borrowers through exceptional communication and transparency throughout the loan process
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Inter-Capital Group is a strategic alliance of professional Commercial Mortgage Bankers and Brokers providing quality origination and underwriting of commercial real estate loans to our lenders and investors nationwide.
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