USDA Vs. FHA Pro and Con comparison in Marlborough, Middlesex County, MA

In 2026, the USDA loan limit for Marlborough, within Middlesex county, MA, is set at $675,000. By contrast, the FHA limit for a single-family home is $828,000.

Make use of the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. Determine the essential income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator lays out USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the ideal program for your financial needs in .

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2026 Loan Limits and Downpayment Requirements in Marlborough, County of Middlesex, MA

Loan Type Loan Limit Down payment
USDA $675,000 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

USDA and FHA Loan Options in Marlborough, MA

Lendersa® is dedicated to obtaining the best USDA or FHA loan for you swiftly and without hassle. Choose one of three starting methods to connect with lenders and examine USDA loan offerings.

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What is a USDA Loan in MA?

The USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan, is exclusively offered in rural areas. In contrast to FHA loans, requiring at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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