USDA Vs. FHA Pro and Con comparison in Sharon, Norfolk County, MA

In 2025, the USDA loan limit set in Sharon, within Norfolk county, MA, is $616,400, while the FHA limit for a single-family home is $828,000.

With Lendersa®'s USDA loan calculator, you can compare today’s top USDA vs. FHA rates to understand the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, enabling you to decide which program is most suitable for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Sharon, Norfolk, MA

Loan Type Loan Limit Down payment
USDA $616,400 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

Explore USDA and FHA Loan Opportunities in Sharon, MA

The objective at Lendersa® is to swiftly secure the most beneficial USDA or FHA loan for you with ease. Begin with one of three routes to find matching lenders and the right USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

A USDA home loan, supported by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Midcity Mortgage
  • 3020 Old Ranch Parkway, Suite 300, Seal Beach, CA, 90740
  • The company goal is to provide real estate loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. We've been in business long enough to understand your problems
  • California Capital Resources Inc.
  • 12340 Seal Beach, Suite 307, Seal Beach, CA, 90740
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Endeavor Mortgage Group Inc.
  • 13001 Seal Beach Boulevard, Suite 210, Seal Beach, CA, 90740
  • Endeavor Mortgage offers a cost efficient individualized relationship focused approach to your mortgage needs with emphasis on your specific financial life goals. We use our unique relationships to find you the best rate and loan program, saving you valuable time, money and the stress of finding the perfect deal.
  • EMAC Financial
  • 350 Main Street, Suite D, Seal Beach, CA, 90740
  • EMAC Financial mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Bankers Preferred Mortgage Inc.
  • 3020 Old Ranch Parkway, Suite 300, Seal Beach, CA, 90740
  • BPM, we work hard to get you the best mortgage rate possible, so you have more money to enjoy your home, and your life. For over 30 years we’ve been putting people in homes and helping them keep more money in their pockets. To find out how much you’d like to borrow, try our mortgage calculator
  • Benefit Mortgage Lending Group, Inc.
  • 3550 Iris Cir, Seal Beach, CA, 90740
  • At Benefit Mortgage Lending Group, Inc. We are a full-service mortgage company based in Seal Beach, CA. We specialize in Home Purchase Loans and Refinance in Seal Beach. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in the zip code 90740, we can help you realize your dream of homeownership
  • Fresn credit union
  • 1004 North Van Ness Ave, Fresno, CA, 93728
  • On December 3, 1954, The Fresno Police Department Credit Union was established. The original location was in one of the rooms at the old police department in downtown Fresno. The first member to join our credit union was our police chief at that time. Now we have almost 4000 members.
  • Colonial Services Group Inc
  • 3939 Tweedy Boulevard, South Gate, CA, 90280
  • Amalia Rosenblum and Gary A Baker have over 50years combined experience assisting clients with their most important financial needs. Together they have formed and continue to manage Colonial Services Group, Inc. This company has the resources to assist you with all of your Real Estate, Insurance, and Financial needs at a very affordable cost.
  • Gilbert Realty and Investments
  • 13440 Paramount Boulevard, Suite C, South Gate, CA, 90280
  • Gilbert Realty and Investments Real Estate Mortgage Broker since 1984. We specialist in First time home buyer programs, FHA, VA, conventional and 100 % financing available for borrowers with fico scores 640 or higher, We also offer low down payment programs for first time buyers with fico scores as low as 500.
  • Star Business Lending
  • 1001 Wilshire Boulevard #1326, Los Angeles, CA, 90017
  • We have tailor-made private, commercial, conventional, and hard money at your fingertips. Makes loans in all 50 States for short-term and long-term real estate investment properties. Their asset-based loans can close very quickly, within 3 days from an appraisal report and clear-to-close from the title company.
  • CTBC Bank Corp. (USA)
  • 801 South Figueroa Street, Suite 2300, Los Angeles, CA, 90017
  • CTBC Bank is a trusted and established institution providing our commercial and retail customers with a real financial bridge to the next stage of their lives and businesses. Our customers benefit from access to the best of both worlds – large bank resources coupled with individual attention and customized services of a small bank.