In 2025, the USDA loan limit for a single-family home in Hingham, part of Plymouth in MA, stands at $675,000, while the FHA cap is $828,000.
Use the Lendersa® USDA loan calculator to compare today's USDA versus FHA optimal rates and identify the necessary income, credit, reserves, and documentation for qualification. This advanced mortgage calculator also presents USDA, FHA, Conforming, and VA programs side by side, helping you determine the best option for your financial situation in
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| Loan Type | Loan Limit | Down payment |
| USDA | $675,000 | 0% |
| FHA | $828,000 | 3.5% |
| Conventional Conforming | $828,000 | 3% |
With Lendersa®'s objective of securing the best possible USDA or FHA loan quickly and effortlessly, you can select from three starting points to connect with matching lenders and optimal USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which mandate at least a 3.5% down payment, the USDA loan requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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