USDA Vs. FHA your options comparison in Brimfield, Hampden County, MA

In 2025, the USDA loan limit in Brimfield, which is in Hampden County, MA, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Consider using the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA loans. Assess income, credit, reserves, and necessary documents for qualification. Our enhanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, guiding you in choosing which program in suits your financial condition best.

Explore loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Brimfield, Hampden County, MA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Brimfield, MA

Lendersa® strives to efficiently secure the best USDA or FHA loan for you without any hassle. Start by selecting one of three pathways that lead to lenders and USDA loan programs that fit your needs.

Lendersa USDA loan offer and matching results

Understanding USDA Loans in MA

The USDA home loan, officially backed by the Department of Agriculture, known also as the USDA rural development loan or USDA mortgage, is designed for rural areas only. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans do not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Dominion Bank
  • 17304 Preston Road, Suite 1100, Dallas, TX, 75252
  • Dominion Bank was founded on the premise that a superior team of seasoned bankers can out-perform the competition. CEO Thomas J. Mastor, CFO R. Michael Russell, Dallas President Stephanie Velasquez, along with their proven team of bankers, formed Dominion Bank with an initial capitalization of over $50 million raised from local investors.
  • LifeTime Lending, Inc
  • 17304 Preston Road, Suite 800, Dallas, TX, 75252
  • Megan Dodson a residential mortgage loan originator who has helped hundreds of buyers like you identify the best long-term value for their loan. Megan aligned with a number of wholesale lenders & underwriters to help you get that special low rate. But beyond that, I work hard for you & dig in to find that special program another mortgage lender.
  • Certified Funding
  • 17304 Preston Road, Suite 620, Dallas, TX, 75252
  • Certified Funding, L.P. is a pioneer in second lien lending. Since 1985 we have provided purchase money second liens, equity liens and home improvement loans for Mortgage Brokers and Mortgage Bankers. As an independently owned and operated business, we are constantly striving to provide innovative programs and competitive products.
  • IKON Mortgage, Inc
  • 17330 Preston Road, Suite 200D, Dallas, TX, 75252
  • IKON Mortgage is founded with passion and the heart of serving. We strive to keep the mortgage experience simple, efficient, and enjoyable for our clients. IKON Mortgage is here to serve you whether you are looking for the best rates in town with a quick and easy closing, or searching for a trustworthy and experienced mortgage loan officer to guide
  • PrimeLending, A PlainsCapital Company
  • 18111 Preston Road #900, Dallas, TX, 75252
  • PrimeLending, a PlainsCapital Company (NMLS: 13649), is a proven powerhouse in home lending, combining personal guidance and local expertise with fast service, more choices and the flexibility to meet homeowners’ unique needs. We’re a national home lender relentlessly focused on empowering our customers to boldly pursue their homeownership goals.
  • Opendoor Loan Servicing
  • 10945 Estate Lane, Suite 216, Dallas, TX, 75238
  • Opendoor Loan Servicing is a bonded and state licensed residential loan servicing company. We are the bridge between the lender and the borrower. We save time for the lender by fully managing each portfolio while providing excellent customer service to the borrowers. Customer service is excellent in Opendoor Loan Servicing.
  • NuWave Lending LLC
  • 8828 Fenchurch Road, Dallas, TX, 75238
  • Nuwave lending provides financing for homes. We offer loan programs for conventional, FHA, VA, Jumbo, Self-Employed Borrowers, Bank Statement Loans, and Investment Property loans and also NuWave is dedicated to providing a fast, transparent digital mortgage experience backed by superior customer support.
  • Malkison
  • 9221 Lyndon B Johnson Fwy, Suite 113, Dallas, TX, 75243
  • Malkison believes that information is the new currency. The success of every venture depends on certain factors. Some of which are accurate analysis, choosing the right technology, and the future vision. Building a team of experienced associates with extensive knowledge of respective subjects & by using emerging or proven technologies of the world.
  • Integrity Mortgage
  • 8678 Skillman, Dallas, TX, 75243
  • Integrity Mortgage Corporation of Texas was founded in 1993 by Roger and Pam Bazzell. Roger has more than 30 years of experience in all aspects of the mortgage industry, while Pam has served as an originating sales officer for nearly 20 years. Since its founding, Integrity Mortgage.
  • Mesquite Credit Union
  • 1510 N. Galloway, Mesquite, TX, 75149
  • Mesquite Credit Union is incorporated under the laws of the State of Texas and under state law is subject to regulatory oversight by the Texas Credit Union Department. State chartered credit unions are regulated by their state credit union department. The NCUA administers the federal insurance fund, NCUSIF, which covers all federal credit unio
  • Black Tie Lending LLC
  • 6300 Samuel Blvd Suite 105, Dallas, TX, 75228
  • Black Tie Lending caters solely to residential real estate investors that buy, fix, and flip single family houses. Our innovative hard money loan products were designed for real estate investors that require fast and efficient access to money for deals that makes sense. Great HML Terms 90% LTV on Purchase and 100% of Repair Funds. Low interest ra