USDA Vs. FHA your options comparison in Rockport, Essex County, MA
In 2025, USDA loan limit in Rockport, county of Essex, MA is $675,000 while FHA limit is $828,000 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Rockport, county of Essex, MA
Loan Type
Loan Limit
Down payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
USDA and FHA loan options in Rockport, MA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Full Spectrum Capital is a boutique mortgage brokerage dedicated to providing an array of loan options, competitive rates, a streamline process and truly understanding your overall situation. We have developed relationships with a large network of lenders which provides you with specially catered loan options to fit your specific situation.
Community Financial Corporation offers lending solutions for short-term construction and lot/land acquisition and development for builders in Oregon and Southwest Washington.
We take pride in our reassuring, low-key approach to help you find the best loan for your needs. Community Financial makes local decisions regarding loan approvals.
415 State Street, Suite 190, Lake Oswego, OR, 97034
Avelloe was founded by David Feathers, a mortgage professional since 1988, on the principals of effective communication, education, and a “do the right thing no matter the cost” attitude. As a truly independent Mortgage Broker, Avelloe has access to multiple funding sources, not just one underwriting platform.
4000 Kruse Way Pl, Bldg 3, Suite 120, Lake Oswego, OR, 97034
Newland Mortgage was founded on principles of education, information and transparency. As a full service Independent Mortgage Broker we have the ability to shop the best wholesale lenders in the country to find the most competitive rates and options. Our goal is to be the premier mortgage broker in the Portland market.
10211 SW Barbur Blvd, Suite 101A, Portland, OR, 97219
Our goal from the very first time you choose FMS is to make the process of financing your home as fast and easy as possible. We strive to make the process as easy to understand and convenient for you whether you are a first-time buyer or the most savvy real estate investor. We are an Oregon based company, licensed in Oregon and Washington states.
10211 SW Barbur Blvd, Suite 107A, Portland, OR, 97219
Alterna Mortage has more programs than any bank. Better personal service than any large corporation. Lower fees and better rates too. Alterna Mortgage has programs that fit borrowers with perfect credit and borrowers that have had recent credit events. Being a broker we have mortgage loans that fit everyone.
7845 SW Capitol Highway, Suite 5D, Portland, OR, 97219
Columbia Home Mortgage providing clients with the highest quality mortgage services, excellent rates, and the best customer service available in your area. He will work with you one on one to ensure that you get a clear mortgage solution tailored specifically to meet your financing needs. Whether you are purchasing your dream home.
2301 Northwest Thurman Street, Suite C, Portland, OR, 97210
CHA Mortgage Company is located in the Baxter Building on the corner of NW 23rd and Thurman.
Parking is available for Baxter Building guests in spots marked ""Executive Suite Customers."" CHA Mortgage is a local mortgage broker with a mission to help Nurses, Teachers, Firefighters, Police Officers and Veterans with their home loans.
Pacific West Bank was founded in 2004 by a group of local business leaders who recognized that a strong banking relationship is a critical component to success. Their vision was to form a bank where clients felt known, understood and supported. We continue to use this as our guiding principal today as we write the next chapter of PWB.
