In 2025, the USDA loan limit in Cohasset, found in Norfolk, MA, is $616,400. In contrast, for a single-family home, the FHA limit stands at $828,000.
Utilize the Lendersa® USDA loan calculator to compare the top rates for USDA versus FHA today. It will help you determine the required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side, aiding your decision on the most suitable financial option in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $616,400 | 0% |
| FHA | $828,000 | 3.5% |
| Conventional Conforming | $828,000 | 3% |
The aim of Lendersa® is to secure the best USDA or FHA loan for you quickly and without difficulty. Opt from three starting strategies that pair you with matching lenders and USDA loan offerings.
A USDA home loan is a government-backed loan provided by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage. This loan is exclusive to rural neighborhoods. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans need no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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