In 2026, the USDA loan limit in Westborough, located in Worcester county, MA, is $336,500, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today’s USDA versus FHA rates, and identify the income, credit, reserves, and documents needed to qualify. Our advanced tool shows USDA, FHA, Conforming, and VA loans side by side, helping you choose the best option for your finances in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The aim at Lendersa® is to quickly secure you the best USDA or FHA loan with ease. Select one of three starting points for finding matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and offered in rural areas only. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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