In 2025, the USDA loan limit in Danvers, found in Essex county, MA, is set at $675,000. The FHA limit for a single-family home is $828,000.
Utilize the Lendersa® USDA loan calculator to compare USDA and FHA rates available today, helping you determine necessary income, credit, reserves, and the required documentation to qualify. Our advanced calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting you in deciding on the best program for your particular financial situation in .
2025 Loan Limits and Down Payment Requirements in Danvers, Essex, MA
Type of Loan
Loan Cap
Minimum Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Alternatives in Danvers, MA
Lendersa® aims to secure the best possible USDA or FHA loan for you swiftly and without any hassle. Choose from one of three starting paths that connect you to lenders offering USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, commonly known as a USDA rural development loan, is available only in rural neighborhoods. In contrast to FHA loans that require at least a 3.5% down payment, a USDA mortgage requires no down payment at all.
43460 Ridge Park Drive, Suite 200, Temecula, CA, 92590
21st Century Financial was created out of a desire to simplify the process of getting a home loan, and while we can‘t control all aspects of the home lending process, we are determined to make it as simple as we can. It’s our belief that buying a home (or refinancing one) should not be a stressful experience, it shouldn’t be like pulling teeth.
41530 Enterprise Circle South, Suite 208, Temecula, CA, 92590
PRW Lending Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
43460 Ridge Park Dr, Suite 200, Temecula, CA, 92590
OneNation Lending, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream we work hard to be leaders in the industry.
43460 Ridge Park Drive, Suite 200L, Temecula, CA, 92590
Founded in 1997, LHM Financial has built a strong reputation as an outstanding mortgage banker/broker firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage banker/broker with an experienced staff offering expertise in every area of mortgage lending.
43460 Ridge Park Dr. Suite 155, Temecula, CA, 92590
Hi, my name is Jarett Votaw, and I am a Mortgage Loan Originator with NRL Mortgage in Southern California. My goal is to assist as many people as possible reach their dream of homeownership. Whether you are looking to purchase a new home or refinance your current home, I am dedicated to providing my clients with the highest level of service.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Bay Port Financial Inc Founder of the Tom Bass and his team made our mortgage process with buying our house a breeze. They were very knowledgeable and kept us very informed during the entire process. His responsiveness was a great help during the process and allowed us to close on time.
At Wauna Credit Union we live our mission to provide opportunities for our members to build their financial well-being. We offer a full array of financial services - Checking & Savings Accounts, Personal Loans, Mortgages, Home Equity Loans, Business Services and Lending, IRAs and investment services.
Golden Coast Mortgage, a division of Golden Empire Mortgage, Inc., Licensed
by the Department of Business Oversight under the California Residential
Mortgage Lending Act.
The Golden Coast Mortgage Team is committed to providing clients with the highest quality home loans combined with the most competitive mortgage rates.
3200 East Guasti Road, Suite 100, Ontario, CA, 91761
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.