USDA and FHA Pro and Con in Hingham, Plymouth County, MA

In 2026, the USDA loan limit for a single-family home in Hingham, part of Plymouth in MA, stands at $675,000, while the FHA cap is $828,000.

Use the Lendersa® USDA loan calculator to compare today's USDA versus FHA optimal rates and identify the necessary income, credit, reserves, and documentation for qualification. This advanced mortgage calculator also presents USDA, FHA, Conforming, and VA programs side by side, helping you determine the best option for your financial situation in .

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Loan Limits and Down Payment Requirements for 2026 in Hingham, Plymouth, MA

Loan Type Loan Limit Down payment
USDA $675,000 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

Options for USDA and FHA Loans in Hingham, MA

With Lendersa®'s objective of securing the best possible USDA or FHA loan quickly and effortlessly, you can select from three starting points to connect with matching lenders and optimal USDA loan programs.

Lendersa USDA loan request and match results

An Overview of USDA Loans in MA

The USDA home loan, guaranteed by the U.S. Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which mandate at least a 3.5% down payment, the USDA loan requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • BluCurrent Credit Union
  • 1770 W Sunset, Springfield, MO, 65807
  • BluCurrent Credit Union is Springfield's largest credit union with over 22, 000 members, 4 branch locations, and over $260 million in assets. We provide access to more than 5, 000 shared branches through our unique CU Service Center affiliation, and nearly 30, 000 free Nationwide ATMs through our CO-OP Network membership.

  • Home Mortgage Group INC
  • 3608 S Campbell Avenue, Springfield, MO, 65807
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • First Whitney Bank and Trust
  • 223 Chestnut Street, Atlantic, IA, 50022
  • The First Whitney Bank, founded in 1907, has a history of growth and progress with Atlantic and the surrounding community’s for over 100 years. In 1968, the Bank’s name was officially changed to First Whitney Bank & Trust, and moved to their present location at 3rd and Chestnut Streets.

  • SUN Credit Union
  • 701 Promenade Dr, Pembroke Pines, FL, 33026
  • SUN Credit Union has been a vibrant part of the South Florida community since 1946. Originally chartered by City of Hollywood employees, our membership has grown to include real estate professionals in Dade and Broward counties, Miami Shores Village employees, and Chamber of Commerce business members (including their employees

  • Transparent Mortgage Lending Inc
  • 10338 Santiago Street, Cooper City, FL, 33026
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    We are licensed (NMLS #1753817), knowledgeable in the industry, nd fully trained to assist clients in getting the loans they need."

  • Falloon Mortgage Funding Corp
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  • We are passionate about making the dream of homeownership a reality for as many individuals as possible. Falloon Mortgage Funding, we take pride in catering to our clients’ individual needs and making the process of home buying as stress-free as possible, from start to finish. We are the mortgage lender you need!

  • Gulf Coast Federal Credit Union
  • 1001 Springhill Avenue, Mobile, AL, 36604
  • Live, work, worship, or attend school in Mobile County – You can join Gulf Coast Federal Credit Union. Your immediate family members may also qualify for membership in the credit union. Visit our newly renovated credit union office at 1001 Springhill Ave., Mobile, Alabama and our branch office at 4313 Downtowner Loop South, Mobile, Alabama.

  • Fletcher and Janz Processing Services
  • 316 South Mckenzie Street, Suite 177, Foley, AL, 36535
  • Our team of highly motivated and skilled LOAs & Processors will work to save you time and energy on your files so you can focus on generating more business. Working your files from beginning to end, our follow up system continues for a year after close of escrow to keep YOU top of mind with your clients. All follow up is sent on your behalf,

  • Southeast Mortgages
  • 3600 South State Road 7, Suite 228, Miramar, FL, 33023
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Kearney Trust Company
  • 310 West 92 Highway, Kearney, MO, 64060
  • Kearney Trust Company commit to consistently strive to uphold integrity, trust and exemplary service. We promise to engage in a continuous pursuit in the creation of an atmosphere in which the company can prosper and profit while serving the needs of the community and customers. Our first location was on the southwest corner of Washington.

  • Belaire Private Capital
  • 3530 Mystic Pointe Drive, Aventura, FL, 33180
  • Belaire Private Capital is a private lender specializing in ASSET BASED FUNDING for investment properties. The firm funds diverse asset classes, ranging from existing residential, commercial, multifamily properties to ground-up construction funding for residential & commercial properties nationwide. BelairePrivateCapital.com

  • Winston Capital
  • 545 NW 26 street, Aventura, FL, 33180
  • WE CLOSE FAST!! $1m++

    Winston Capital Management Provides Business Purpose Loans to Real Estate Investors as well as other Private Lenders who are seeking Loan on Loan Financing Structures in Florida, Georgia, Texas, NY, NJ, Washington DC and surrounding states. We close FAST!  Contact us today at [email protected] or call 305-507-7479