USDA Loan Vs. FHA loan pro & con for Danvers, Essex County, MA

In 2025, USDA loan limit in Danvers, county of Essex, MA is $675,000 while FHA limit is $828,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Danvers, MA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Massachusetts?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(714) 865-6804 2588 miles Lender's profile and map Reviews Utah Funding 20101 South West Birch Street, Suite 150H, Newport Beach, CA, 92660 Utah Funding opened its doors in May 2004. We tailor every loan to fit each clients needs individually. Sifting through many lenders, we are able to search through 100's of loan programs, to provide the best programs and rates available. We understand the big commitment you are making in buying a home
(866) 553-2333 2588 miles Lender's profile and map Reviews Savient Financial Inc 620 Newport Center Drive, Suite 1100, Newport Beach, CA, 92660 Formerly StoneHill Capital, Inc., Mr. Burns established Savient Financial, Inc., to focus more on real estate and project financing opportunities. In 1989, his focus was on “Asset Management,” now called, Loss Mitigation. In 1992 Mr. Burns learned the art of Land Swapping, which is a technique that allows a Broker/Negotiator to contact a U.S.
(949) 629-4911 2588 miles Lender's profile and map Reviews Pacific Shoreline Funding 1300 Bristol Street, Suite 100, Newport Beach, CA, 92660 Pacific Shoreline Funding, where we specialize in residential mortgages. At Pacific Shoreline Funding, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
(949) 910-4445 2588 miles Lender's profile and map Reviews Americap Direct Funding 1201 Dove, Suite 570, Newport Beach, CA, 92660 Americap Direct Funding is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward
(877) 787-7249 2588 miles Lender's profile and map Reviews Save Financial Incorporated 5 Upper Newport Plaza Drive, Suite 200, Newport Beach, CA, 92660 Save Financial, Inc. is a mortgage lending brokerage firm located in the sunny Newport Beach California. Our focus is residential purchase and refinance transactions. We are licensed with over 20 major US Lenders and can provide various programs tailor made to your mortgage needs.
(949) 345-7872 2588 miles Lender's profile and map Reviews Master Key Capital 5 Upper Newport Plaza, Building 5, Suite 205, Newport Beach, CA, 92660 Master Key Capital we offer great rates with our FHA, VA, USDA, JUMBO, Interest Only and Conventional loans. We also specialize in true Stated income loans and Bank Statement loans with loans amount from $150,000.00-$5,000,000.00 plus. We help borrowers find financing from Excellent credit to Poor Credit.
(949) 852-0400 2588 miles Lender's profile and map Reviews Thayer Financial Corporation 20151 SW Birch Street, Suite 200, Newport Beach, CA, 92660 Residential First Mortgage began business in 1994. From the beginning, it has been our vision to build a business from repeat clients and client referrals, ultimately creating “clients for life”. Because we do not advertise, our reputation is essential. In order to build and maintain that reputation we enter into each transaction.
(949) 548-2445 2588 miles Lender's profile and map Reviews Bayshore Capital 5000 Birch Street, Newport Beach, CA, 92660 Bayshore Capital is a full service mortgage company that has one goal in mind, customer satisfaction. We do not need to be the biggest, only the best. We strive to treat every customer like a member of our own families and be sure we place them with the proper loan for their unique needs.
(949) 215-7755 2588 miles Lender's profile and map Reviews Choice Financial Group 5000 Birch Street, Suite 3000, Newport Beach, CA, 92660 Choice Financial Group, is a mortgage broker and a subsidiary of California Financial Realty Inc. a privately owned company. Under the same leadership, we have been providing superior service to our clients since 1985. We also provide full Real Estate service.. We can represent buyers and sellers for any Real Estate transaction.
(949) 252-8200 2588 miles Lender's profile and map Reviews The Lending Group Inc. 3400 Irvine Avenue, Suite 212, Newport Beach, CA, 92660 "We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for. With a variety of loan programs and an established network of lenders behind us"