In the year 2026, the USDA loan cap for a single-family residence in Reading, part of Middlesex county, MA, is set at $675,000. Meanwhile, the FHA cap stands at $828,000.
Employ the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, helping you ascertain the necessary income, credit score, reserves, and documentation required for qualification. Our sophisticated mortgage calculator also provides a juxtaposition of USDA, FHA, Conforming, and VA options, enabling you to choose the most suitable program in based on your financial situation.
2026 lending limits and down payment details in Reading, spanning Middlesex county, MA
Type of Loan
Limit
Down payment required
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Examining USDA and FHA loan possibilities in Reading, MA
The mission of Lendersa® is to swiftly and effortlessly secure the most beneficial USDA or FHA loan. Initiate the process by selecting one of three options designed to connect you with appropriate lenders and USDA loan offerings.
The USDA home loan, backed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is solely available in rural locales. Unlike FHA loans, which demand at least a 3.5% down payment, the USDA mortgage requires no down payment.
Fountain Grove Lending you are purchasing your dream home or in need of a refinance. Cheri Fessenden can help you find the perfect loan program that fits your needs and situation. I will also educate you to have the knowledge and understanding of a home loan. My goal is to create long lasting relationships with each of my clients.
Western States Mortgage is proud to have served homeowners across California, Washington, and Oregon with a vast portfolio of home loan products. Approved by the Nation’s top lending sources, Western States Mortgage is a leader in delivering competitive rates and low costs to its customers. By implementing the latest software and support services.
California Home Loans based in Santa Rosa, California. America's Home Loans is a low fee, low interest rate mortgage lender since 2003, with the best 30 yr and 15 yr mortage interest rates for a refinance home loan or purchase home loan. We lend on residential mortgages on single family homes, condominiums and more
At America\'s Home Loans, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
I started my private money loan business in Santa Rosa because I saw a need for individuals and businesses to borrow funds for relatively short periods of time (1 to 5 years) to improve their current and future financial situations. We specialize in originating and funding special situations loans
800 Mendocino Ave., Suite #2, Santa Rosa, CA, 95401
Sun Pacific Mortgage is a family owned business in Sonoma County that my wife and I started way back in 1988. Right from day one, our aim was to help real estate home owners and buyers, by offering alternative financing for those who had been turned down elsewhere. Our Hard Money loans rescue with mortgages funded by private individuals
Headquartered in the Mission District of San Francisco, Mission National Bank is a full service commercial bank providing business checking, business lending and personal banking services. The Mission National Bank team prides itself on serving the great diversity of the Bay Area region and being accessible to its customers.
Exchange Bank has had only nine presidents in its long history. Father and son Manville Doyle and Frank Doyle co–founded the Bank in 1890. Frank Doyle served as President until 1948. Our third and fourth presidents, Charles Reinking and Andrew Shepard presided over a time of expansion and banking innovation.
581 Higuera Street, Suite 1, San Luis Obispo, CA, 94103
"We have been helping clients move into the home of their dreams for years. Let us help you with your new home purhcase or refinance. It has been and continues to be our mission to provide exceptional service with honesty, integrity and competence.
APPLY for your HOME LOAN AND"
44 Montgomery Street, Suite 02-172, San Francisco, CA, 94103
"SELFi is a mortgage platform that brings together lenders and independent mortgage advisers. The result is lower interest rates, more loan programs, better advice for consumers.
Our innovative DIY Refi program enables consumers to save an additional $53, 629 on their mortgage refinance.
Team Anil Bembey This client first philosophy has always been my approach and it requires me to continually improve my skills and ways of doing business. In addition, I've found that the latest technologies are enabling me to do everything I've always done, only much more quickly and efficiently.
