USDA Vs. FHA your options comparison in Northborough, Worcester County, MA

During 2025, in Northborough, within the county of Worcester in MA, the USDA loan limit is established at $336,500, whereas for a single-family residence, the FHA limit is set at $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate the best available rates for USDA and FHA loans today. It will assist in determining the required income, credit score, reserves, and necessary documentation for qualification. This advanced mortgage calculator allows for a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you decide which option is best suited to your financial circumstances in Alabama.

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Loan limits and down payment requirements for 2025 in Northborough, county of Worcester, MA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan alternatives in Northborough, MA

Lendersa® is dedicated to swiftly and effortlessly obtaining the most favorable USDA or FHA loan for you. Choose from three initial options that conveniently match you with appropriate lenders and USDA loan programs.

Lendersa USDA loan requests and matching outcomes

Understanding USDA Loans in MA

A USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA rural development loan or mortgage, primarily available in rural areas. Unlike FHA loans necessitating a minimum of 3.5% down payment, the USDA mortgage requires zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • GRANCO Federal Credit Union
  • 217 Alder Street SW, Ephrata, WA, 98823
  • Since 1956, GRANCO Federal Credit Union has been providing friendly member service in Ephrata, Moses Lake and the surrounding area. The cooperative philosophy that started the credit union still rings true today. GRANCO will consider a member’s credit score, but will not deny any loan due to credit score alone.
  • Residential Mortgage Services - Home Loans
  • 3585 E. Flamingo Road, Suites 101 | 102 | 103, Las Vegas, NV, 89121
  • RMS is a licensed mortgage banker whose objectives remain to combine the highest level of service, cutting edge technology, diverse mortgage products and competitive interest rates expected from a large bank with the personal attention of a proud community lender. RMS only originates mortgage loans within the United States of America.
  • One Nevada Credit Union
  • 2645 S Mojave Rd, Las Vegas, NV, 89121
  • One Nevada Credit Union is the largest federally insured credit union in the state of Nevada, proudly serving Northern & Southern Nevada. We have proudly been serving our community neighbors since 1950. As the largest credit union in the state, we understand the importance of community involvement & the need for corporate partnership & support.
  • BERTUCCINI-LLC
  • 3110 E Flamingo Rd, Las Vegas, NV, 89121
  • We help you get the best deal possible on your loans, period. By giving consumers multiple offers from several lenders in a matter of minutes, we make comparison shopping easy. And we all know-when lenders compete for your business, you win! Whether you’re a first time home buyer looking for a mortgage or you’re in the market
  • Assured Financial Inc
  • 183 North Gibson, Suite 150, Henderson, NV, 89014
  • "For more than thirty years, the team at Assured has successfully executed real estate sales, management and development transactions throughout southern Nevada. Assured is comprised of hard-working and creative problem-solvers who are willing to take calculated risks to provide successful outcomes to our clients."
  • Tri Crown Real Estate
  • 1489 W Warm Springs Road, Suite 110, Office 241, Henderson, NV, 89014
  • Tri Crown Real Estate's founder Jim Dunn's business determination, Terri has moved up the ranks and has become our newest president and presiding Broker for both California and Nevada. She has impressed many as a forward thinker and excellent communicator along with expert business negotiation.
  • PInnacle Mortgage Solutions Inc
  • 1489 W Warm Springs Rd, Suite 110, Henderson, NV, 89014
  • The Pinnacle Mortgage Solutions Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available. Whether you are a first-time home buyer, purchasing your dream home,refinancing an outstanding loan, or consolidating debt
  • North American Financial
  • 375 N Stephanie St Bldg 20, Henderson, NV, 89014
  • At North American Financial Corp, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process. so that you can confidently select the best mortgage for you and your family
  • Rehab Lend LLC. DBA REHABLEND
  • 1810 E Sahara Ave #200, Las Vegas, NV, 89104
  • REHABLEND by Alpha Funding Corp. (www.afunding.com) was established in 2016 to provide a simple and effective platform for real estate investors and brokers who need to acquire or refinance non-owner-occupied residential and multifamily properties. We focus on value-add fix and flip transactions, mid-renovations, and long-term financing. We do no