USDA and FHA Pro and Con in East-Sandwich, Barnstable County, MA

In 2025, USDA loan limit in East-Sandwich, county of Barnstable, MA is $408,200 while FHA limit is $506,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in East-Sandwich, county of Barnstable, MA

Loan Type Loan Limit Down payment
USDA $408,200 0%
FHA $506,000 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in East-Sandwich, MA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Massachusetts?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • EG Home Loans
  • 400 Renaissance Center, Suite:2600, Detroit, MI, 48243
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Global Generation Group LLC
  • 400 Renaissance Center Drive, Detroit, MI, 48243
  • Global Generation Group launched in September 2008 by John Syron, founder of what grew to be one of the largest privately held Automotive OEM manufacturing companies world wide, to provide solutions that integrate technology enhanced performance, risk reduction and unique capital solutions to help American Businesses.
  • First Peoples Bank, Inc.
  • 200 First Street, Mullens, WV, 25882
  • First Peoples Bank ATM is located in Mullens, West Virginia, and was founded in 1926. At this location, First Peoples Bank ATM employs approximately 20 people. This business is working in the following industry: Financial services. Annual sales for First Peoples Bank ATM are around USD 3,255,000.00.
  • PLB LENDING, LLC
  • 58069 Van Dyke Rd., Washington, MI, 48094
  • PLB Lending, LLC was opened by Patricia Bidus in 2001 in Washington Township, Michigan. The main goal of the company is to assist our community with all of its mortgage needs. As a full service mortgage broker, we have always put our clients first. Going the extra mile to make sure they always receive the lowest rates and costs.
  • Electrical Workers Local CU
  • 1366 Porter Street, Detroit, MI, 48226
  • At Electrical Workers Credit Union, it's business as usual, even in this unusual environment. We've always believed in conservative, careful business practices. After all, we know that it isn't just our money that's at stake, it's yours. As always, your deposits are insured by the National Credit Union Association (NCUA).
  • One Detroit Credit Union
  • 630 Howard Street, Detroit, MI, 48226
  • In 1935, we were formed as the Detroit Newspaper Industrial Credit Union, to serve people who worked in the newspaper industry. In the 1970s, we changed our name to be more inclusive of industries such as radio, television, printing, and publishing. We chose Communicating Arts Credit Union, the name most of us associate with our credit union.
  • LVRG Funding
  • 615 Griswold St, Suite 700, Detroit, MI, 48226
  • The products offered by LVRG, LLC. can be small business loans, lines of credit, term loans, merchant cash advances, or other business funding products. These products are not consumer loans. All products mentioned may be provided by third parties and are subject to lender approval. Your loan agreement will identify the loan issuer prior to your si
  • Direct Financial
  • 600 Lafayette E, Detroit, MI, 48226
  • Direct Financial is a division of New England Federal Credit Union (NEFCU), a financial institution headquartered in Vermont with a 50-year record of successfully helping members improve their financial conditions. Members served through Direct Financial are members of NEFCU. Anyone who lives, works, or studies in the Michigan
  • Cornerstone Community Financial Credit Union
  • 44911 Mound Rd, Sterling Heights, MI, 48314
  • Cornerstone Community Financial is a progressive full-service financial institution still owned and operated by its members. To help members reach their personal financial goals, the credit union offers financial products and services ranging from share certificates to Visa® credit cards to online banking.
  • Mortgage 1
  • 43456 Mound Rd., Sterling Heights, MI, 48314
  • Mortgage 1 is dedicated to providing a world-class team with innovative tools to better serve our customers. Our mission is to deliver unique financing options tailored to each individual’s situation. Family is the foundation of Mortgage 1 and providing exceptional service to lifelong customers is our goal.
  • R-B Financial/Mortgages, Inc.
  • 44028 Mound Rd, Suite 3, Sterling Heights, MI, 48314
  • R-B Financial/Mortgages, Inc was established in 1992. A lot about the mortgage industry has changed over that time. However, our core principles established 30 years ago still remain the same today. Honesty. Integrity. Accountability.Founded by Ralph Buccinno, R-B Financial/Mortgages, Inc.
  • Ukrainian Selfreliance Michigan Federal Credit Union
  • 26791 Ryan Road, Warren, MI, 48091
  • USMFCU has been serving its communities since 1952 and has never stopped putting its members first. Throughout our operation we’ve been committed to bringing great financial services to our members while never sacrificing genuine care and interaction. On top of offering great rates, deals, and services