USDA Vs. FHA Pro and Con comparison in North-Scituate, Plymouth County, MA

In the year 2026, the USDA loan limit applicable in the city of North-Scituate, within Plymouth county of MA, is set at $579,600. Meanwhile, the FHA limit for a single-family home is $724,500.

Utilize the Lendersa® USDA loan calculator to perform a detailed comparison of today's USDA and FHA best rate offerings. Determine the income, creditworthiness, reserves, and documentation needed to qualify successfully. Using our comprehensive mortgage calculator, examine USDA, FHA, Conforming, and VA loans all at once to decide which program available in aligns best with your specific financial profile.

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2026 Loan Limits and Down Payment Requirements in North-Scituate, County of Plymouth, MA

Loan Type Loan Limit Down Payment Required
USDA $579,600 0%
FHA $724,500 3.5%
Conventional Conforming $724,500 3%

Discover USDA and FHA Loan Options in North-Scituate, MA

The mission of Lendersa® is to quickly and efficiently secure the optimal USDA or FHA loan without stress. Begin your journey by choosing one of three initial steps that will effectively match you with suitable lenders and authoritative USDA loan programs.

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Understanding USDA Loans in MA

A USDA home loan, often referred to as a USDA mortgage or rural development loan, is backed by the governmental Department of Agriculture. Exclusively available in rural communities, this mortgage offers an advantage with no required down payment, contrasting FHA loans, which demand at least a 3.5% contribution upfront.

Enter your location to find out if it qualifies for USDA rural housing loan?



North-Scituate Lenders

  • MassPrivateLending.Com, Inc.
  • 113 Ripley Rd, Cohasset, MA, 02025
  • Lends in Massachusetts
  • MassPrivateLending.Com is both a direct lender and a facilitator. We pre-screen borrowers and determine if they will qualify for a loan with one of our private investors or lenders. Our due diligence consists of reviewing the property to be pledged as collateral, reviewing the borrower’s proposed loan summary

  • South Shore Mortgage Incorporated
  • 167 Washington Street, Norwell, MA, 02061
  • Lends in Massachusetts
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • HouseSavvy Mortgage Services LLC
  • 683 Main Street, Norwell, MA, 02061
  • Lends in Massachusetts
  • At HouseSavvy Mortgage, our mission is to provide our clients with the right mortgage product at the best rate. Our Mortgage Counselors are intensively trained in both mortgage and real estate practices, providing expert, personalized guidance every step of the way to help you secure the mortgage solution that works best for you.

  • Radius Financial Group Inc.
  • 600 Longwater Drive, Suite 107, Norwell, MA, 02061
  • Lends in Massachusetts
  • radius changed more than just the mortgage business.We’ve become one of the leading mortgage lenders on the Eastern Seaboard through our customer obsessed curiosity.We created a new corporate culture that prioritized team inspired people. The result: countless purpose-filled careers & profits reinvested into the communities we live, work and serve.

  • Hingham Institution for Savings
  • 49 Main Street, Hingham, MA, 02043
  • Lends in Massachusetts
  • Incorporated in 1834, When it was first incorporated, the Bank did not have a permanent building and we accepted deposits at David Harding’s general store on North Street in Hingham. Although we have long since outgrown the general store, we have not outgrown our focus on community, family, and local businesses.

  • Heritage Mortgage Company Inc
  • 175 Derby Street, Suite 36, Hingham, MA, 02043
  • Lends in Massachusetts
  • Established 1993 Heritage Mortgage Company, Inc. enjoys a reputation for superior service and financial expertise. Whether you are buying your first home, trading up or looking to refinance your existing mortgage, we are here to help you meet your specific mortgage financing goals.

  • Hard Money Loans CT by Cutter Hill Capital
  • 4 Cutter Hill Rd, Hingham, MA, 02043
  • Lends in Massachusetts
  • Cutter Hill Capital is a private real estate lender focusing on loans for short-term real estate investment projects in the greater New England region and select national markets.Our company was founded in 2018 by principals who have been involved in over 1,000 real estate loan transactions.

  • Powerhouse Funding Corp
  • 439 Columbia Rd, Suite 101, Hanover, MA, 02339
  • Lends in Massachusetts
  • Powerhouse Funding Corp. is a residential mortgage brokerage in Hanover, Massachusetts, specializing in conventional and government mortgage lending products.We arrange residential mortgage loans for clients home purchase and home refinance needs through a vast array of lenders that we broker with.

  • CHM Mortgage Group
  • 475 School Street, Unit 2, Marshfield, MA, 02050
  • Lends in Massachusetts
  • CHM Mortgage Group is a local Massachusetts company delivering large banking expertise via a boutique style firm. Here at CHM, we have gained an outstanding reputation built on honesty, trust, and a commitment to ethical mortgage practices. With many years in the industry we understand that customer service is vital