USDA Vs. FHA your options comparison in North-Reading, Middlesex County, MA
As of 2025, the USDA loan cap for North-Reading, situated in Middlesex County, MA, is $579,600. Meanwhile, the FHA limit for a single-family home is $724,500.
By using Lendersa® USDA loan calculator, you can compare today's optimal USDA vs. FHA rates and assess the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding you in selecting the best solution for your financial needs in .
2025 Loan Limits and Down Payment Requirements in North-Reading, Middlesex County, MA
Loan Type
Loan Limit
Down Payment
USDA
$579,600
0%
FHA
$724,500
3.5%
Conventional Conforming
$724,500
3%
USDA and FHA Loan Options in North-Reading, MA
Lendersa® is committed to obtaining the best USDA or FHA loan options quickly and hassle-free. Choose one of three starting points that connect with compatible lenders and USDA loan programs.
A USDA home loan, backed by the government through the Department of Agriculture, is also known as a USDA rural development loan or mortgage. It's available only in rural areas, unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment, enhancing access to homeownership.
15233 Ventura Boulevard, Suite 500, Sherman Oaks, CA, 91403
Veterans of America Mortgage, we take great pride in our history. We’ve experienced tremendous success because of our unwavering commitment to enhancing lives every day. We’re honored to say we’ve helped thousands of military families purchase the home of their dreams and we are dedicated to continually providing service.
15130 Ventura Blvd, Suite 320, Sherman Oaks, CA, 91403
Our company strives for excellence. We open our services to anyone in California, that's how confident we are in our ability to aid those in need of real estate guidance. Investors, brokers, agents, clients, and anyone that is interested in matters revolving around real estate is welcome to contact a member of our team.
15260 Ventura Boulevard, Suite 1200, Sherman Oaks, CA, 91403
At ALG Mortgage we take your application and shop 100+ lenders nationwide for you, with just one credit inquiry. Our motto is simple: “Hundreds of Options. One Simple Application.” Designed to save you precious time and money. Shop ALL options with one application with ALG Mortgage. Your local bank will take all your info, run your credit,
We’re here to build long term relationships through honesty, integrity, & trust. That’s why we focus on the client, not the bottom line. Our goal is to ensure that you are where you want to be, and that the real estate process is as easy as possible. That’s why we use our extensive knowledge of buying, selling, developing, building and renovating.
15250 Ventura Blvd, Suite 715, Sherman Oaks, CA, 91403
Mortgage Globe Inc is a premier mortgage company that specializes in residential and complex commercial loans. With years of expertise and knowledge in the area of mortgage loan, we have managed to build trust and strong customer relationship through in-depth understanding of clients’ needs and expectations.
15000 Ventura Blvd, Suite 300, Sherman Oaks, CA, 91403
Patch of Land is crowdfunding real estate through its P2RE (peer-to-peer) online marketplace offering various typologies of secured real estate debt on assets backed by first position liens and personal guarantees.We make it possible to invest and make a good return while also contributing to something good.
21650 Oxnard Street, Suite 1700, Sherman Oaks, CA, 91403
Genesis Capital is the leading loan provider for the nation’s top professional developers of residential, multifamily and mixed-use real estate.
Our diversified product line and sharp, swift execution enables us to cater to a broad range of investors and developers, across multiple types of projects.
15000 Ventura Blvd, Suite 300, Sherman Oaks, CA, 91403
Patch of Land aims to solve the problem of slow, inefficient, fragmented and obscure private real estate lending by using the latest technology, data and process efficiency to more accurately assign risk profiles and project viability, while greatly reducing time and cost of loan underwriting for borrowers with real estate projects.
15260 Ventura Blvd., Suite 1705, Sherman Oaks, CA, 91403
Helvetica is an investor-oriented organization of valued employees who work hard to become a trusted part of the lives of the families and investors in which we service. We are focused on meeting the real estate investment, planning and servicing needs of our investors in a way that is innovative, personal and professional.
Discover Flexi-View Lending—your trusted financial partner! With a dedicated team led by Jesse Low, we empower clients through personalized lending solutions. Whether you're purchasing a new home or refinancing, our tailor-made services adapt to your financial goals. Contact us at [email protected] for advice that transforms dreams into re
1999 Avenue of the Stars, Suite 1100, Los Angeles, CA, 90067
Scott Griffin Financial Management Solutions specializes in high-end residential mortgages, offering loans in California. The brokerage caters to high-net-worth individuals to offer 'A' Paper Jumbo Loans through concierge-grade, specialized service.Scott Griffin Financial is one of only a small number of brokerages that can offer the patented.
