USDA VS FHA in Brookfield, Worcester County, MA

For the year 2026, the USDA loan limit in Brookfield, situated in Worcester County of MA, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today’s best rates for USDA and FHA programs. Determine the necessary income, credit score, reserves, and documentation for eligibility. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side to help you choose the most suitable program in based on your financial situation.

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Loan Limits and Downpayment Requirements in Brookfield, Worcester County, MA for 2026

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Brookfield, MA

The aim of Lendersa® is to efficiently secure the most favorable USDA or FHA loan for you, free from complications. Begin by choosing one of three initial steps that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request matching results

Understanding the USDA Loan in MA

The USDA home loan, backed by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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