USDA Vs. FHA your options comparison in Orange, Franklin County, MA
During 2026, the USDA loan ceiling in Orange, part of Franklin county in MA, is set at $336,500, while the limit for FHA loans for a single-family dwelling is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's leading rates for USDA versus FHA loans and understand the income, credit, reserves, and documentation needed for eligibility. Our sophisticated mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, allowing you to select the best program tailored to your financial condition in .
Loan ceilings and downpayment specifications for 2026 in Orange, Franklin county, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA loans in Orange, MA
Lendersa®'s mission is to promptly secure you the best USDA or FHA loan, with minimal effort. Begin with any of three pathways that connect you to lenders and available USDA loan options.
A USDA home loan is a government-guaranteed mortgage by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, available only in rural areas. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, a USDA loan requires no down payment at all.
Athol Savings Bank is a mutual savings bank based in Athol, Massachusetts. Our goal is to be the financial foundation in our community; working harder, reaching higher and delivering strength, stability and security to our customers. As we move forward, Athol Savings Bank is committed to being “A Solutions Bank” for our customers.
We were founded in 1930 as a member-owned, not-for-profit credit union with the goal of providing the highest quality banking products at the best possible prices, delivered with professional, one-on-one personal service. In 2015, we were designated as a Community Development Financial Institution by the U.S.
Greenfield Savings Bank has stayed true to its mission to provide a secure place for local residents to save and to access financial products and resources. Today, we continue that commitment with offices throughout Franklin and Hampshire Counties and through online and mobile banking.
Our mission is to provide fairly-priced banking products, financial services and consumer and commercial loans of all types to help local businesses grow, assist individuals and families in achieving their own financial goals, and in this manner make the communities we serve stronger and more prosperous.
Franklin First began in 1958 as four separate credit unions: Franklin County Public Hospital FCU, Franklin County Teachers FCU, Lunt Silversmiths, and Greenfield Tap & Die Credit Union. As the years went on, they became united by common goals and the desire to offer updated services for their members.
GFA Federal Credit Union is a full service, Member-owned, community financial institution serving Central Massachusetts & Southern New Hampshire, with branch locations in Ashburnham, Gardner, Hubbardston, Keene, Leominster, Peterborough, Rindge, Rutland & Winchendon. Offering Personal, Business, Investment & Insurance solutions to help buy a home.
We are a state-chartered 1.7 billion-dollar mutual savings bank with offices in central and western mass. We've gone above and beyond for our customers since 1850. We value respect, courtesy, and excellence in service above all. As a mutual bank, we answer our customers first, not to investors.
At UMassFive, we know that your success is our success. We are member-owned and member-run, which means a healthy local economy and a strong community is good for business—both ours and yours. As such, our Commercial Services division is designed to help your business grow and adapt with every evolving need, because when you win we all win.
