USDA Vs. FHA your options comparison in Brimfield, Hampden County, MA
In 2026, the USDA loan limit in Brimfield, which is in Hampden County, MA, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Consider using the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA loans. Assess income, credit, reserves, and necessary documents for qualification. Our enhanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, guiding you in choosing which program in suits your financial condition best.
2026 Loan Limits and Downpayment Requirements in Brimfield, Hampden County, MA
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Brimfield, MA
Lendersa® strives to efficiently secure the best USDA or FHA loan for you without any hassle. Start by selecting one of three pathways that lead to lenders and USDA loan programs that fit your needs.
The USDA home loan, officially backed by the Department of Agriculture, known also as the USDA rural development loan or USDA mortgage, is designed for rural areas only. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans do not necessitate any down payment.
We’re more than a mortgage lender – we’re comprehensive mortgage planners. Our home loan officers are trained to help you apply for a mortgage loan that supports your financial goals. We offer a variety of home loan programs to fit your individual mortgage needs.This kind of planning may save you money and help you achieve your financial goals.
Generation2 Mortgage Services was founded in 2008 as a direct result of the need for simple mortgage solutions for clients needing to purchase or refinance their home. We realized this need as we came from larger lenders; we saw the egregious fees and methodical loan process they put their clients through. Some of the items that we saw were clients
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"Our vision is to make sure that the American Dream lives on.
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That if you are moving from one home to another you can because of our ability to obtain a mortgage which will improve your life."
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