USDA VS FHA in Wareham-Center, Plymouth County, MA
In 2025, the USDA loan limit for Wareham-Center in Plymouth county, MA, is set at $579,600, while the FHA loan ceiling is $724,500 for a single-family residence.
The Lendersa® USDA loan calculator allows you to evaluate today's top USDA against FHA rates, determining the necessary income, credit score, reserves, and documentation for qualification. This advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you select the best program suited to your financial status in Alabama.
2025 Loan Limits and Downpayment Details in Wareham-Center, Plymouth, MA
Loan Type
Loan Limit
Down Payment
USDA
$579,600
0%
FHA
$724,500
3.5%
Conventional Conforming
$724,500
3%
Exploring USDA and FHA Loan Options in Wareham-Center, MA
Lendersa® strives to ensure that you obtain the most advantageous USDA or FHA loan swiftly and with minimal hassle. Choose one of three starting points to access matching lenders and USDA loan offerings.
A USDA home loan, guaranteed by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, the USDA mortgage demands no down payment at all.
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