USDA and FHA Pro and Con in Taunton, Bristol County, MA

In the year 2026, the USDA imposes a loan limit in Taunton, found within Bristol county in MA, valued at $473,800, while the FHA's limit for a single-family dwelling is $661,250.

Harness the power of the Lendersa® USDA loan calculator to evaluate the best USDA versus FHA rates currently available. This tool also helps determine the income, credit, reserves, and documents required to qualify. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in identifying the best program in for your specific financial needs.

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Overview of 2026 Loan Limits and Downpayment Requirements in Taunton, Bristol County, MA

Loan Type Loan Limit Down payment
USDA $473,800 0%
FHA $661,250 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Taunton, MA

Lendersa® aims to facilitate the swift and hassle-free acquisition of the optimal USDA or FHA loan. Choose from three starting points that match you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding What a USDA Loan Is in MA

A USDA home loan is a government-backed mortgage through the Department of Agriculture, also known as the USDA rural development loan. This type of loan is offered exclusively in rural areas. In contrast to FHA loans, which require a down payment of at least 3.5%, USDA mortgages require zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Home Loans By U Inc
  • 4021 North Armenia Avenue, Suite 102, Tampa, FL, 33607
  • "At Home Loans By U, we have access to financing options that NO local bank or direct lender has available.
    Will and his team of experienced Loan Officers can CLOSE a mortgage loan FASTER than anyone in the industry. We review everything up front in an effort to avoid many common mistakes made by other loan officers."

  • CharterStone Mortgage
  • 3001 N. Rocky Point Dr E, Suite 200, Tampa, FL, 33607
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  • Florida Pro Mortgage LLC
  • 5005 West Laurel Street, Suite 212, Tampa, FL, 33607
  • Florida Pro Mortgage is your best source for the lowest-rate financing on the market. Why? Because as a brokerage we access mortgages at wholesale rates and pass the savings on to you. Florida Pro Mortgage works one-on-one with each individual client, evaluates their specific needs and finds a lender that suits their situation personally.

  • Reliable Mortgage Professionals LLC
  • 3001 North Rocky Point Drive East, Suite 200, Tampa, FL, 33607
  • At Reliable Mortgage Professionals, we are more than just a lending company.
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  • Goodwin Mortgage Group
  • 1511 N Westshore Blvd Suite 1150, Tampa, FL, 33607
  • The Goodwin Mortgage Group has a wide variety of loan products and experienced professionals to get you on the path to homeownership. We strive to take the stress out of buying a home by providing the best communication and assistance by walking our customers through the home buying process step-by-step

  • BlueGrey Mortgage
  • 1311 North Church Avenue, Tampa, FL, 33607
  • We are a full-service mortgage company—offering a multitude of loan programs to our clients. While we specialize in home loans, we can also assist clients needing a loan for commercial property or investment properties. In addition to brokering loans for home and property purchases, we also broker refinancing loans.

  • MiMutual Mortgage
  • 1207 N.Himes Ave, Suite 2, Tampa, FL, 33607
  • A privately held Retail non depository mortgage Lender, MiMutual is headquartered in Port Huron, Michigan, licensed and expanding in 35+ states. MiMutual is Federal Housing Administration Full-Eagle and direct Fannie Mae, Freddie Mac, and Ginnie Mae. Named top 5 203(k) Lender in the U.S. MiMutual also has In-House USDA.

  • Home Loans By U, Inc.
  • 4021 North Armenia Ave Suite 102, Tampa, FL, 33607
  • At Home Loans By U, we strive to provide 100% customer satisfaction. In these challenging economic times, we trust that Home Buyers/Home Owners will be happy to hear of a Mortgage Broker Firm that is offering a fair and honest service to assist in their mortgage financing transactions.

  • Residential Acceptance Corporation
  • 5027 W Laurel Street, Tampa, FL, 33607
  • RAC is a group of lending specialists dedicated to helping mortgage professionals close difficult loans on-time. For more than 19 years, RAC has been working one-on-one with mortgage brokers, originators and processors across the country to restructure troubled loans, and find clever ways to get loans approved and closed quickly.

  • HALO Capital
  • 3839 Merle Hay Road, Suite 274, Des Moines, IA, 50310
  • Halo Capital specializes in financing for real estate in the Des Moines, IA area. Licensed, bonded, and trained in many facets of real estate lending, the professionals at Halo Capital can help you obtain a mortgage in Iowa. In addition, our firm invests in the local marketplace as well as takes great pride in educating consumers and investors.

  • Cornerstone State Bank
  • 415 North Main, Le Sueur, MN, 56058
  • CornerStone State Bank- offering deposit and lending services to communities across the state of Minnesota. Chartered in 1974, as one office in Le Sueur, Minnesota, now CornerStone State Bank has grown into seven communities; Le Sueur, Cloquet, Belle Plaine, Montgomery, Green Isle, and most recently, Madison Lake and Eagle Lake, Minnesota.

  • Tampa Bay Home Experts
  • 324 N Dale Mabry Hwy, Suite 100, Tampa, FL, 33609
  • Julia Lysenko is a Mortgage Banker. She has a reputation for going the extra mile for her clients and achieving great results. She specializes in helping people purchase homes, refinance their home and even helping foreign nationals purchase property in America. Julia is passionate about her career and her clients.