USDA Vs. FHA your options comparison in Norwood, Norfolk County, MA

For 2026, the USDA loan limit in Norwood, located in the county of Norfolk, MA, stands at $616,400, whereas the FHA loan limit for a single-family home is $828,000.

Using the Lendersa® USDA loan calculator, you can contrast today's prime USDA versus FHA rates and recognize the income, credit, reserves, and documentation necessary to qualify. This advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA side by side, aiding your decision on the most suitable program for your specific financial landscape in .

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2026 Loan Limits and Down Payment Requirements in Norwood, Norfolk, MA

Loan Type Loan Limit Down Payment
USDA $616,400 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

Exploring USDA and FHA Loan Options in Norwood, MA

The objective at Lendersa® is to swiftly secure the most suitable USDA or FHA loan for you, without complications. Select from three available starting points, leading you to matching lenders and USDA loan opportunities.

Lendersa USDA loan request and matching results

An Overview of USDA Loans in MA

A USDA home loan, supported by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural regions. This is distinct from FHA loans that mandate a minimum 3.5% down payment; USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Norwood Lenders

  • Norwood Bank
  • 11 Central Street, Norwood, MA, 02062
  • Lends in Massachusetts
  • Norwood Bank is a community bank established in 1889 for the purpose of homeownership. Today our assets total more than $676 million dollars and our message remains the same. We are committed to the financial needs of our community. We specialize in consumer banking, residential mortgage lending, and construction and commercial real estate lending.

  • Lighthouse Funding Group
  • 661 Washington Street, Suite 209, Norwood, MA, 02062
  • Lends in Massachusetts
  • Lighthouse Funding have been in business for over 15 years providing people with quality service and loans that fit their needs. Our team consists of knowledgeable loan consultants and originators that go above and beyond to make sure their clients have a smooth loan process. There are many advantages to working with our company.

  • Northstar Mortgage Corp
  • 555 High St, Suite 302, Westwood, MA, 02090
  • Lends in Massachusetts
  • We have been helping our clients finance their homes in the Commonwealth of Massachusetts since 1990. Our value proposition is simple: we take the time to understand your needs and provide personal service you can rely on. Buyer’s agents love working with us because we don’t just pull a credit report like so many big banks often do.

  • Canton Co-operative Bank
  • 671 Washington Street, Canton, MA, 02021
  • Lends in Massachusetts
  • Canton Co-operative Bank has been Canton’s hometown bank since 1891. Our approach to banking is simple – we combine old-fashioned personalized service with today’s cutting-edge technology. As a customer, we get to know you and create a banking relationship unique to your needs. We are a 100% independent Bank open to anyone living or working in MA.

  • Flatley Financial Services
  • 45 Dan Road, Suite 320, Canton, MA, 02021
  • Lends in Massachusetts
  • Flatley Financial Services finances the acquisition and construction of real estate projects such as fix-and-flips or new builds. Our loans are asset-backed, and we underwrite based on the prospective property and the expected value of the property after work is completed. Our borrowers are contractors, investors, and developers.

  • Bank of Canton
  • 490 Turnpike Street, Canton, MA, 02021
  • Lends in Massachusetts
  • Bank of Canton is a Massachusetts-chartered mutual savings bank that offers its consumer, business and government banking customers access to a full array of deposit, loan, investment and convenience service options. All deposits at Bank of Canton are insured in full with at least $250, 000 insured by the Federal Deposit Insurance Corporation.

  • Allstate Capital Group
  • 1600 Boston-Providence Hwy, Walpole, MA, 02081
  • Lends in Massachusetts
  • Allstate Capital Group specializes in providing customized loans to investors, builders and developers in need of funding outside the scope of traditional banks. We also offer direct FHA HUD Lending programs starting at 2.55%, No Points, 35 Year Fixed. We are known for speed, service and integrity.

  • Dedham Institution for Savings
  • 55 Elm Street, Dedham, MA, 02026
  • Lends in Massachusetts
  • Dedham Savings has been a foundation of the community from our earliest days. When you visit a branch, you see the same friendly faces you have come to rely on. When you call us, you talk with people you’ve known for years, who are eager to help. And, we support the local causes and organizations that keep our community thriving.

  • Dedham Town Employees Federal Credit Union
  • 202 Bussey Street, Dedham, MA, 02026
  • Lends in Massachusetts
  • The Dedham Town Employees Federal Credit Union is dedicated to meeting the financial needs of its members while providing excellence in personalized service and offering innovative and comprehensive products and services. Safeguarding member investments and personal information is a top priority.