USDA Vs. FHA your options comparison in Webster, Worcester County, MA

In 2025, the USDA loan limit for Webster in Worcester County, MA is $336,500. The FHA limit is $472,030 for a single-family home.

Make use of the Lendersa® USDA loan calculator to compare the best available rates for USDA versus FHA loans today. Determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, helping you find the most suitable program in for your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Webster, Worcester County, MA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Webster, MA

Lendersa® aims to provide you with the best possible USDA or FHA loan swiftly and conveniently. Choose one of three starting paths that will connect you with matching lenders and relevant USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

USDA home loans, guaranteed by the government's Department of Agriculture, are often referred to as USDA rural development loans. Available only in rural neighborhoods, they differ from FHA loans requiring a minimum 3.5% down payment, as USDA loans require none, thus broadening access to homeownership.

Enter your location to find out if it qualifies for USDA rural housing loan?



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