In the year 2025, the USDA loan cap for a single-family residence in Reading, part of Middlesex county, MA, is set at $675,000. Meanwhile, the FHA cap stands at $828,000.
Employ the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, helping you ascertain the necessary income, credit score, reserves, and documentation required for qualification. Our sophisticated mortgage calculator also provides a juxtaposition of USDA, FHA, Conforming, and VA options, enabling you to choose the most suitable program in based on your financial situation.
2025 lending limits and down payment details in Reading, spanning Middlesex county, MA
Type of Loan
Limit
Down payment required
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Examining USDA and FHA loan possibilities in Reading, MA
The mission of Lendersa® is to swiftly and effortlessly secure the most beneficial USDA or FHA loan. Initiate the process by selecting one of three options designed to connect you with appropriate lenders and USDA loan offerings.
The USDA home loan, backed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is solely available in rural locales. Unlike FHA loans, which demand at least a 3.5% down payment, the USDA mortgage requires no down payment.
First National Bank of Kansas offers the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. First National Bank of Kansas takes pride in having served our community since 1902.
Our mission is to meet the needs of the market we serve by providing community leadership.
Franklin County was named for philosopher and statesmen Benjamin Franklin and was one of the original counties of the state of Mississippi. In 1809, seven years prior to Mississippi’s admission into the Union as a state, the county was organized in the Mississippi Territory. A large part of the western portion of the county
FNB in Frankfort is in its fourth generation of banking. In 1921, James Kennedy helped charter the organization and became its first president. FNB has survived the Great Depression; the 1980’s and has a great start to the 21st century. The prosperity of our organization has followed the prosperity of our community.
At Marion State Bank, we take the time to get to know you, our friends and neighbors. This dedication to service is only part of the package. With the latest advancements in mobile and online banking, our staff will help you stay connected to your money at all times.
We may be small, but we’re doing big things. Come see for yourself.
Bank of the Flint Hills, was chartered in 1876. Experiencing steady growth for the next 70 years, the bank moved it's location in 1972 one-half block west to a new, larger, and more modern building. In the early 90's more space was needed and the data processing and bookkeeping departments were moved to the building north of the main bank.
Since our inception in 1913, the Kaw Valley State Bank & Trust Company has been the “Bank of Personal Service” for the Wamego area. We were pleased to merge with the First National Bank of Clifton in 2008. Situated on the county line between Washington and Clay counties, our Clifton location was chartered in 1878 and branched to St Marys in 1990.
Origin Bank, formerly Community Trust Bank, is a Louisiana-chartered bank serving Louisiana, Texas and Mississippi. For over 100 years, we have provided a wide range of traditional banking services and are combining our industry expertise with modern applications to make banking easy both online and offline.
River Valley Community Federal Credit Union is a member owned financial institution whose purpose is to promote the financial well-being of its members by being committed to providing courteous, efficient and sound financial services. River Valley Community Federal Credit Union has a vision for growth and a heart for member service.
Norstar FCU is your family, friends and neighbors. We are a community credit union founded in 1942. With a local presence and local decision-making, we are here to bring that personal touch back to your finances. The friendly staff, terrific rates and many conveniences of NFCU have made believers out of over 2, 700 satisfied members.
Labette Bank is a trustworthy community bank that serves the people and businesses of Southeast Kansas.
Labette Bank was founded in 1915 by a group of businessmen who strongly believed in the people and businesses of our area. Their founding beliefs are still the cornerstone of our banking philosophy.
On February 28, 1962, the employees of the Yankton State Hospital organized and chartered the Yankton State Hospital Employees Federal Credit Union. This small branch was renamed to Services Center Federal Credit Union (FCU) and grew to three branch locations with over 7, 700 members and $70 million in assets.
