In 2026, the USDA loan cap in Wellesley, under the jurisdiction of Norfolk, MA, is set at $616,400, while the FHA limit for a single-family home is $828,000.
Utilize Lendersa®'s USDA loan calculator to compare today's premier USDA versus FHA rates and ascertain the necessary income, credit, reserves, and documents for qualification. Our cutting-edge mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program for your financial situation in
Assess loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $616,400 | 0% |
| FHA | $828,000 | 3.5% |
| Conventional Conforming | $828,000 | 3% |
Lendersa® is committed to securing the optimal USDA or FHA loan quickly and with ease. Choose from three initial paths that direct you to matched lenders and USDA loan offerings.
A USDA home loan, also known as a USDA rural development loan, is a government-backed mortgage guaranteed by the U.S. Department of Agriculture, available exclusively in rural regions. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans have no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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