USDA Vs. FHA your options comparison in Needham, Norfolk County, MA
In 2025, the USDA loan cap in Needham, located in Norfolk, MA, is set at $616,400, while the FHA limit for a single-family home is $828,000.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rate options, identifying the income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most suitable program for your unique financial circumstances in .
Loan limits and down payment requirements for 2025 in Needham, found in Norfolk, MA
Type of Loan
Loan Cap
Minimum Down Payment
USDA
$616,400
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA Loan Options in Needham, MA
Lendersa® strives to secure the most competitive USDA or FHA loan for you swiftly and without complications. Choose from three starting paths that match you with lenders and USDA loan opportunities.
The USDA mortgage, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan, is exclusively designed for rural areas. This differs from FHA loans, which require at least a 3.5% down payment, as USDA loans need no down payment whatsoever.
Chartered in 1956, Provident Bank is the largest independent community bank in Riverside County. We built Provident Bank, then called Provident Federal Savings and Loan Association, on the strongest foundation possible: our customers. Today, our customers are more the focus of what we do than ever before.
6700 Indiana Avenue, Suite 130, Riverside, CA, 92506
The National One Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage.
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Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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We have been helping home-buyers obtain the best possible price and financing terms. Our home sellers pay lower commission fees and never sacrifice service. Assistance includes programs such as government grants, down payment assistance, and 100% financing for low to moderate income families.
1st Lending Solutions, Inc. is located in Riverside, CA, United States and is part of the Mortgage Banking Industry. 1st Lending Solutions, Inc. has 19 total employees across all of its locations.FirstLendingOnline.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.
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Our goals are to not only provide the best customer service, but provide a variety of home loan options at the lowest interest rates and costs possible."
38625 Calistoga Dr, Suite 200, Murrieta, CA, 92563
At Military Mortgage Group, a professional mortgage company specializing in VA & FHA loans. At Military Mortgage Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
We are a group of innovative thinkers with a huge list of lenders to get you approved. We get referrals all the time for situations where other brokers or lenders are unable to find financing. Determination and unwillingness to take “No” for an answer is part of what makes us successful.
39520 Murrieta Hot Springs, Suite 219-32, Murrieta, CA, 92563
Our success is built on core values as well as an approach to customer service founded on exceeding expectations.Throughout the process, our team provides regular updates and progress reports so you always know the status of your transaction. We are dedicated to making every relationship one that will last a lifetime!
