USDA Vs. FHA Pro and Con comparison in North-Scituate, Plymouth County, MA
In the year 2025, the USDA loan limit applicable in the city of North-Scituate, within Plymouth county of MA, is set at $579,600. Meanwhile, the FHA limit for a single-family home is $724,500.
Utilize the Lendersa® USDA loan calculator to perform a detailed comparison of today's USDA and FHA best rate offerings. Determine the income, creditworthiness, reserves, and documentation needed to qualify successfully. Using our comprehensive mortgage calculator, examine USDA, FHA, Conforming, and VA loans all at once to decide which program available in aligns best with your specific financial profile.
2025 Loan Limits and Down Payment Requirements in North-Scituate, County of Plymouth, MA
Loan Type
Loan Limit
Down Payment Required
USDA
$579,600
0%
FHA
$724,500
3.5%
Conventional Conforming
$724,500
3%
Discover USDA and FHA Loan Options in North-Scituate, MA
The mission of Lendersa® is to quickly and efficiently secure the optimal USDA or FHA loan without stress. Begin your journey by choosing one of three initial steps that will effectively match you with suitable lenders and authoritative USDA loan programs.
A USDA home loan, often referred to as a USDA mortgage or rural development loan, is backed by the governmental Department of Agriculture. Exclusively available in rural communities, this mortgage offers an advantage with no required down payment, contrasting FHA loans, which demand at least a 3.5% contribution upfront.
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