USDA and FHA Pro and Con in Wareham, Plymouth County, MA

For the year 2025, the USDA loan limit for Wareham, in Plymouth county, MA, is set at $675,000, whereas the FHA limit for a single-family home reaches $828,000.

Take advantage of the Lendersa® USDA loan calculator to contrast current best rates between USDA and FHA, and ascertain the necessary income, credit, reserves, and documents for eligibility. Utilizing our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA loans side by side. This tool assists you in discerning which program in aligns best with your unique financial circumstances.

Compare loan offers from a network of 100 lenders

Loan Amounts and Downpayment Requirements for 2025 in Wareham, County of Plymouth, MA

Loan Type Loan Limit Down Payment
USDA $675,000 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

Exploring USDA and FHA Loan Options in Wareham, MA

Lendersa® strives to provide you with the most favorable USDA or FHA loan options swiftly and effortlessly. Begin your journey by choosing one of three initial pathways that connect you with the perfect lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

USDA home loans, backed by the Department of Agriculture, are also known as USDA rural development loans or USDA mortgages and are designed specifically for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages necessitate no down payment whatsoever, making them a distinct choice for homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Outreach Lending Corporation
  • 8725 Northwest 18th Terrace, Suite 306, Doral, FL, 33172
  • Outreach Lending Corporation is a Florida Domestic Profit Corporation filed On June 8, 2018. The company's filing status is listed as Active and its File Number is P18000052164. The Registered Agent on file for this company is Llosa Enrique A and is located at 8725 Nw 18th Terrace, Doral, FL 33172.
  • Quality Mortgage Solutions LLC
  • 3105 NW 107th Ave, Suite 103, Doral, FL, 33172
  • Quality Mortgage Solutions was founded in July of 2018 with 1 goal.. We want to change the mortgage process and expectation for clients. Finding someone that you can count on to give you the best guidance on which mortgage product is best for you and your needs is a lot more challenging than one would think
  • Dream Cap Loans
  • 9740 Northwest 10th Terrace, Miami, FL, 33172
  • Get a mortgage loan with confidence. Get help from a licensed mortgage loan officer who will help you navigate through the difference mortgage broker services offered. Factors such as income, credit score, funds available, and qualifications can play a role in which type of loan you choose. Understand your options
  • Sunset Home Mortgage & Financial Services LLC
  • 2520 NW 97 Ave, Suite 210, Doral, FL, 33172
  • Sunset Home Mortgage & Financial Services, we are a team that works together to deliver the best mortgage experience from the very beginning of the process to after the closing. We treat our clients, affiliates, referral sources, and each other with the utmost respect. Because of our values, ethics, and integrity industry.
  • Real Loan Partners Team
  • 2520 NW 97th Ave., Suite 210-A, Miami, FL, 33172
  • "Real Loan Partners Providing ""VALUE"" ...through Service, Integrity and Trust since 2001! My commitment and dedication towards excellent customer service began prior to becoming a loan originator. It actually began at the beginning of my hospitality industry.Established in 2001. "
  • Clear Capital Funding
  • 10482 NW 31st Ter Suite 2A, Miami, FL, 33172
  • Clear Capital Funding, LLC, your trust and the security of your information is very important to us. This Privacy Policy explains what we do to protect and maintain your information and to let you know how you can limit the information that we share with others. Site refers to this Internet web site (http://www.ccfbrokers.com)
  • MOR Lending
  • 2301 NW 87 Ave, Suite 503, Miami, FL, 33172
  • MOR Lending is not the same old stuffy mortgage company. Our young and energetic team of Lending V.I.P will make sure you are their number one concern. MOR is built on three simple principles Rapid Response - We communicate with you on the phone, text, email or DM. And we follow up quickly and professionally
  • LimeBank
  • 1630 S. Killingsworth Ave., Bolivar, MO, 65613
  • LimeBank (formerly Farmers State Bank) is an FDIC-insured & Equal Housing Lender certified bank serving the community of Bolivar, MO & the surrounding area. With four convenient branch locations in Bolivar, Galmey, and Pittsburg, plus four free regional ATMs, LimeBank proudly serves clients from southwest Missouri & the greater Springfield region.
  • Magellan International Mortgage Corporation
  • 260 Crandon Blvd, Suite 9, Key Biscayne, FL, 33149
  • We closed our first loan in 1989 and from then on it has been a fantastic road in helping homeowners achieve their dreams of financing their property. Centrally located in Key Biscayne, Florida and servicing the whole South Florida area, we are partnered with the top Wholesale lenders in the country. Maria is the owner
  • Construction, Private, & Hard Money Lending - London Financial Company (LFC)
  • 965 Crandon Boulevard, Key Biscayne, FL, 33149
  • London Financial Company (LFC) our underwriting is flexible, individual, and tailored to your requirements. We have no hard and fast rules to determine the terms of your loan. Whether it be a construction or hard money/private equity loan, we pride ourselves on coming up with fair terms on a case-by-case basis.