In 2026, the USDA loan limit for Dudley in Worcester, MA is set at $336,500, while the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to effectively compare today's leading USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents needed to qualify. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in suits your specific financial situation best.
2026 Loan Limits and Downpayment Requirements in Dudley, Worcester, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Dudley, MA
Lendersa® aims to offer you the best USDA or FHA loan quickly and without hassle. Choose one of three paths to connect with lenders offering USDA loan programs:
The USDA home loan, also called the USDA rural development loan or mortgage, is backed by the Department of Agriculture and available exclusively in rural neighborhoods. Unlike FHA loans which require a down payment of at least 3.5%, USDA loans require no down payment, easing the path to homeownership.
SCU is a locally run credit union focused on serving the residents and businesses of South Central MA and Northern CT. Our mission is to give our members the very best financial products and services available at outstanding rates and terms, with the lowest fees possible. Take a look at our checking accounts, mortgages, consumer loans
Webster Five is a $1 billion community bank with seven convenient branches, serving Central Massachusetts with offices in Auburn, Dudley, Oxford, Shrewsbury, Webster and Worcester. For over a century, the bank has developed a reputation for outstanding personal service, community support and fiscal strength.
Millbury National Bank was founded in 1825, and through fiscal integrity and fortitude, the bank has been led by a committed Board of Directors for over 190 years, currently with several multi-generational Directors. Our focus is on serving small businesses within the Blackstone Valley, and maintaining our strong commitment to our customers.
Sterling Associates is a financial services firm that provides financing, insurance and documentation services for many types of boats, RVs, etc. Our success as financing navigators has been built one boat owner at a time. We offer rapid and responsive customer service, unmatched expertise, solid relationships with lenders.
We are UniBank, a team of civic-minded financial professionals and all around great people working together to enrich people, businesses and municipalities across New England. We don't abide by the doctrine of big, national banks. What we believe is different. What we believe is unique. We believe in our community.
