USDA Vs. FHA your options comparison in Tyngsborough, Middlesex County, MA

For the year 2025, the USDA loan limit in Tyngsborough, situated within the county of Middlesex, MA, is established at $675,000. In contrast, the FHA limit for a single-family home is recorded at $828,000.

Utilize the Lendersa® USDA loan calculator to explore and compare the current best rates of USDA versus FHA. This tool helps you identify the necessary income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting you in determining which program in best suits your particular financial situation and needs.

Compare loan offers from a wide network of 100 lenders that can provide you with diverse choices.

Comprehensive 2025 Loan Limits and Downpayment Requirements in Tyngsborough, County of Middlesex, MA

Loan Type Loan Limit Down Payment
USDA $675,000 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

Exploring USDA and FHA Loan Options in Tyngsborough, MA

Lendersa® aims to provide you with the best USDA or FHA loan options quickly and hassle-free. You can choose from one of three strategic starting points that lead to finding the right lenders and USDA loan programs:

Lendersa USDA loan request and matching results

Understanding the USDA Loan in MA

A USDA home loan, supported by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. It is specifically designed for eligible rural and suburban homebuyers and does not require any down payment, unlike FHA loans which require a minimum of 3.5%. This makes the USDA loan an exceptionally accessible option for those seeking homeownership in rural neighborhoods.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 8680 Scenic Hwy, Pensacola, FL, 32514
  • "Rapid Rate Mortgage is a mortgage brokerage that uses our cutting edge technology to help those with less than perfect credit scores qualify for a home. Realtors love our Loan Portal System where they can log in any time of the day and print off a pre-qualification letter for any amount less than the buyer's max budget."
  • Pen Air FCU
  • 1495 E. Nine Mile Road, Pensacola, FL, 32514
  • At Pen Air Federal Credit Union respect is a guiding principle. An unshakeable belief in dreams and the can-do attitudes that make them real. As the largest and oldest local credit union in Pensacola, Florida with $2.3 billion in assets, we are dedicated to enhancing lives through exception service
  • Harvesters Credit Union
  • PO Box 5, Cantonment, FL, 32533
  • Harvesters Credit Union began serving the employees and families of what is now International Paper in 1948. In 2003, we became a community charter credit union and opened our doors to anyone living, working, worshiping or attending school in Escambia and Santa Rosa counties. Since then, we’ve grown to serve over 20,000 members.
  • Harvesters Mortgage Express
  • 400 S. Hwy 29, Cantonment, FL, 32533
  • Harvesters Credit Union began serving the employees and families of what is now International Paper in 1948. In 2003, we became a community charter credit union and opened our doors to anyone living, working, worshiping or attending school in Escambia and Santa Rosa counties. Since then, we’ve grown to serve over 20, 000 members
  • SouthWind Mortgage Inc
  • 1975 Sansburys Way, Suite 103, West Palm Beach, FL, 33411
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  • The Lending Hub Inc
  • 2101 Vista Parkway West, Palm Beach, FL, 33411
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  • Beauchamp Mortgage LLC
  • 115 South C Street, unit 101, Lake Worth Beach, FL, 33406
  • Beauchamp Mortgages your Cross Border loan originator for Investments! We are also licensed in the state of Florida and Texas for residential mortgages and help many clients with purchases, re-finances , single family, multi-family and fix and flip. Our team of loan officers and processors have extensive experience helping you with your goals of o
  • FLAGLER BANK
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  • Our mission at Flagler Bank is to be the premier community bank in our service area by providing quality service for the financial needs of our customers. We strive daily to build long-lasting relationships with new customers and exceed the expectations of our existing customers. We want your experience with Flagler Bank to be exceptional!
  • Gold Coast Federal Credit Union
  • 2226 S Congress Ave, West Palm Beach, FL, 33406
  • Gold Coast FCU was formed on January 11, 1936, as the Palm Beach County Teachers Federal Credit Union. The new credit union was located at Twin Lakes High School in West Palm Beach and volunteers ran the credit union on a part-time basis. The only services offered were payroll-deducted savings accounts and small loans.