USDA Vs. FHA your options comparison in Brimfield, Hampden County, MA

In 2025, the USDA loan limit in Brimfield, which is in Hampden County, MA, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Consider using the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA loans. Assess income, credit, reserves, and necessary documents for qualification. Our enhanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, guiding you in choosing which program in suits your financial condition best.

Explore loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Brimfield, Hampden County, MA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Brimfield, MA

Lendersa® strives to efficiently secure the best USDA or FHA loan for you without any hassle. Start by selecting one of three pathways that lead to lenders and USDA loan programs that fit your needs.

Lendersa USDA loan offer and matching results

Understanding USDA Loans in MA

The USDA home loan, officially backed by the Department of Agriculture, known also as the USDA rural development loan or USDA mortgage, is designed for rural areas only. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans do not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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