USDA Vs. FHA Pro and Con comparison in Raynham-Center, Bristol County, MA

For the year 2026, in Raynham-Center, located within Bristol county of MA, the USDA loan limit stands at $404,800, while for a single-family house, the FHA limit is $506,000.

Utilize the Lendersa® USDA loan calculator to compare the current best rates between USDA and FHA loans. This tool evaluates necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator juxtaposes USDA, FHA, Conforming, and VA loans side by side, helping you identify the optimal program available in suited to your financial scenario.

Discover loan offers from an array of 100 lenders

2026 Loan Limits and Down Payment Details in Raynham-Center, Bristol, MA

Loan Type Limit Down Payment
USDA $404,800 0%
FHA $506,000 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Raynham-Center, MA

Our mission at Lendersa® is to ensure you swiftly receive the best possible USDA or FHA loan without any hassle. Choose one of three starting paths, each designed to connect you with matching lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in MA

The USDA home loan, also referred to as a USDA mortgage or rural development loan, is backed by the U.S. Department of Agriculture and is exclusively available for rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Integrity First Mutual Mortgage LLC
  • 16000 Mill Creek Blvd, Suite 202, Mill Creek, WA, 98012
  • Integrity First Mutual Mortgage is totally committed to providing you with world-class service that is above and beyond expectations. We promise to work with the utmost integrity that is beyond reproach. Our mission is to serve our customers with honesty and competence. Moreover, our decades of experience.
  • Flynn Family Lending
  • 6947 Coal Creek Pkwy SE, Suite 177, Newcastle, WA, 98059
  • We are a family business with nearly 20 years experience providing private money loans to clients throughout the Pacific Northwest. We specialize in short-term and intermediate loans ranging from $25,000 to $1M+. Our business and commercial loans are asset-based making the qualification process fast and easy.
  • Centralbanc Mortgage
  • 2800 156th Ave SE, Bellevue, WA, 98007
  • Heritage Bank was founded in 1927 with the belief that when banks and neighbors work together, great communities grow stronger. Heritage has remained true to this vision—and close to our roots—offering financial solutions that put our customers and local businesses first. Perhaps that's why our company has grown from a single location
  • Procura Mortgage Company
  • 3181 156th Ave SE, Suite B, Bellevue, WA, 98007
  • Procura Mortgage Company strives to exceed the expectations of borrowers by always following our core values of service and convenience. We are committed to helping you achieve the goal of homeownership by providing clear and concise communication.values of service and convenience.
  • Evergreen Northwest Lending Company
  • 15015 Main Street, Suite 205A, Bellevue, WA, 98007
  • We offer low mortgage rates available along with a convenient online loan application process supported by an experienced team. Evergreen Northwest Lending Co is passionate about solutions before the need arises! Our entire team is devoted to our commitment of providing only exceptional service, from our sales team, to our operations professionals.
  • Avenue One Capital Inc
  • 2018 156th Ave NE, Suite 100, Bldg F, Bellevue, WA, 98007
  • Avenue One Capital Inc, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity and also We’re a mortgage firm specializing in providing custom tailored mortgage solutions to our clients via our mortgage planning process and Licensed in TX, TN, CA, WA, OR, ID, CO, FL, OK
  • DML Capital
  • 2018 156th Ave NE Building F, Suite 100, Bellevue, WA, 98007
  • DML Capital Mortgage is an independent mortgage lender headquartered in the Seattle Area, WA. We are a retail direct lender well positioned to serve the diverse needs of today’s borrowers. We offer a vast array of loan products to provide our borrowers the best options available.
  • Intrust Funding
  • 14508 NE 20th Street, Suite #200, Bellevue, WA, 98007
  • Intrust Funding provides short-term financial solutions for novice and veteran real estate investors and non-conventional borrowers in Western Washington. Through our simple, efficient and transparent loan process, we help our clients present all-cash offers in as little as 48 hours to secure the best property deals within 72 hours.