USDA and FHA Pro and Con in Rochester, Plymouth County, MA

In 2025, USDA loan limit in Rochester, county of Plymouth, MA is $675,000 while FHA limit is $828,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Rochester, county of Plymouth, MA

Loan Type Loan Limit Down payment
USDA $675,000 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

USDA and FHA loan options in Rochester, MA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Massachusetts?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Golden Pacific Home Loans, Inc.
  • 2333 San Ramon Valley Boulevard, Suite 195, San Ramon, CA, 94583
  • Golden Pacific Home Loans As experienced mortgage broker, we believe that the process of obtaining a mortgage or home loans should be streamlined. Golden Pacific Home Loans agents in San Ramon are experts, and our knowledge, experience, and network of options, lenders and resources allows us to design programs to meet your needs.
  • 1st American Mortgage & Real Estate Inc.
  • 2010 Crow Canyon Place, Suite 100, San Ramon, CA, 94583
  • 1st American Mortgage & Real Estate Inc. is your premier source for all of your Real Estate and Mortgage needs. We are 100% committed to our Clients' Needs From beginning to end, we pride ourselves in helping our clients meet all of their home ownership objectives. We look forward to guiding you and providing you with the expertise
  • Quality Choice Funding
  • 2675 Twin Creeks Drive, San Ramon, CA, 94583
  • Quality Choice Funding was established in 2006. The founder, David Hanks, left scientific computing and started his mortgage career in 2001. We specialize in residential mortgages, whether purchase or refinance, including jumbo, conventional, FHA, VA and reverse mortgages (HECM).
  • Apex Mortgage Solutions
  • 2333 San Ramon Valley Blvd, Suite 150, San Ramon, CA, 94583
  • "Apex Mortgage Solutions is full service Mortgage Broker loacated in San Ramon, California. As an affiliate partner, Apex enjoys all of the advantages of being a full service mortgage broker, like consistency and control of the transaction. Our in-house team is dedicated to providing priority service so we can deliver"
  • Cal Pro Real Estate & Loans, Inc.
  • 3130 Crow Canyon Place, Suite 270, San Ramon, CA, 94583
  • We specialize in home lending! From conventional to Jumbo, FHA to VA and all that lies in between, we are can pair you with the best mortgage for your needs. Seasoned with years of experience and access to over 40 different lending channels, we have the right loan for your purchases, refinance or cash-out needs.
  • Preferred Financial
  • 11 Crow Canyon Court, Suite 100, San Ramon, CA, 94583
  • We've helped thousands of people get the financial assistance they need — from loans, mortgages, insurance, to general financial advisement. You are Preferred Financial; with you, we are powerful. We have been serving clients since 1979 and specialize in providing true no cost loans. We are partnered with 20+ different lenders,
  • West Coast Selection Realty Inc
  • 3490 Valley Vista Drive, San Jose, CA, 95148
  • WCS has greater control over your transaction and is able to quickly approve and close mortgage loans in-house. We aim to provide our customers the best financing available by offering below market mortgage rates. The dedicated staff is committed to helping individuals find a mortgage loan program that will suit their needs.
  • Sharp Point Mortgage Group
  • 2680 South White Road, Suite 110, San Jose, CA, 95148
  • Sharp Point Mortgage Group Raul Peregrino is a business owner that's been in the Bay Area most of his childhood and adult life. He graduated from Mount Pleasant High School and San Jose State University. He is a San Jose native that knows every part of the bay area. He built his reputation as a no non-sense professional that will help his client.
  • Global Homes & Mortgage Corporation
  • 2670 S. White Rd, Suite 275, San Jose, CA, 95148
  • GLOBAL HOMES AND MORTGAGE CORPORATION is licensed by the California Department of Real Estate as a corporate real estate brokerage firm . Its base of operations is located in San Jose, CA in the heart of what is dubbed in the high technology community as Silicon The Company was incorporated in April 23, 2018 following months of meticulous planning
  • Freedomstar Financial Inc
  • 111 Deerwood Road, Suite 200, San Ramon, CA, 94583
  • Freedomstar Financial specializes in Reverse Mortgage Loans and VA Mortgage Loans. In 2015 Freedomstar Incorporated in California and expanded it's offerings to include Reverse Mortgages. Freedomstar's owner Ivan started in the mortgage industry in 2002 helping his first Veteran to refinance his military mortgage.
  • Pleasanton Funding
  • 2410 Camino Ramon, Suite 183, San Ramon, CA, 94583
  • At Pleasanton Funding. We are a full-service mortgage company based in San Ramon, CA. We specialize in Cash out refinance, HomePath, FHA and VA Mortgages in the surrounding cities of Alameda County. Whether you are buying a home or refinancing in any of these zip codes: 94566, 94568 or 94583, we can help you realize your dream of home ownership