USDA VS FHA in Dunstable, Middlesex County, MA

As of 2025, the USDA loan ceiling in Dunstable, situated in Middlesex county, MA, is set at $675,000. Meanwhile, the FHA cap for a single-family home stands at $828,000.

To compare today's optimal USDA and FHA rates, use the Lendersa® USDA loan calculator. This tool will assist you in evaluating the necessary income, credit score, reserve funds, and documents for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your financial needs in Alabama.

Explore loan options from over 100 lenders

2025 Loan Limits and Down Payment Requirements for Dunstable, MA County

Loan Type Loan Limit Down Payment
USDA $675,000 0%
FHA $828,000 3.5%
Conforming Conventional $828,000 3%

Exploring USDA and FHA Loans in Dunstable, MA

Lendersa® aims to swiftly secure a top-tier USDA or FHA loan with minimal stress. Choose one of three paths to align with lenders and USDA loan offerings.

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Understanding USDA Loans in MA

A USDA home loan, backed by the Department of Agriculture, is exclusive to rural areas and often termed the USDA rural development loan or USDA mortgage. It differs from FHA loans, which mandate a minimum 3.5% down payment, as it requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • MANNING FINANCIAL GROUP, INC
  • 9412 N US Highway 1, Sebastian, FL, 32958
  • We're a full service Florida Mortgage Company with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to USDA, VA and FHA mortgages. We have access to a full range of mortgage programs and all of our Florida mortgage specialists are dedicated to finding the right loan-with the best rates
  • First Rate Mortgage LLC
  • 1350 Hannah Lane, Waukee, IA, 50263
  • First Rate Mortgage was established in 1998 by Angela Swank (Frost). We are locally owned and operated and licensed in the State of Iowa. Our customers are like family and we treat them that way.Our goals are to provide a high level of one on one service with our customer's and offer them the best rates available.
  • County Bank MO
  • 116 W. Broadway, Brunswick, MO, 65236
  • Our mission is to help our customers with the best possible customized financial resources, utilizing the latest banking technology available. We are dedicated to helping real people with real solutions by providing the personal, efficient service our customers deserve. County Bank first opened its doors in March of 1877.
  • RiverWood Bank
  • 14540 Dellwood Drive, Baxter, MN, 56425
  • RiverWood Bank is a network of community banks located in nine communities in Northern and Central Minnesota, including the cities of: Bagley, Baudette, Baxter, Benson, Bemidji, Big Lake, Crosslake, Monticello, and Morris. Our Mission is to Empowering employee-owners to exceed customer expectations.
  • Deerwood Bank
  • 14986 Lynwood Drive, Baxter, MN, 56425
  • We are committed to providing the best in financial products and services, and will search for creative solutions to your needs. Our flexibility and responsiveness to your requests allow us to tailor our services to meet your unique needs and to provide you with the best banking services available.
  • The Tipton Latham Bank, National Association
  • 800 US-50, Tipton, MO, 65081
  • The Tipton Latham Bank, N.A. is a locally owned and operated independent community bank established in 1906. We are a full-service bank offering: Free Checking Regular Checking Savings Account Now Account Super Now Account Money Market Account Certificates of Deposit IRAs Debit/ATM Cards
  • Sentry Bank
  • 400 4th Ave NE, Saint Joseph, MN, 56374
  • Since 1904 we have seen the Great Depression, the Great Recssion and two world wars. We have had 19 different presidents, including 11 republicans and 8 democrats and added 5 states to the union. We've moved from silver certificates to Federal Reserve Notes and done away with the gold standard.
  • Mortgages On Main
  • 303 Cedar St E, Saint Joseph, MN, 56374
  • Mortgages on Main has been providing financing to Central Minnesota clients for nearly a quarter century, and we’re proud to be rooted amongst the people who call this area home. With a simple phone call to our office, you’ll be on your way to discovering financial solutions to all of your mortgage needs.