As of 2026, the USDA loan ceiling in Dunstable, situated in Middlesex county, MA, is set at $675,000. Meanwhile, the FHA cap for a single-family home stands at $828,000.
To compare today's optimal USDA and FHA rates, use the Lendersa® USDA loan calculator. This tool will assist you in evaluating the necessary income, credit score, reserve funds, and documents for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your financial needs in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $675,000 | 0% |
| FHA | $828,000 | 3.5% |
| Conforming Conventional | $828,000 | 3% |
Lendersa® aims to swiftly secure a top-tier USDA or FHA loan with minimal stress. Choose one of three paths to align with lenders and USDA loan offerings.
A USDA home loan, backed by the Department of Agriculture, is exclusive to rural areas and often termed the USDA rural development loan or USDA mortgage. It differs from FHA loans, which mandate a minimum 3.5% down payment, as it requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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