USDA and FHA Pro and Con in Taunton, Bristol County, MA

In the year 2025, the USDA imposes a loan limit in Taunton, found within Bristol county in MA, valued at $473,800, while the FHA's limit for a single-family dwelling is $661,250.

Harness the power of the Lendersa® USDA loan calculator to evaluate the best USDA versus FHA rates currently available. This tool also helps determine the income, credit, reserves, and documents required to qualify. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in identifying the best program in for your specific financial needs.

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Overview of 2025 Loan Limits and Downpayment Requirements in Taunton, Bristol County, MA

Loan Type Loan Limit Down payment
USDA $473,800 0%
FHA $661,250 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Taunton, MA

Lendersa® aims to facilitate the swift and hassle-free acquisition of the optimal USDA or FHA loan. Choose from three starting points that match you with lenders and USDA loan programs.

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Understanding What a USDA Loan Is in MA

A USDA home loan is a government-backed mortgage through the Department of Agriculture, also known as the USDA rural development loan. This type of loan is offered exclusively in rural areas. In contrast to FHA loans, which require a down payment of at least 3.5%, USDA mortgages require zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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