USDA Vs. FHA Pro and Con comparison in Dunstable, Middlesex County, MA

As of 2025, the USDA loan ceiling in Dunstable, situated in Middlesex county, MA, is set at $675,000. Meanwhile, the FHA cap for a single-family home stands at $828,000.

To compare today's optimal USDA and FHA rates, use the Lendersa® USDA loan calculator. This tool will assist you in evaluating the necessary income, credit score, reserve funds, and documents for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your financial needs in Alabama.

Explore loan options from over 100 lenders

2025 Loan Limits and Down Payment Requirements for Dunstable, MA County

Loan Type Loan Limit Down Payment
USDA $675,000 0%
FHA $828,000 3.5%
Conforming Conventional $828,000 3%

Exploring USDA and FHA Loans in Dunstable, MA

Lendersa® aims to swiftly secure a top-tier USDA or FHA loan with minimal stress. Choose one of three paths to align with lenders and USDA loan offerings.

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Understanding USDA Loans in MA

A USDA home loan, backed by the Department of Agriculture, is exclusive to rural areas and often termed the USDA rural development loan or USDA mortgage. It differs from FHA loans, which mandate a minimum 3.5% down payment, as it requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • A Plus Home Loans
  • 29970 Technology Dr, Suite 202, Murrieta, CA, 92563
  • A Plus Home Loans was founded to provide its clients with the best service and mortgage products available in what is a vast, ever-changing residential marketplace. The company was founded in 1999 on a firm base of integrity, honesty and ethical treatment of all parties in each transaction.
  • CONDE MORTGAGE CORP
  • 33952 Fennel Pl., Murrieta, CA, 92563
  • Conde Mortgage Corp, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family
  • G&R FINANCIAL SERVICES/NO FICO HOME LOANS
  • 30141 ANTELOPE ROAD, SUITE D818, MENIFEE, CA, 92584
  • Trust in 30 yrs of experience! We're the friendly faces of hard money ready to turn your R.E. dreams into reality. Credit or income hiccups? No problem! We’ve seen it all & still love to say "yes." Don’t let traditional lenders rain on your parade—our umbrellas are always open. Act now & join the hundreds we've helped climb the property ladder. Thi
  • Don Realty
  • 27186 Newport Road, Suite 2, Menifee, CA, 92584
  • Our Focus is client satisfaction. At Don Realty, it is our mission to listen and learn your wants and needs to establish our objectives and goals. We will work collectively to achieve each goal and you will continually be a part of the entire process. Real estate is a competitive industry, but Don Realty makes the difference.
  • Lionhart Lending
  • 30141 Antelope Road, Suite D-689, Menifee, CA, 92584
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Inland Valley Federal Credit Union
  • 9389 Cherry Ave, Fontana, CA, 92335
  • Inland Valley FCU is a not-for-profit financial cooperative. We exist to serve the needs of our members and offer the same types of banking products and services you would find at other financial institutions. This includes savings accounts, checking accounts, loans, mortgages, online banking, bill payment, and more.
  • Fontana Federal Credit Union
  • 17235 Arrow Blvd, Fontana, CA, 92335
  • Fontana Federal Credit Union is an independent, member-owned cooperative financial institution whose main principle is "people helping people." We provide quality, friendly services to the employees of the City of Fontana, Fontana Unified School District, Fontana Post Office, Fontana Fire Department, San Bernardino Steel-Herrick, Vista Metal,
  • Linn-Co Federal Credit Union
  • 485 2nd Street, Lebanon, OR, 97355
  • Linn-Co was chartered in 1956 by eight school teachers at Green Acres School in Lebanon. Through the years we have evolved into a credit union that is chartered to serve all who live, work, worship or attend school in Linn County, and their out of town family members. We're one of the few financial institutions headquartered in Linn County.