USDA Loan Vs. FHA loan for Dedham, MA 2026

For 2026, the USDA loan limit for Dedham, within the county of Norfolk, MA, stands at $616,400, while the FHA limit is $828,000 for single-family homes.

The Lendersa^® USDA loan calculator assists in comparing the current USDA and FHA best rates, and in determining the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator additionally allows for side-by-side comparisons of USDA, FHA, Conforming, and VA loan options, helping you identify the best program for your specific financial situation in .

USDA and FHA Loan Options in Dedham, MA

At Lendersa^®, we strive to secure the best USDA or FHA loan for you quickly and without hassle. You can start with one of three options to connect with lenders and loan programs that fit your needs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in MA

The USDA home loan, endorsed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically available in rural localities. In contrast to FHA loans, which require a down payment of at least 3.5%, USDA mortgage loans eliminate down payment requirements entirely.

Get top 10
USDA LENDERS
customized to yout needes

Dedham Lenders
(781) 329-6700 Lender's profile and map Dedham Institution for Savings 55 Elm Street, Dedham, MA, 02026 Lends in Massachusetts Dedham Savings has been a foundation of the community from our earliest days. When you visit a branch, you see the same friendly faces you have come to rely on. When you call us, you talk with people you’ve known for years, who are eager to help. And, we support the local causes and organizations that keep our community thriving.
(781) 326-8068 Lender's profile and map Dedham Town Employees Federal Credit Union 202 Bussey Street, Dedham, MA, 02026 Lends in Massachusetts The Dedham Town Employees Federal Credit Union is dedicated to meeting the financial needs of its members while providing excellence in personalized service and offering innovative and comprehensive products and services. Safeguarding member investments and personal information is a top priority.
(781) 320-5626 Lender's profile and map First Mortgage Trust Inc 260 Milton Street, Dedham, MA, 02026 Lends in Massachusetts Our primary focus as an “independent” mortgage broker is to evaluate and provide a wide-range of innovative, flexible, and affordable financing programs. We are a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending.
(781) 461-1112 Lender's profile and map Massachusetts Capital Mortgage Corp 75 McNeil Way, Suite 105, Dedham, MA, 02026 Lends in Massachusetts Mass Capital Mortgage Corp. has been in business since 1996 and values the relationships that have been built over the years. These relationships have kept us in business and will do so for many years to come. We are proudly providing financing to the third generation of returning customers.
(781) 471-4427 Lender's profile and map Northstar Mortgage Corp 555 High St, Suite 302, Westwood, MA, 02090 Lends in Massachusetts We have been helping our clients finance their homes in the Commonwealth of Massachusetts since 1990. Our value proposition is simple: we take the time to understand your needs and provide personal service you can rely on. Buyer’s agents love working with us because we don’t just pull a credit report like so many big banks often do.
(617) 325-1999 Lender's profile and map Energy Credit Union 156 Spring Street, West Roxbury, MA, 02132 Lends in Massachusetts At Energy Credit Union, we are committed to helping members achieve their financial goals. Since 1931, we have offered low cost loans, high interest savings products, and outstanding member service.Membership in Energy Credit Union is open to those who live or work in certain communities and to employees.
(617) 325-1111 Lender's profile and map NorthEast Mortgage Associates Inc 1996 Centre Street, West Roxbury, MA, 02132 Lends in Massachusetts At NorthEast Mortgage Associates, Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates.
(781) 453-2900 Lender's profile and map Boston Mortgage Solutions, LLC 1237R Highland Ave, Needham, MA, 02492 Lends in Massachusetts Boston Mortgage Solutions, LLC specializes in residential and commercial real estate mortgages. We are licensed in MA (NMLS MB2403) and NH (NMLS 12978-MBR) and we make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.
(617) 325-2900 Lender's profile and map The Cooperative Bank 40 Belgrade Avenue, Roslindale, MA, 02131 Lends in Massachusetts For more than four generations, TCB has been helping our customers make their goals and dreams a reality. We opened our doors on South Street in Roslindale in April 1898 as Roslindale Cooperative Bank. From 1928 to 1956, our main office was located on the corner of Corinth Street. In 1956, we moved to 40 Belgrade Avenue, where we still are today.