FHA Vs. USDA loan program for East-Sandwich, Barnstable County, Massachusetts

In 2025, the USDA loan limit within East-Sandwich, in Barnstable County, MA, is $408,200, while the FHA limit for a single-family home is $506,000.

Utilize the Lendersa® USDA loan calculator to compare the most competitive rates between USDA and FHA loans today and determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in choosing the most suitable program in for your financial situation.

Exploring USDA and FHA Loan Options in East-Sandwich, MA

The main goal of Lendersa® is to secure the best possible USDA or FHA loan for you, efficiently and hassle-free. You can choose from three starting points that connect you with matching lenders and USDA loan programs that fit your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

A USDA home loan is backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available exclusively in rural neighborhoods. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans do not require any down payment.

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(508) 644-0105 Lender's profile and map Reviews Right Key Mortgage, LLC 859 Washington Street, South Easton, MA, 02375 At Right Key Mortgage, we educate our borrowers to make this a worry-free process, from pre-qualification to close – that’s our promise to you! We're here to make the home loan process as simple as possible. We work very hard for our customers because nothing pleases us more than helping our clients achieve the dream of affordable home ownership.
(781) 749-2200 Lender's profile and map Reviews Hingham Institution for Savings 49 Main Street, Hingham, MA, 02043 Incorporated in 1834, When it was first incorporated, the Bank did not have a permanent building and we accepted deposits at David Harding’s general store on North Street in Hingham. Although we have long since outgrown the general store, we have not outgrown our focus on community, family, and local businesses.
(781) 740-5500 Lender's profile and map Reviews Heritage Mortgage Company Inc 175 Derby Street, Suite 36, Hingham, MA, 02043 Established 1993 Heritage Mortgage Company, Inc. enjoys a reputation for superior service and financial expertise. Whether you are buying your first home, trading up or looking to refinance your existing mortgage, we are here to help you meet your specific mortgage financing goals.
(617) 875-3871 Lender's profile and map Reviews Hard Money Loans CT by Cutter Hill Capital 4 Cutter Hill Rd, Hingham, MA, 02043 Cutter Hill Capital is a private real estate lender focusing on loans for short-term real estate investment projects in the greater New England region and select national markets.Our company was founded in 2018 by principals who have been involved in over 1,000 real estate loan transactions.
(508) 678-7641 Lender's profile and map Reviews BayCoast Bank 330 Swansea Mall Drive, Swansea, MA, 02777 BayCoast Bank has 24 locations: Berkley, Dartmouth, Fairhaven, Fall River, Foxborough, New Bedford, North Dighton, Somerset, Swansea, Seekonk, Westport in Massachusetts and Bristol, Cranston, Little Compton, Providence, Tiverton, Portsmouth in Rhode Island. Each branch has at least one ATM, and ITMs are located at select branches.
(508) 379-1056 Lender's profile and map Reviews St. Dominic's Federal Credit Union 1723 Grand Army of the Republic Highway, Swansea, MA, 02777 St. Dominic’s Federal Credit Union is “Your Community Credit Union”. The staff of St. Dominic's Federal Credit Union will provide the best services possible to the members we serve. We are a non-profit organization that has been in operation for over forty years, dedicated to the communities we serve.
(877) 466-2678 Lender's profile and map Reviews BayCoast Mortgage Company, LLC 330 Swansea Mall Drive, Swansea, MA, 02777 BayCoast Mortgage, LLC is a full service lender providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our product offering complements customers throughout the East Coast including FNMA, FHLC, VA, FHA, Jumbo, MA Housing, RI Housing and BayCoast Portfolio .
(508) 238-1000 Lender's profile and map Reviews Bank of Easton North Easton 275 Washington St, North Easton, MA, 02356 Bank of Easton provides traditional banking services to the surrounding communities. our Bank proudly opened its doors to the public for the first time. We are excited to continue to serve our customers and the Easton community and look forward to writing many new chapters in the history of our Bank and our community – together!
(781) 796-6050 Lender's profile and map Reviews Coastal Heritage Bank 195 Washington Street, Weymouth, MA, 02188 It takes more than physical location to be part of a neighborhood; it takes a dedicated, unwavering determination to help better the community & the lives of its residents. Since we live & raise our families in the towns we serve, our interests & those of our customers overlap.We all benefit from having a thriving, safe & culturally rich community.
(781) 695-2086 Lender's profile and map Reviews Easy Apps Mortgage Inc 1044 Central Street, Suite 202, Stoughton, MA, 02072 Easy Apps Mortgage Working for our Borrowers and finding the best rates, programs, and costs is what we do best. We put you first and make sure your home purchase or refinance goes as EASY as possible! Our staff and experienced loan officers are available to you at all times and we gladly can meet with you.
(781) 341-4000 Lender's profile and map Reviews Maritime Mortgage Corp 4 Cabot Pl, #2, Stoughton, MA, 02072 Maritime Mortgage Corp opened its doors in 1989. Since then, we have been able to help thousands of people obtain affordable home financing. Our team of knowledgeable and friendly professionals work hard to ensure a smooth buying or refinancing process. Although our office is conveniently located in Stoughton, Ma, we are able to offer mortgage fina
(508) 245-4985 Lender's profile and map Reviews Continental Funding Corp. 7 Cabot Place, Stoughton, MA, 02072 Continental Funding Corp. scours the country for the lowest possible rates to offer our customers. By doing this, we can ensure that we will be able to offer the qualified borrower the best possible terms to meet their needs. We offer FNMA, FHLMC, FHA, VA, Rehab, USDA, Jumbo and Reverse mortgage programs to handle any situation a customer may have.