USDA VS FHA in East-Sandwich, Barnstable County, MA

In 2025, the USDA loan limit within East-Sandwich, in Barnstable County, MA, is $408,200, while the FHA limit for a single-family home is $506,000.

Utilize the Lendersa® USDA loan calculator to compare the most competitive rates between USDA and FHA loans today and determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in choosing the most suitable program in for your financial situation.

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2025 Loan Limits and Downpayment Requirements in East-Sandwich, Barnstable County, MA

Loan Type Loan Limit Down payment
USDA $408,200 0%
FHA $506,000 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in East-Sandwich, MA

The main goal of Lendersa® is to secure the best possible USDA or FHA loan for you, efficiently and hassle-free. You can choose from three starting points that connect you with matching lenders and USDA loan programs that fit your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

A USDA home loan is backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available exclusively in rural neighborhoods. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Citizens National Bank of Crosbyton
  • 202 W. Main, Crosbyton, TX, 79322
  • A bank was proposed for the town site of Crosbyton in December of 1908. The material used in the building was native stone and concrete blocks. The stone was quarried from the canyon east of Crosbyton. The sand and gravel was hauled into town from the canyon. The building was completed in the summer of 1909.
  • Triton Group at Legacy Mutual Mortgage
  • 3820 Farm to Market Road 3009, Suite 148, Schertz, TX, 78154
  • Triton Group Specializes in doing FHA, VA, Conventional, and USDA Home Loans for those looking to purchase a Primary Residence. Additionally we offer Conventional Secondary, and Investment Home Loans along with One time and Two time Construction Loans with no money down to those who qualify. and its lower interest rate on your current mortgage
  • The First National Bank of Ballinger
  • 911 Hutchings, Ballinger, TX, 76821
  • A group of local and out-of-town men met in a train coach on the newly constructed Santa Fe tracks to form a bank. These men of vision could see that the new town must have a financial institution to take care of the future banking needs. From that meeting The First National Bank of Ballinger was born with total capital described at $50, 000.
  • Refugio County Federal Credit Union
  • 514 Swift Street, Refugio, TX, 78377
  • Refugio County Federal Credit Union, founded in 1958, is a federally insured, member owned, not-for-profit financial institution whose purpose is to promote the financial well-being of its members. We serve the three school districts in Refugio County which include Refugio ISD, Woodsboro ISD, and Austwell-Tivoli ISD.
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  • The State Bank is a financial institution located in La Junta, Colo. The bank offers a wide variety of checking and investment products and services to customers. It provides various checking products, including free checking, financial connection, Rediclub, business management and corporate accounts.
  • The Colorado Bank & Trust Company
  • 301 Colorado Ave, La Junta, CO, 81050
  • At Colorado Bank & Trust Company, we believe the customer always come first. No voice mail for our customers – every call is answered by an employee specially trained to get you the answers you need! The Bank opened its first branch in Pueblo, Colorado, on January 19, 2006. The new branch was built on the “Mesa” in eastern Pueblo.
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  • 111 Westmoreland Street, Mason, TX, 76856
  • Established in 1904, we at Mason Bank are working on our Second Century of Service! Our friendly and experienced staff will be happy to serve all your financial needs. Please stop by often and watch our internet presence grow. We offer a variety of time frames. A $2,500.00 minimum amount is required for certificates.
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  • Kress National Bank was charted in 1963 by a group of local citizens, starting a long banking history with a rich heritage as a Panhandle / South Plains Texas independent bank, with a continuing philosophy of personal service & trust. For almost one half of a century, KNB has built upon that trust to become one of the safest & highest rated banks.
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  • West Texas State Bank
  • 5009 College Avenue, Snyder, TX, 79549
  • Since 1950, our mission has been to provide you with friendly and professional financial services. Times and technology may have changed, but our commitment to that mission has not. We continue to think that we're big enough to serve you, yet small enough to know you. And as always, if visiting one of our two locations is not convenient for you.
  • Scurry County School Federal Credit Union
  • 1903 40th Street, Snyder, TX, 79549
  • Scurry County School FCU was established in 1954 by the educators of Scurry County to help other educators with their savings and loan needs. As time went on the membership field was expanded to include employees of the city, county, Cogdell hospital, and Western Texas College. Our office is conveniently located and we are here to serve you.
  • Security State Bank & Trust
  • 201 West Main Street, Fredericksburg, TX, 78624
  • Security State Bank & Trust was born in the heart of Fredericksburg, Texas. In 1941, a group of local businessmen saw a need for a new bank to better serve the community’s needs. We officially opened for business in the former Buckhorn Saloon building at 201 West Main Street where we still reside.