USDA VS FHA in Raynham, Bristol County, MA

In 2026, the USDA loan limit for Raynham, located in the county of Bristol, MA, is set at $473,800. For a single-family home, the FHA limit is $661,250.

By using the Lendersa® USDA loan calculator, you can compare the best available rates between USDA and FHA loans. This tool helps you determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side, helping you select the program that best aligns with your financial needs in Alabama.

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2026 Loan Limits and Down Payment Requirements in Raynham, County of Bristol, MA

Loan Type Loan Limit Down Payment
USDA $473,800 0%
FHA $661,250 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Raynham, MA

The objective of Lendersa® is to secure the best USDA or FHA loan for you expediently and hassle-free. Choose from one of three starting points to effectively match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

A USDA home loan, or USDA rural development loan, guaranteed by the government's Department of Agriculture, is available solely in rural neighborhoods. Unlike FHA loans that mandate a minimum down payment of 3.5%, a USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



Raynham Lenders

  • Taunton Federal Credit Union
  • 14 Church Green, Taunton, MA, 02780
  • Lends in Massachusetts
  • At TFCU, we are committed to offering an extensive range of products and services designed specifically with you in mind! We want to make your banking experience as easy as possible by giving you convenient access to manage your accounts on the go, all while providing you with the latest and greatest banking technology.

  • Mechanics Cooperative Bank
  • 316 Broadway, Taunton, MA, 02780
  • Lends in Massachusetts
  • Mechanics Cooperative Bank is proud to be a local community bank, focused on supporting the banking needs of local families and local small businesses. We have products and services that can match any financial institution and offer a more in-depth understanding of the local business market.

  • Merrimack Valley Credit Union
  • 75 Main Street, Bridgewater, MA, 02324
  • Lends in Massachusetts
  • Whether you need a checking account, auto loan, mortgage or other financial assistance, Merrimack Valley Credit Union is here with your best interest at heart! We’re all about the credit union mission of “people helping people” and offering you quality products and services at reasonable rates and costs.

  • Bluestone Bank
  • 14 Main Street, Bridgewater, MA, 02324
  • Lends in Massachusetts
  • As an independent community bank, we’ve had a hand in helping southeastern Massachusetts flourish since 1872. In 2020, amid one of the most challenging years in U.S. history, we seamlessly united Bridgewater Savings Bank and Mansfield Bank to form Bluestone Bank. Our new brand is grounded in the same strong values that shaped our alliance.

  • Peoples Choice Mortgage LLC
  • 5 Bristol Drive, Suite 1, Easton, MA, 02375
  • Lends in Massachusetts
  • At Peoples Choice Mortgage we value our family. In turn, we treat all of our clients like family. We know that understanding finances isn’t always a straight path. That’s why we work to develop and educate all of our clients throughout the loan process. Our focus is empowering you to make a financial choice that fits your needs.

  • Star Mortgage
  • 691 Washington Street, South Easton, MA, 02375
  • Lends in Massachusetts
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Right Key Mortgage, LLC
  • 859 Washington Street, South Easton, MA, 02375
  • Lends in Massachusetts
  • At Right Key Mortgage, we educate our borrowers to make this a worry-free process, from pre-qualification to close – that’s our promise to you! We're here to make the home loan process as simple as possible. We work very hard for our customers because nothing pleases us more than helping our clients achieve the dream of affordable home ownership.

  • Brick Road Mortgage LLC
  • 10 Elders Pond Drive, Lakeville, MA, 02347
  • Lends in Massachusetts
  • "Brick Road Mortgage is a Mortgage Broker specializing in residential purchase, refinancing and reverse loans.
    At Brick Road Mortgage we focus on YOU, the customer. Let's face it, the process of obtaining a loan can seem complex and strenuous. Our goal at Brick Road is to make the experience as simple and positive as possible! "

  • Bank of Easton North Easton
  • 275 Washington St, North Easton, MA, 02356
  • Lends in Massachusetts
  • Bank of Easton provides traditional banking services to the surrounding communities.

    our Bank proudly opened its doors to the public for the first time. We are excited to continue to serve our customers and the Easton community and look forward to writing many new chapters in the history of our Bank and our community – together!