USDA Vs. FHA your options comparison in Needham, Norfolk County, MA
In 2026, the USDA loan cap in Needham, located in Norfolk, MA, is set at $616,400, while the FHA limit for a single-family home is $828,000.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rate options, identifying the income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most suitable program for your unique financial circumstances in .
Loan limits and down payment requirements for 2026 in Needham, found in Norfolk, MA
Type of Loan
Loan Cap
Minimum Down Payment
USDA
$616,400
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Options in Needham, MA
Lendersa® strives to secure the most competitive USDA or FHA loan for you swiftly and without complications. Choose from three starting paths that match you with lenders and USDA loan opportunities.
The USDA mortgage, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan, is exclusively designed for rural areas. This differs from FHA loans, which require at least a 3.5% down payment, as USDA loans need no down payment whatsoever.
Murphy Bank is a bit unusual. Rather than trying to be all things to all people, we do a few things, and we do them well. We help busy farmers and small business owners get loans for new or used machinery and equipment. We make it easy for them to get customized loans and leases for their vehicles
Sierra Mortgage is your premiere mortgage lender located in Fresno, CA. We pride ourselves on offering competitive rates and outstanding service. We make the loan process simple, straightforward, and fast for all types of borrowers. Whether you are purchasing your dream home or looking to refinance an existing loan.
516 West Shaw Avenue, Suite 200, Fresno, CA, 93704
Mayu Capital Lending, Inc. is a California based lending agency that specializes in residential and commercial financing. With over 11 years in finance, Mayu Capital Lending, Inc. takes a different approach to funding through a preference of portfolio-client relations in place of purely transactional lending.
285 West Bullard Avenue, Suite 103, Fresno, CA, 93704
Assured Mortgage Company are a friendly firm of Mortgage Professionals who are happy to meet with you face to face or over the phone or email to provide a service that’s right for you. Our Services include offering advice and solutions on Mortgages. Our aim is to leave you worry free about your funding source because you know you are in safe hands.
Peerless Lending work with multiple wholesale providers of mortgage products of all types - FHA, VA, Conventional, USDA, CalHFA, Jumbo, Alt QM, etc. Based on our clients personal situation and profile, we will work to link them to the product most aligned with their goals. Our mission is to provide the best mortgage advice
677 W Palmdon Drive Suite #208a, Fresno, CA, 93704
De Young Mortgage, Inc. a local San Joaquin Valley California home mortgage broker, is a one-stop financing resource for all homebuyers and homeowners,which aims to make the home loan process both simple and satisfying.Since 2012, De Young Mortgage has been helping homeowners in the Clovis & Fresno area finance the American Dream of home ownership.
9042 Garfield Ave Ste 202-D, Huntington Beach, CA, 92646
At Streamline Mortgage Corporation, our ultimate goal is to serve our clients with honesty, integrity, and competence. We provide our clients with the information needed to make well-informed decisions about the mortgage process and help borrowers overcome roadblocks that can arise while securing a loan. In addition to giving customer satisfaction
9042 Garfield Ave. Suite 207, Huntington Beach, CA, 92646
With over 25 years of Mortgage Industry experience, The de Courcy group has proficiency in virtually every type of Real Estate Financing combined with a commitment to building lifelong relationships with our clients. The de Courcy Group is partnered with Seacliff Mortgage, a Mortgage Broker located in Huntington Beach, CA. We utilize cutting edge t
17011 Beach Blvd, Suite 900, Huntington Beach, CA, 92646
We are a family company located in Huntington Beach, California. We pride ourselves on providing the best service to every customer. This means being attentive to each person’s individual needs. We offer a wide range of loan programs that most other lenders are just simply not equipped to offer.
19126 Magnolia St, Suite 101, Huntington Beach, CA, 92646
Michael Huynh believe the role of a real estate professional is to guide you through the buying and selling process taking the time to make sure you understand every step of the transaction, been a resident of the area, Michael know the community and have in-depth real estate experience.
