USDA Vs. FHA Pro and Con comparison in Scituate, Plymouth County, MA

As of 2026, the USDA loan limit for Scituate in Plymouth county, MA is $675,000, while the FHA limit for a single-family home is $828,000.

The Lendersa® USDA loan calculator can help you compare today's top USDA and FHA rates. Determine the necessary income, credit score, reserves, and required documents to qualify. With our comprehensive mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the ideal program in for your finances.

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2026 Loan Limits and Down Payment Requirements in Scituate, Plymouth, MA

Loan Type Loan Limit Down payment
USDA $675,000 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

Choosing USDA and FHA Loan Options in Scituate, MA

Lendersa® aims to quickly find you the best USDA or FHA loan with ease. Pick from three options to match with lenders and USDA loan programs.

Lendersa USDA loan request and results

Understanding USDA Loans in MA

USDA home loans, backed by the Department of Agriculture—also known as USDA rural development loans or USDA mortgages—are offered solely in rural areas. Unlike FHA loans needing a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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