As of 2026, the USDA loan limit for Middleton in the county of Essex, MA, is $675,000. In contrast, the FHA limit for a single-family residence stands at $828,000.
Utilize the Lendersa® USDA loan calculator to compare the current rates between USDA and FHA options. This tool helps you assess the income, credit, reserves, and required documents needed for qualification. You can view USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the most suitable program for you, especially in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $675,000 | 0% |
| FHA | $828,000 | 3.5% |
| Conventional Conforming | $828,000 | 3% |
Lendersa® aims to quickly secure the best USDA or FHA loan for you. Choose from three entry points to find matching lenders and USDA programs:
A USDA home loan is government-backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. It's exclusively for rural areas. Unlike FHA loans, which mandate at least a 3.5% down payment, USDA loans don't require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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