USDA and FHA Pro and Con in Plymouth, Plymouth County, MA

During 2026, the USDA loan limit set in Plymouth, within Plymouth county of MA, is $675,000. In comparison, the FHA limit for a single-family house is $828,000.

Leverage the Lendersa® USDA loan calculator to evaluate the top USDA vs. FHA rates currently available, understanding the income, credit profile, reserves, and documentation required for qualification. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, aiding in the selection of the ideal program for your unique financial needs in .

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Overview of 2026 loan limits and downpayment conditions in Plymouth, county of Plymouth, MA

Loan Type Loan Limit Down payment
USDA $675,000 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

USDA and FHA loan selections in Plymouth, MA

Lendersa® strives to facilitate the acquisition of the optimal USDA or FHA loan swiftly and without complications. Choose from one of the three pathways to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

What defines a USDA Loan in MA?

The USDA home loan, guaranteed by the U.S. Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is exclusive to rural areas. Unlike FHA loans, which necessitate at least a 3.5% down payment, USDA mortgages require zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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