USDA Vs. FHA Pro and Con comparison in Montague, Franklin County, MA
In the year 2025, the USDA loan ceiling in Montague, county of Franklin, MA is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize Lendersa® USDA loan calculator to compare the present USDA versus FHA prime rates and determine the income, credit score, reserves, and documents needed for qualification. Using our advanced mortgage calculator, view USDA, FHA, Conforming, and VA side by side, aiding in selecting the most fitting program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Montague, Franklin, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Montague, MA
Lendersa® strives to obtain the most suitable USDA or FHA loan quickly and hassle-free for you. Start from one of three options leading to matching lenders and USDA loan choices.
A USDA home loan is guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgage loans require no down payment at all.
We’re a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.
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Spokane Media Federal Credit Union. The original mission of the credit union was to encourage savings and grant members easier access to money for use in emergencies. SMFCU expanded its field of membership in 1973 to include radio, television and newspaper employees. Because we are a federally chartered institution, we adhere to guidelines that ens
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