USDA VS FHA in Taunton, Bristol County, MA

In the year 2026, the USDA imposes a loan limit in Taunton, found within Bristol county in MA, valued at $473,800, while the FHA's limit for a single-family dwelling is $661,250.

Harness the power of the Lendersa® USDA loan calculator to evaluate the best USDA versus FHA rates currently available. This tool also helps determine the income, credit, reserves, and documents required to qualify. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in identifying the best program in for your specific financial needs.

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Overview of 2026 Loan Limits and Downpayment Requirements in Taunton, Bristol County, MA

Loan Type Loan Limit Down payment
USDA $473,800 0%
FHA $661,250 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Taunton, MA

Lendersa® aims to facilitate the swift and hassle-free acquisition of the optimal USDA or FHA loan. Choose from three starting points that match you with lenders and USDA loan programs.

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Understanding What a USDA Loan Is in MA

A USDA home loan is a government-backed mortgage through the Department of Agriculture, also known as the USDA rural development loan. This type of loan is offered exclusively in rural areas. In contrast to FHA loans, which require a down payment of at least 3.5%, USDA mortgages require zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • ABINGTON BANK
  • 6 Harrison Avenue, Abington, MA, 02351
  • Abington Bank, part of the Hometown Financial Group banking family. We’re excited about all the great ways our bank can help you, your family, and your business unlock your potential. After all, for more than 100 years, it’s been our mission to deliver individualized financial support that ensures you can build a successful future.
  • Hard Money Rhode Island
  • 3 Anne Drive, Lincoln, RI, 02865
  • As a leading hard money lender, our focus is more on collateral and less on your financial situation. If you have satisfying collateral, we can close your hard money loan in a matter of days. We can close loans quicker than traditional loans. Get your Funds closed quicker than with usual loans.
  • Santo Christo FCU
  • 149 Columbia Street, Fall River, MA, 02721
  • Santo Christo Federal Credit Union was founded in 1954 to serve the financial needs of members of Santo Christo Catholic Parish and St. Louis Catholic Parish in Fall River, Massachusetts; residents of Wards Two, Three and Four of Fall River Massachusetts. Today, we are a full service financial institution that exists for one reason
  • First Class Mortgage Company
  • 99 S. Main Street, Suite 154, Fall River, MA, 02721
  • Our mission is to serve our customers with honesty, integrity and competence. We specialize in Home Purchase Loans and Refinancing in MA and RI. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks
  • Fall River Municipal Credit Union
  • 333 Milliken Blvd, Fall River, MA, 02721
  • Fall River firemen gave birth to what is today the Fall River Municipal Credit Union. The beginning was humble to say the very least. It started with a Fall River firefighter, a state appointed finance board, and the impending threat of wholesale cuts in the pay of city employees
  • PGE Federal Credit Union
  • 179 West River Street, Providence, RI, 02904
  • The PGE FCU was established in 1927 to serve the banking needs of the Employees of the United States Postal Service. Since then we have extended that service to certain employees of the USA. Membership is also available to certain family members of existing Credit Union Members. As you will see, we are a full-service financial institution.
  • Capital Good Fund
  • 333 Smith Street, Providence, RI, 02908
  • Capital Good Fund is a nonprofit, U.S. Treasury-certified Community Development Financial Institution that helps people fix their finances. We offer small loans and personalized Financial + Health Coaching to families in Rhode Island, Florida, Massachusetts, Delaware, Illinois, Texas and Colorado.
  • Homestar Mortgage
  • 220 Smith Street, Providence, RI, 02908
  • Homestar Mortgage is one of Rhode Island's largest independent mortgage lenders and brokers, offering home and commercial loans, constructions loans, reverse mortgages, and refinancing programs. With offices in Providence, Wakefield and Plainville, MA, Homestar is a licensed mortgage lender
  • Helping Hands Community Partners
  • 421 Elmwood Ave., Providence, RI, 02907
  • Formed in 2012, Helping Hands has successfully been renovating neighborhoods and educating people about different homeownership options. We found a recurring problem for our clients – they needed better information about the purchase, refinance, and reverse mortgage loan process.
  • First Home Mortgage Corporation
  • 400 Reservoir Avenue, Suite 1G, Providence, RI, 02907
  • First Home Mortgage Corporation was founded in 1990 by Dave Waters, CEO. We grew from a handful of employees to a financial institution of 42 offices serving 21 states located in the mid-Atlantic, South and Northeast states. Our entrepreneurial management team, support staff, and industry leading producers.
  • Acushnet Federal Credit Union
  • 112 Main Street, Acushnet, MA, 02743
  • Acushnet Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the AFCU will continue a sound yet progressive asset management strategy and provide new and improved financial services.
  • Norfolk Community Federal Credit Union
  • 18 Union Street, Suite 104, Norfolk, MA, 02056
  • Norfolk Community Federal Credit Union was chartered on August 11, 1953. We are a federally chartered and insured credit union. A credit union is a not-for-profit, membership-owned financial institution. Known for its strong consumer-orientation, a credit union is organized to serve a community, a company or a municipality