In the year 2025, the USDA loan cap for a single-family residence in Reading, part of Middlesex county, MA, is set at $675,000. Meanwhile, the FHA cap stands at $828,000.
Employ the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, helping you ascertain the necessary income, credit score, reserves, and documentation required for qualification. Our sophisticated mortgage calculator also provides a juxtaposition of USDA, FHA, Conforming, and VA options, enabling you to choose the most suitable program in based on your financial situation.
2025 lending limits and down payment details in Reading, spanning Middlesex county, MA
Type of Loan
Limit
Down payment required
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Examining USDA and FHA loan possibilities in Reading, MA
The mission of Lendersa® is to swiftly and effortlessly secure the most beneficial USDA or FHA loan. Initiate the process by selecting one of three options designed to connect you with appropriate lenders and USDA loan offerings.
The USDA home loan, backed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is solely available in rural locales. Unlike FHA loans, which demand at least a 3.5% down payment, the USDA mortgage requires no down payment.
16480 Harbor Boulevard, Suite 201, Fountain Valley, CA, 92708
Our philosophy is Homeownership Guidance for life! We specialize in low cost or no closing cost Refinance and new purchase home loans. We can lock a loan free of charge and absolutely no application fee. We promise to provide you with the highest level of customer service. We’ve been first time home buyers.
17220 Newhope Street, Suite 220, Fountain Valley, CA, 92708
At Remington Home Loans, where we specialize in residential mortgages. At Remington Home Loans, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
16480 South Harbor Boulevard, Suite 104, Fountain Valley, CA, 92708
Brymus Capital was established in 2005, and specializes in mortgage and real estate services. We help you understand how the loan process works. Weather your buying your first home or refinancing, selling or looking to invest Brymus Capital can assist you with all your mortgage and real estate needs.
Customer service is our top priority as we go out of our way to ensure our customers have the smoothest transaction possible. We know that each customer has specific needs, so we strive to meet those needs with a wide array of investment tools, mortgage products and individual attention.
17195 Newhope, Suite 105, Fountain Valley, CA, 92708
ML Realty & Mortgage serves as a middleman between borrowers and lenders in the real estate market. Whether you’re buying a new home or refinancing, ML Realty & Mortgage gathers loan options from various lenders for you to consider, while qualifying you for a mortgage with those lenders at the same time.
17151 Newhope St, Suite 106, Fountain Valley, CA, 92708
GD Lending is a full-service mortgage company located in Fountain Valley, California. We specialize in unique special home loans. We also work with clients from the surrounding cities in Orange County. When you need to buy a home or refinance in the area of the zip code of 92708, we can be your mortgage lender and help you realize your dream.
9430 Warner Avenue, Suite C, Fountain Valley, CA, 92708
GNC Capital is an Orange County based mortgage broker in Southern California. We want our clients to experience a seamless process when obtaining a mortgage loan. Providing Quality Service through Education and being forthright with full transparency is our business culture. and also financial strategy is tailored for each one of our clients.
9550 Warner Avenue, Suite 200, Fountain Valley, CA, 92708
Choice Home Mortgage is a mortgage broker based in Southern California. Our team of experts will work around the clock to find the best possible rate. We understand that your mortgage is much more then an interest rate. It is your home, your future and your financial security. Make the Right Choice. At Choice Home Mortgage.
Optimum First Mortgage! We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.Having funded over 20, 000 loans since our inception, we have solidified ourselves as the low price leader in the lending marketplace. Our reputation speaks for itself with over 3000 positive online reviews
9550 Warner Ave, Suite 250, Fountain Valley, CA, 92708
At Lininger Mortgage, we are committed to providing top-notch assistance with originating and processing loans. Established in 2015, we are a loan broker company serving various clients in the California area. Count on our dependable team of licensed loan processors and officers to help you from start to finish.
10061 Talbert Avenue, Suite 345, Fountain Valley, CA, 92708
Bryson Team with Centerpointe Real Estate mission to raise $25, 000 for Together We Rise, so for every HomeOwner We Help (Sell A Home), For Every Home Buyer We Help (Find Their Dream Home) Or Mortgage Loan We Process (Refinance, Reverse Mortgage, & Equity Lines), we donate a Large Portion of our Income to TWR.
