In 2026, the USDA loan limit within East-Sandwich, in Barnstable County, MA, is $408,200, while the FHA limit for a single-family home is $506,000.
Utilize the Lendersa® USDA loan calculator to compare the most competitive rates between USDA and FHA loans today and determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in choosing the most suitable program in
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| Loan Type | Loan Limit | Down payment |
| USDA | $408,200 | 0% |
| FHA | $506,000 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The main goal of Lendersa® is to secure the best possible USDA or FHA loan for you, efficiently and hassle-free. You can choose from three starting points that connect you with matching lenders and USDA loan programs that fit your needs.
A USDA home loan is backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available exclusively in rural neighborhoods. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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