USDA Vs. FHA your options comparison in Webster, Worcester County, MA
In 2026, the USDA loan limit for Webster in Worcester County, MA is $336,500. The FHA limit is $472,030 for a single-family home.
Make use of the Lendersa® USDA loan calculator to compare the best available rates for USDA versus FHA loans today. Determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, helping you find the most suitable program in for your financial circumstances.
2026 Loan Limits and Down Payment Requirements in Webster, Worcester County, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Webster, MA
Lendersa® aims to provide you with the best possible USDA or FHA loan swiftly and conveniently. Choose one of three starting paths that will connect you with matching lenders and relevant USDA loan programs.
USDA home loans, guaranteed by the government's Department of Agriculture, are often referred to as USDA rural development loans. Available only in rural neighborhoods, they differ from FHA loans requiring a minimum 3.5% down payment, as USDA loans require none, thus broadening access to homeownership.
Webster Five is a $1 billion community bank with seven convenient branches, serving Central Massachusetts with offices in Auburn, Dudley, Oxford, Shrewsbury, Webster and Worcester. For over a century, the bank has developed a reputation for outstanding personal service, community support and fiscal strength.
Millbury National Bank was founded in 1825, and through fiscal integrity and fortitude, the bank has been led by a committed Board of Directors for over 190 years, currently with several multi-generational Directors. Our focus is on serving small businesses within the Blackstone Valley, and maintaining our strong commitment to our customers.
SCU is a locally run credit union focused on serving the residents and businesses of South Central MA and Northern CT. Our mission is to give our members the very best financial products and services available at outstanding rates and terms, with the lowest fees possible. Take a look at our checking accounts, mortgages, consumer loans
Sterling Associates is a financial services firm that provides financing, insurance and documentation services for many types of boats, RVs, etc. Our success as financing navigators has been built one boat owner at a time. We offer rapid and responsive customer service, unmatched expertise, solid relationships with lenders.
We are UniBank, a team of civic-minded financial professionals and all around great people working together to enrich people, businesses and municipalities across New England. We don't abide by the doctrine of big, national banks. What we believe is different. What we believe is unique. We believe in our community.
