USDA Loan Vs. FHA loan for North-Reading, MA 2025

In 2025, USDA loan limit in North-Reading, county of Middlesex, MA is $579,600 while FHA limit is $724,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in North-Reading, MA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Massachusetts?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(330) 758-8118 Lender's profile and map Reviews People First Financial 1315 Boardman-Canfield Rd, Youngstown, OH, 44512 At People First Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. People First Financial has the perspective, insight, and experience to handle your financing needs.
(330) 782-0800 Lender's profile and map Reviews First Equity Mortgage Group LLC 860 Boardman Canfield Rd, Suite 101, Youngstown, OH, 44512 First Equity Mortgage Group, LLC. We are a full service mortgage broker. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.And we offer the following: FHA \| FHA 203k\| VA \| USDA \| Jumbo \| Conventional
(234) 806-4436 Lender's profile and map Reviews Indirect Lending Services 2923-A Youngstown Rd. SE, Warren, OH, 44484 Our goal at Indirect Lending Services is to protect and maintain a well-balanced indirect loan portfolio for your credit union. With over 30 years of experience in the indirect industry we know best how to deal with each unique dealer and get you the highest quality loans. Indirect Lending Services works closely with dealers
(412) 882-9306 Lender's profile and map Reviews B.I. Federal Credit Union 554 Joffre Cherry Valley Road, Burgettstown, PA, 15021 Brunot Island Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the B.I. Federal Credit Union will continue a sound yet progressive asset management strategy
(434) 295-5259 Lender's profile and map Reviews Member Options LLC 1936 Arlington Boulevard, Charlottesville, VA, 22903 Member Options serves homeowners throughout Central Virginia as the mortgage division of UVA Community Credit Union.Our credit union roots mean that we approach mortgage process differently from other lenders.At Member Options, we work with your best interest in mind.We carefully consider your goals & recommend solutions that work to your advantage
(330) 792-4000 Lender's profile and map Reviews ASECU 1690 South Canfield Niles Road, Youngstown, OH, 44515 ASECU is a not-for-profit financial institution, which means Members enjoy low interest rate loans, high savings yields and low or no-fee money management services. Deposits at ASECU are federally insured to $250, 000 by the National Credit Union Administration. ASECU membership is available to anyone in Mahoning, Trumbull or Columbiana Counties.
(330) 286-3154 Lender's profile and map Reviews 7 17 Credit Union 3181 Larchmont Ave NE, Warren, OH, 44483 7 17 Credit Union makes it easier for members to reach their financial goals by offering low interest home and auto loans, higher interest and free checking accounts, saving accounts and more. With 13 conveniently located branches, 7 17 provides banking services to members in Trumbull, Mahoning, Columbiana, Summit, Portage and Stark counties.
(800) 225-1620 Lender's profile and map Reviews Hancock County Savings Bank 351 Carolina Avenue, Chester, WV, 26034 The state-chartered Hancock County Building and Loan Association was founded on December 31, 1899; and it granted its first mortgage loan in the amount of $1, 000 in 1900. In 1934, the company obtained its federal banking charter and then converted to a federal mutual bank charter in 1991.
(434) 246-5211 Lender's profile and map Reviews The Bank of Southside Virginia 17208 Halligan Park Rd., Carson, VA, 23830 BSV has a long and proud history of serving the community. While we operate over 15 locations today, we have very humble beginnings and strong roots. The Bank of Southside Virginia has origins that begin in 1905 when the Bank of Stony Creek was chartered. In 1911, the Bank of Carson opened for business
(888) 988-3276 Lender's profile and map Reviews Farmers National Bank 20 S. Broad St, Canfield, OH, 44406 Founded in 1887, Farmers is a diversified financial services company headquartered in Canfield, Ohio, with $4.1 billion in banking assets. Farmers National Banc Corp.’s wholly-owned subsidiaries are comprised of The Farmers National Bank of Canfield, a full-service national bank engaged in commercial
(304) 748-6622 Lender's profile and map Reviews Strip Steel Employees Federal Credit Union 3316 Main Street, Weirton, WV, 26062 We were charted in 1953 as the Strip Steel Employees Federal Credit Union. We were originally created to service the strip, sheet mill and salary division of Weirton Steel Corporation. At the peak of the company’s history, it employed over 12, 000 people and supported three (3) credit unions. Over the past 50 years the company