USDA Vs. FHA your options comparison in Shirley, Middlesex County, MA
For the year 2026, the USDA loan threshold in Shirley, within Middlesex county, MA, is noted as $675,000, while the FHA maximum limit for a standard single-family home is designated at $828,000.
The Lendersa® USDA loan calculator is an invaluable tool to juxtapose the top USDA versus FHA rates of today, helping you to identify the necessary income, credit, reserves, and documentation required for qualification. With our cutting-edge mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, guiding you in choosing the most viable program for your financial needs, particularly in .
Details of loan limitations and down payment requirements for 2026 in Shirley, Middlesex county, MA
Loan Type
Loan Limit
Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Exploring USDA and FHA loan solutions in Shirley, MA
The mission of Lendersa® is to simplify the process of securing the most advantageous USDA or FHA loan for you, swiftly and with ease. Choose from one of three initial steps to start matching with lenders and explore USDA loan programs.
A USDA home loan, backed by the government's Department of Agriculture, is often referred to as a USDA rural development loan or simply, a USDA mortgage, and is accessible only in rural localities. Contrary to FHA loans which necessitate a minimal down payment of 3.5%, a USDA mortgage incurs no down payment requirement whatsoever.
215 Avenida Del Mar, Suite C, San Clemente, CA, 92672
FK Capital Fund is a direct bridge lender and wholesale hard money lender based in San Clemente, California. We successfully serve California’s bridge lending market by providing short-term private money loans secured by commercial and residential real estate. Our financing is fast, flexible, and structured around each individual client.
215 Avenida Del Mar, Suite C, San Clemente, CA, 92672
FK Capital Fund is a direct bridge lender and wholesale hard money lender based in San Clemente, California. We successfully serve California’s bridge lending market by providing short-term private money loans secured by commercial and residential real estate. Our financing is fast, flexible and structured around each individual client.
15825 Main Street, 1st Floor, La Puente, CA, 91744
MAIN STREET MORTGAGE SERVICES, Inc. is a full service mortgage brokerage with only one priority – to provide the absolute best customer service to our clients while educating them on today’s mortgage process. We offer individualized mortgage solutions for the borrower's unique needs.
17700 Castleton Street, Suite 100, City Of Industry, CA, 91748
American Continental Bank was established on October 6, 2003, by a group of local businessmen and individuals who were interested in creating a Bank that would provide specialized financial services to the Chinese community. Our Senior Management team and staff consist of highly skilled bankers who are professional.
Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. Our name that is trusted throughout the community. To speak directly with an experienced mortgage professional simply give us a call anytime. We look forward to working with you.
1920 Batson Avenue, Suite 268, Rowland Heights, CA, 91748
We're real estate experts who specialize in mortgage financing and real estate sales. We are here to simplify the process toward you obtaining your ultimate goal...Homeownership. Our one on one customer relationship offers you customized service and support. Greater Pacific Real Estate SVCS-Wayne Wainwright, Rowland Heights.
18645 East Gale Avenue, Suite 210, Rowland Heights, CA, 91748
iHome Funding is known for its competitive yet flexible rates. Regardless of whether you think you will save money, we may be able to offer a personalized rate lock scenario with your benefit in mind and alos We aim to provide a painless and hassle free refinance experience. Our establishment’s consultants can guide you through our process.
17890 Castleton Street, Suite 378, City Of Industry, CA, 91748
PYC Financial is a group of mortgage specialist with over 20 years of experience. We have successfully helped hundred of clients with their home loans.We are committed to provide our clients expert advices on property loans and offer extremely competitive interest rates with an extensive network of lending partners.
18725 E. Gale Ave, Suite 227, City Of Industry, CA, 91748
"At USA Financial Group, Inc We can help you find the perfect mortgage.
Buying a home is one of the biggest purchases most of us make. House hunting can be exciting and disappointing at the same time. Some people find the perfect home in three days, for others, it can take months. We've seen it all. And we understand how you feel.
