USDA VS FHA in Dudley, Worcester County, MA

In 2026, the USDA loan limit for Dudley in Worcester, MA is set at $336,500, while the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to effectively compare today's leading USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents needed to qualify. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in suits your specific financial situation best.

Explore loan offers from 100 lenders to find the right fit for your needs.

2026 Loan Limits and Downpayment Requirements in Dudley, Worcester, MA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Dudley, MA

Lendersa® aims to offer you the best USDA or FHA loan quickly and without hassle. Choose one of three paths to connect with lenders offering USDA loan programs:

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

The USDA home loan, also called the USDA rural development loan or mortgage, is backed by the Department of Agriculture and available exclusively in rural neighborhoods. Unlike FHA loans which require a down payment of at least 3.5%, USDA loans require no down payment, easing the path to homeownership.

Enter your location to find out if it qualifies for USDA rural housing loan?



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