USDA Loan Vs. FHA loan pro & con Hingham, Plymouth County, MA

In 2025, the USDA loan limit for a single-family home in Hingham, part of Plymouth in MA, stands at $675,000, while the FHA cap is $828,000.

Use the Lendersa® USDA loan calculator to compare today's USDA versus FHA optimal rates and identify the necessary income, credit, reserves, and documentation for qualification. This advanced mortgage calculator also presents USDA, FHA, Conforming, and VA programs side by side, helping you determine the best option for your financial situation in .

Options for USDA and FHA Loans in Hingham, MA

With Lendersa®'s objective of securing the best possible USDA or FHA loan quickly and effortlessly, you can select from three starting points to connect with matching lenders and optimal USDA loan programs.

Lendersa USDA loan request and match results

An Overview of USDA Loans in MA

The USDA home loan, guaranteed by the U.S. Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which mandate at least a 3.5% down payment, the USDA loan requires no down payment at all.

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(617) 233-3097 Lender's profile and map Reviews MDO Mortgage LLC 10 Bremen Street, 2nd Floor, East Boston, MA, 02128 Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(508) 456-4346 Lender's profile and map Reviews Wheel House Mortgage Services Corporation d/b/a Wheel House Mortgage Services 36 North Bedford Street, Suite C17A, East Bridgewater, MA, 02333 Wheel House Mortgage Services, a professional mortgage company specializing in variety loans in whole state of Massachusetts. At Wheel House Mortgage Services, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants.
(617) 338-9087 Lender's profile and map Reviews Mass Home Mortgage Co 200 Lincoln Street, Suite 405, Boston, MA, 02111 MassHome Mortgage LLC is a mortgage broker who has been helping customers in Massachusetts since 1999 to obtain residential and commercial loans with variety of programs from different mortgage lenders. Our main goal is to provide the best service to our customers and help them to find the right loan with the best rates, terms and costs to
617 423 2003 Lender's profile and map Reviews Wallace Capital 132 Lincoln Street, Suite 6L, Boston, MA, 02111 Wallace Capital is a private real estate finance company that provides immediate short-term bridge loans and joint venture equity to real estate investors, developers and builders. A private finance company, Wallace Capital has invested approximately $500 million in about 500 transactions since 2000.
(617) 325-2900 Lender's profile and map Reviews The Cooperative Bank 40 Belgrade Avenue, Roslindale, MA, 02131 For more than four generations, TCB has been helping our customers make their goals and dreams a reality. We opened our doors on South Street in Roslindale in April 1898 as Roslindale Cooperative Bank. From 1928 to 1956, our main office was located on the corner of Corinth Street. In 1956, we moved to 40 Belgrade Avenue, where we still are today.
(617) 717-6100 Lender's profile and map Reviews Ethic, a Wealth Bank 125 High Street, 17th Floor, Boston, MA, 02110 We created Ethic, A Wealth Bank to fulfill a need. People want to feel connected, understood, and valued. We understand this only can be accomplished through building meaningful and long-lasting relationships, which is why relationships are at the heart of all we do. Our mission is to provide clients with advice, tools, services and solutions.
(800) 327-8376 Lender's profile and map Reviews Eastern Bank 265 Franklin St, Boston, MA, 02110 Our history goes back over 200 years. We offer banking, investments, and insurance all under one roof, and we pride ourselves on working harder to understand our customers’ needs so we can deliver these services in a committed and personal way. Founded in 1818 and headquartered in Boston
(844) 947-2848 Lender's profile and map Reviews Own Up 101 Arch Street, Suite 410, Boston, MA, 02110 Our founders used to be mortgage bankers, yet they didn’t go to their own bank to get a mortgage. Their expertise enabled them to pursue better financial outcomes elsewhere. They built Own Up to allow you to get your mortgage the same way they did. We use technology to simplify the home financing process.
617 947 8070 Lender's profile and map Reviews Raymond C. Green Companies 155 Federal St, Ste 1300, Boston, MA, 02110 The Raymond C. Green Companies is a direct, private lending organization located in Boston, MA. We provide fast, short term financing to builders, developers, and real estate investors throughout New England. Our borrowers are primarily those in need of closing quickly, and/or those seeking alternatives to traditional bank financing.
(781) 695-2086 Lender's profile and map Reviews Easy Apps Mortgage Inc 1044 Central Street, Suite 202, Stoughton, MA, 02072 Easy Apps Mortgage Working for our Borrowers and finding the best rates, programs, and costs is what we do best. We put you first and make sure your home purchase or refinance goes as EASY as possible! Our staff and experienced loan officers are available to you at all times and we gladly can meet with you.
(781) 341-4000 Lender's profile and map Reviews Maritime Mortgage Corp 4 Cabot Pl, #2, Stoughton, MA, 02072 Maritime Mortgage Corp opened its doors in 1989. Since then, we have been able to help thousands of people obtain affordable home financing. Our team of knowledgeable and friendly professionals work hard to ensure a smooth buying or refinancing process. Although our office is conveniently located in Stoughton, Ma, we are able to offer mortgage fina
(508) 245-4985 Lender's profile and map Reviews Continental Funding Corp. 7 Cabot Place, Stoughton, MA, 02072 Continental Funding Corp. scours the country for the lowest possible rates to offer our customers. By doing this, we can ensure that we will be able to offer the qualified borrower the best possible terms to meet their needs. We offer FNMA, FHLMC, FHA, VA, Rehab, USDA, Jumbo and Reverse mortgage programs to handle any situation a customer may have.