USDA Vs. FHA your options comparison in Brimfield, Hampden County, MA

In 2025, USDA loan limit in Brimfield, county of Hampden, MA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Brimfield, county of Hampden, MA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Brimfield, MA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Massachusetts?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • San Francisco Federal Credit Union
  • 770 Golden Gate Ave, San Francisco, CA, 94102
  • San Francisco Federal Credit Union is a not-for-profit, member-owned financial institution. We differ from big banks by offering higher earnings and dividends on deposits accounts, lower interest rates on loans and by charging fewer fees. Plus, members have access to more than 30, 000 free ATMs across the country.
  • Sierra Lending Corporation
  • 25 Taylor St, Suite 607, San Francisco, CA, 94102
  • We are Sierra Lending, specializing in mortgage loans in California and Texas for self-employed, foreign national and ITIN borrowers. At Sierra Lending we are here to help those who may have been turned down for a mortgage loan by traditional mortgage lenders due to their self-employed status, or because they are a citizen of a foreign country.
  • Home Lending Company
  • 601 Van Ness Avenue, Suite E441, San Francisco, CA, 94102
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Parkside Lending LLC
  • 180 Redwood Street, Suite 250, San Francisco, CA, 94102
  • Parkside Lending was founded in 2004 in San Francisco with a commitment to making a positive difference for mortgage professionals and their customers. We have produced strong returns and steady growth through the up and down cycles of the mortgage lending industry, retail and correspondent market.
  • Resource Lenders
  • 180 Redwood St., Suite 250, San Francisco, CA, 94102
  • Parkside Lending is a national wholesale and correspondent lender that cares. We’re committed to making a positive difference for both clients and their borrowers. Our sensible approach to underwriting, innovative suite of mortgage products, and proprietary technology help loan officers and lenders close more loans.
  • Argus Financial Corporation
  • 990 Industrial Road, Suite 200, San Carlos, CA, 94070
  • Argus Financial was founded in 1971 to provide mortgage banking services to residential, commercial & industrial developers in Northern California. Today the firm offers a complete range of project finance capabilities: institutional joint ventures, permanent mortgages, construction loans, convertible and participating mortgages, investment sales.
  • HPI Financial
  • 1149 Cherry St., San Carlos, CA, 94070
  • HPI Financial team is committed to providing our clients with the highest quality financial services combined with low rates and varied loan options. Our outstanding HPI Financial mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Delloro Financial Services
  • 1250 San Carlos Avenue, Suite 101, San Carlos, CA, 94070
  • "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"
  • Bay Area Capital Funding
  • 790 Laurel Street, Suite 11, San Carlos, CA, 94070
  • Our company specializes in residential loans, and construction loans in Northern California. We will also do hard money and private money loans in the San Francisco Bay Area. We do provide construction money in many circumstances, usually in Northern California, for both spec and owner occupied projects
  • ARC Capital
  • 14 Healdsburg Ave Ste C, Healdsburg, CA, 95448
  • With a network of over 400 private money investors, we’re able to arrange and coordinate the quick funding of real estate loans for transactions which may not qualify through a traditional bank or conventional mortgage lender. Our services cater to individual borrowers seeking a loan, as well as private investors whom are interested in investing.
  • Independent Lending Corp
  • 2 Casa Way, Suite 105, San Francisco, CA, 94123
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.