USDA and FHA Pro and Con in Northfield, Franklin County, MA
Throughout 2025, the USDA loan limit in Northfield, located in Franklin county, MA, is set at $336,500. Comparatively, for a single-family home, the FHA loan cap is $472,030.
You can use the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. This tool determines the income, credit, reserves, and documentation required to qualify for these loans. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the most suitable program for your financial needs in Alabama.
2025 Loan Limits and Downpayment Requirements in Northfield, Franklin, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
USDA and FHA Loan Options in Northfield, MA
Lendersa® aims to swiftly connect you with the best USDA or FHA loan without hassle. Choose one of three possible starting points that lead to matching lenders and USDA loan programs fit for your needs.
The USDA home loan is a mortgage guaranteed by the Department of Agriculture, also known as a USDA rural development loan, exclusive to rural neighborhoods. Unlike FHA loans which mandate a minimum 3.5% down payment, the USDA mortgage does not require any down payment.
We are a full-service mortgage company based in Chino, CA. We specialize in FHA Loans & First Time Home Loans in Chino. We also serve the surrounding cities in San Bernardino County.We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term.
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1049 Southwest Baseline Street, Suite A120, Hillsboro, OR, 97123
Art Chavez a Mortgage Broker with Baseline Mortgage LLC, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Mortgage Broker serving Oregon exclusively. Art Chavez Owner at Baseline Mortgage, LLC. Baseline Mortgage, LLC Established in 2004.
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