For the year 2026, the USDA loan threshold in Shirley, within Middlesex county, MA, is noted as $675,000, while the FHA maximum limit for a standard single-family home is designated at $828,000.
The Lendersa® USDA loan calculator is an invaluable tool to juxtapose the top USDA versus FHA rates of today, helping you to identify the necessary income, credit, reserves, and documentation required for qualification. With our cutting-edge mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, guiding you in choosing the most viable program for your financial needs, particularly in .
Details of loan limitations and down payment requirements for 2026 in Shirley, Middlesex county, MA
Loan Type
Loan Limit
Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Exploring USDA and FHA loan solutions in Shirley, MA
The mission of Lendersa® is to simplify the process of securing the most advantageous USDA or FHA loan for you, swiftly and with ease. Choose from one of three initial steps to start matching with lenders and explore USDA loan programs.
A USDA home loan, backed by the government's Department of Agriculture, is often referred to as a USDA rural development loan or simply, a USDA mortgage, and is accessible only in rural localities. Contrary to FHA loans which necessitate a minimal down payment of 3.5%, a USDA mortgage incurs no down payment requirement whatsoever.
Oak Grove Financial is a financial intermediary and commercial real estate mortgage banker that specializes in arranging and negotiating custom debt solutions for owners, operators and developers of commercial real estate located in the US. Our professional staff specialize in delivering customized financing for multifamily, senior housing.
TopLine Federal Credit Union is a not-for-profit, member-owned financial services cooperative serving the Twin Cities and surrounding areas. For over 85 years, we’ve been the safe, local banking choice for Minnesotans looking for greater financial peace of mind. We provide all the personal banking services you need to make life more comfortable
7365 Kirkwood Court N, Suite 300, Maple Grove, MN, 55369
Mortgages Unlimited delivers value-added loan solutions that fit every clients needs. Our goal is simple—to offer the unlimited loan options of a major lender with the personal service and feel of a family-owned business. We take great pride in our corporate values—strong ethics, family values and teamwork.
Crimson Mortgage, Inc. was founded on the principle that providing great service and having a knowledgeable staff will allow us to exceed our customers’ expectations. The main difference you will receive with Crimson Mortgage is excellent communication with your Loan Officer and yourself.
Edge Home Finance Corporation offers personalized mortgage solutions tailored to unique financial needs. I personally have been a loan officer for 23 years and can work with all types of clients . As a trailblazer in the mortgage industry, our innovative approach ensures clients achieve their dream of homeownership seamlessly and efficiently.
Independent Thinking, Independent Banking. Founded in 1946, the Citizens Bank of Florida is a financial institution that provides a variety of banking services. It offers savings, checking and money market accounts. The bank also provides certificates of deposit and individual retirement accounts.
Giles Wardian serves as team lead and is a senior mortgage loan specialist with twenty-one years of experience. Our team of mortgage professionals operates on a unique platform whereby we have access to several wholesale lending sources which gives you the advantage. We are able to provide excellent rates.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Having ZERO LENDER FEES makes sure you get the lowest closing costs on your mortgage! (NO PROCESSING, UNDERWRITING, ADMIN or ANY OTHER FEES).
Most lenders charge an average of $800-$1200 in lender fees to do your loan. I believe you should have the lowest closing costs and overall deal on a mortgage when you work with our team...PERIOD!
