In 2026, the USDA loan limit in Newton, located in Middlesex county, MA, is $675,000. In comparison, the FHA limit for a single-family house is $828,000.
Utilize Lendersa®'s USDA loan calculator to compare today's top USDA and FHA rates, determining the required income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you select the best program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Newton, Middlesex, MA
Loan Type
Loan Limit
Down Payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Exploring USDA and FHA Loan Options in Newton, MA
The aim of Lendersa® is to quickly secure for you the best possible USDA or FHA loan, without hassle. Choose one of three starting options to match with lenders and USDA loan programs.
A USDA home loan is backed by the government's Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none.
1172 Beacon Street, Suite 103, Newton Highlands, MA, 02461
Lends in Massachusetts
County Mortgage, LLC is a privately held Lender providing Situational Loans for homeowner and investor loans to borrowers needing short term funds. Serving eastern Massachusetts since 1991 County is committed to providing rapid consumer driven service. Our size allows us to be nimble and responsive to requests ranging from One Hundred thousand
175 Highland Ave, Suite 303, Needham Heights, MA, 02494
Lends in Massachusetts
Our goal is to offer you great friendly and professional service. Rates and fees will be reasonable, fair and affordable. As mortgage brokers, Mortgage Resources works with many lenders and investors. With literally hundreds of different and unique programs to choose from, our mortgage specialists
Direct Federal is a community chartered credit union. This means that ANYONE who lives, works (or regularly conducts business in), worships, or attends school in Norfolk or Middlesex Counties, Massachusetts; or, has an immediate family member that lives, works (or regularly conducts business in), worships, or attends school in Norfolk
Fantini & Gorga delivers creative, cost-efficient real estate financing to its borrower clients who include investors, developers, and corporations. Our access to capital is unsurpassed, founded on long-nurtured relationships and powerful transaction volume. Following over 300 capital sources in a uniquely disciplined.
220 Reservoir Street, Suite 4, Needham Heights, MA, 02494
Lends in Massachusetts
We are a private lender to investors in the real estate community. We specialize in working with fix and flip rehabbers and builders of new construction. What makes us unique is we are builders ourselves so we know the business and can work quickly to close a loan for a good investor!
199 Wells Ave, Suite 211, Newton Center, MA, 02459
Lends in Massachusetts
First Help Financial (FHF) is one of the fastest growing auto finance companies in the US. We help overlooked consumers such as first-time buyers get a car by offering flexible financing options and help those consumers make informed financial decisions by offering native-language support. FHF has offices in Boston and Phoenix.
1087 Beacon Street, Suite 202, Newton Center, MA, 02459
Lends in Massachusetts
PETER DELEA is an experienced and seasoned loan officer with over $1 Billion in individual residential mortgage originations and over $2 Billion in team originations. Let me guide you to the right mortgage. PETER closely monitor his client's accounts to provide real-time market updates for new opportunities.
Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued client. We understand you're making a big commitment in buying a home, refinancing your mortgage, or cashing out your home’s equity. Therefore we make a commitment to you.
"Founded in 2005, the key to our success has been a combination of consistently offering the lowest possible mortgage rates and above all providing outstanding customer service. We take pride in treating our clients with honesty, integrity and transparency.
We want to get to know you so that one of our seasoned loan officers can offer"
