USDA Vs. FHA Pro and Con comparison in Douglas, Worcester County, MA

In the year 2025, the USDA loan limit in Douglas, within the boundaries of Worcester in MA, is established at $336,500, whereas the FHA loan limit for a single-family property is $472,030.

To compare the top USDA and FHA rates of today, the Lendersa® USDA loan calculator is indispensable. This tool helps you assess the income, credit history, reserves, and documentation essential for qualification. Our high-tech mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA programs, enabling you to choose the optimal plan for your financial needs in .

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2025 Loan Limits and Down Payment Obligations in Douglas, Worcester, MA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Alternatives in Douglas, MA

The mission of Lendersa® is to ensure you quickly receive the most favorable USDA or FHA loan with minimal hassle. Begin by selecting from three different approaches, each leading to corresponding lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

The USDA home loan is supported by the United States Department of Agriculture and is also known as a USDA rural development loan or mortgage. This option is designed for rural areas only. In contrast to FHA loans, which necessitate a down payment of at least 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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