USDA and FHA Pro and Con in Medway, Norfolk County, MA

In 2026, the USDA loan limit for Medway, in Norfolk county, MA, is $616,400. Meanwhile, the FHA limit for a single-family home is $828,000.

Use the Lendersa® USDA loan calculator to compare the latest USDA and FHA rates and determine required income, credit, reserves, and documents to qualify. Our advanced mortgage tool lets you view USDA, FHA, Conforming, and VA options side by side to help decide which program best fits your financial needs in Alabama.

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2026 Loan Limits & Down Payment Requirements in Medway, Norfolk County, MA

Loan Type Loan Limit Down Payment
USDA $616,400 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

USDA and FHA Loan Options in Medway, MA

The aim of Lendersa® is to secure the best USDA or FHA loan for you quickly, without hassle. Start with one of the three paths to match lenders with USDA loan programs.

Lendersa USDA loan request and results

What is a USDA Loan in MA?

A USDA home loan is guaranteed by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans that need at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Medway Lenders

  • Charles River Bank
  • 70 Main Street, Medway, MA, 02053
  • Lends in Massachusetts
  • Founded in 1915, Charles River Bank began providing opportunities for people in our community to enjoy homeownership, achieve financial goals, & look to the Bank as a constant resource for improving the lives of their family, their business, & the community that we share. Charles River Bank is a successful, independent co-operative chartered bank.

  • New Horizon Mortgage Co. Inc.
  • 165 Main St, Suite109, Medway, MA, 02053
  • Lends in Massachusetts
  • New Horizon Mortgage Company is a Medway, MA based mortgage brokerage company that is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in the region. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.

  • Dean Co-operative Bank
  • 21 Main Street, Franklin, MA, 02038
  • Lends in Massachusetts
  • A full-service financial institution that stands by their promise: offering outstanding financial products and customer service and helping individuals, families and businesses to reach their goals and dreams. Since 1889, Dean Bank has been a community bank committed to its mutual bank charter. With 4 branches; Franklin, Bellingham, Blackstone and

  • Norfolk Community Federal Credit Union
  • 18 Union Street, Suite 104, Norfolk, MA, 02056
  • Lends in Massachusetts
  • Norfolk Community Federal Credit Union was chartered on August 11, 1953. We are a federally chartered and insured credit union. A credit union is a not-for-profit, membership-owned financial institution. Known for its strong consumer-orientation, a credit union is organized to serve a community, a company or a municipality

  • Wrentham Co-operative Bank
  • 102 South Street, Wrentham, MA, 02093
  • Lends in Massachusetts
  • Wrentham Cooperative has been a place people can trust for all of their personal and business financial needs since 1901. Unlike most banks, we provide you with the services YOU actually want and need, not the services we want you to buy. We work quietly and steadily every day to improve our services

  • Zenith Mortgage Advisors
  • 74 South St, Hopkinton, MA, 01748
  • Lends in Massachusetts
  • Zenith Mortgage is a full service mortgage broker licensed to do business in MA. We serve our clients before, during, and after each and every transaction. We love to provide first time buyers with a foundation of knowledge so they can move through the process smoothly, and well informed.

  • Prime Rate Home Mortgage, LLC.
  • 34 Hayden Rowe St, Suite 158, Hopkinton, MA, 01748
  • Lends in Massachusetts
  • At Prime Rate Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.

  • Allstate Capital Group
  • 1600 Boston-Providence Hwy, Walpole, MA, 02081
  • Lends in Massachusetts
  • Allstate Capital Group specializes in providing customized loans to investors, builders and developers in need of funding outside the scope of traditional banks. We also offer direct FHA HUD Lending programs starting at 2.55%, No Points, 35 Year Fixed. We are known for speed, service and integrity.

  • Metrowest Community Federal Credit Union
  • 200 Concord Street, Framingham, MA, 01702
  • Lends in Massachusetts
  • MetroWest Community FCU is fully committed to helping individuals in our communities manage and achieve their financial goals by offering a wide range of affordable savings and loan products To helping individuals in our communities manage their financial needs by offering a wide range of affordable savings and loan products and To providing produc