USDA Loan Vs. FHA loan for Shrewsbury, MA [Worcester County ]

In 2026, the USDA loan cap in Shrewsbury, Worcester county, MA, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA vs. FHA rates and determine the income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator provides viewable side-by-side comparisons of USDA, FHA, Conforming, and VA options, allowing you to select the best program for your specific financial scenario in .

USDA and FHA Loan Options in Shrewsbury, MA

Lendersa® aims to secure the best USDA or FHA loan available for you quickly and easily. Choose one of three paths to connect with lenders and explore USDA loan offerings.

Lendersa USDA loan request and matching results

What is a USDA Loan in MA?

The USDA home loan, also called a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available exclusively in rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment.

Get top 10
USDA LENDERS
customized to yout needes

774 999 3456 Lender's profile and map Reviews ProBuilder Financial LLC 396 Washington Street Suite 225, Wellesley Hills, MA, 02481 ProBuilder Financial is the hard money lender of choice for professional real estate developers, builders, and investors in New England. ProBuilder Financial provides friendly, personalized service, unsurpassed responsiveness, deep industry knowledge, and immediate access to funds for short and intermediate term commercial loans. At ProBuilder Fina
(508) 765-5454 Lender's profile and map Reviews Southbridge Credit Union 179 Main Street, Southbridge, MA, 01550 SCU is a locally run credit union focused on serving the residents and businesses of South Central MA and Northern CT. Our mission is to give our members the very best financial products and services available at outstanding rates and terms, with the lowest fees possible. Take a look at our checking accounts, mortgages, consumer loans
(508) 528-3360 Lender's profile and map Reviews Norfolk Community Federal Credit Union 18 Union Street, Suite 104, Norfolk, MA, 02056 Norfolk Community Federal Credit Union was chartered on August 11, 1953. We are a federally chartered and insured credit union. A credit union is a not-for-profit, membership-owned financial institution. Known for its strong consumer-orientation, a credit union is organized to serve a community, a company or a municipality
(860) 928-6600 Lender's profile and map Reviews Polaris Mortgage Group, LLC 581 Riverside Drive, Thompson, CT, 06255 Polaris Mortgage Group, LLC prides itself in providing affordable financing with World Class Service to clients in both MA and CT. Conveniently located in Thompson, CT, the heart of the Quiet Corner. We offer personal service combined with lower rates and/or lower closing costs as compared with most local lenders!
(508) 384-6101 Lender's profile and map Reviews Wrentham Co-operative Bank 102 South Street, Wrentham, MA, 02093 Wrentham Cooperative has been a place people can trust for all of their personal and business financial needs since 1901. Unlike most banks, we provide you with the services YOU actually want and need, not the services we want you to buy. We work quietly and steadily every day to improve our services
(781) 453-2900 Lender's profile and map Reviews Boston Mortgage Solutions, LLC 1237R Highland Ave, Needham, MA, 02492 Boston Mortgage Solutions, LLC specializes in residential and commercial real estate mortgages. We are licensed in MA (NMLS MB2403) and NH (NMLS 12978-MBR) and we make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.
(617) 972-8588 Lender's profile and map Reviews American Mortgage Resource Inc 2 Winter Street, Suite 202, Waltham, MA, 02451 American Mortgage Resource, Inc. is a home Mortgage Broker that specializes in home loans for home refinancing or first-time buyers with very competitive low mortgage rates in Waltham, MA, the Boston area and the entire Massachusetts state. We have programs available for first time home buyers, as well as conventional, Jumbo, FHA and VA loans.
(781) 419-9923 Lender's profile and map Reviews Independence Mortgage Group LLC 318 Bear Hill Road, Suite 11, Waltham, MA, 02451 Independence Mortgage Group was founded (back) in 2007. The company is a Licensed Mortgage Broker doing business in Massachusetts and New Hampshire and currently has 6 licensed Loan Officers. Independence Mortgage Group prides itself on giving personalized one-on-one service to every customer.
(781) 389-4060 Lender's profile and map Reviews Mortgage Resources 175 Highland Ave, Suite 303, Needham Heights, MA, 02494 Our goal is to offer you great friendly and professional service. Rates and fees will be reasonable, fair and affordable. As mortgage brokers, Mortgage Resources works with many lenders and investors. With literally hundreds of different and unique programs to choose from, our mortgage specialists
(781) 455-6500 Lender's profile and map Reviews Direct Federal Credit Union 50 Cabot St, Needham Heights, MA, 02494 Direct Federal is a community chartered credit union. This means that ANYONE who lives, works (or regularly conducts business in), worships, or attends school in Norfolk or Middlesex Counties, Massachusetts; or, has an immediate family member that lives, works (or regularly conducts business in), worships, or attends school in Norfolk
(617) 951-2600 Lender's profile and map Reviews Fantini & Gorga LLC 197 First Avenue, Needham Heights, MA, 02494 Fantini & Gorga delivers creative, cost-efficient real estate financing to its borrower clients who include investors, developers, and corporations. Our access to capital is unsurpassed, founded on long-nurtured relationships and powerful transaction volume. Following over 300 capital sources in a uniquely disciplined.
(617) 928-1900 Lender's profile and map Reviews Atlas Mortgage 220 Reservoir Street, Suite 4, Needham Heights, MA, 02494 We are a private lender to investors in the real estate community. We specialize in working with fix and flip rehabbers and builders of new construction. What makes us unique is we are builders ourselves so we know the business and can work quickly to close a loan for a good investor!