In 2025, the USDA loan cap in Shrewsbury, Worcester county, MA, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA vs. FHA rates and determine the income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator provides viewable side-by-side comparisons of USDA, FHA, Conforming, and VA options, allowing you to select the best program for your specific financial scenario in
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| Loan Type | Loan Limit | Down payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to secure the best USDA or FHA loan available for you quickly and easily. Choose one of three paths to connect with lenders and explore USDA loan offerings.
The USDA home loan, also called a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available exclusively in rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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