USDA VS FHA in Dudley, Worcester County, MA

In 2025, the USDA loan limit for Dudley in Worcester, MA is set at $336,500, while the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to effectively compare today's leading USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents needed to qualify. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in suits your specific financial situation best.

Explore loan offers from 100 lenders to find the right fit for your needs.

2025 Loan Limits and Downpayment Requirements in Dudley, Worcester, MA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Dudley, MA

Lendersa® aims to offer you the best USDA or FHA loan quickly and without hassle. Choose one of three paths to connect with lenders offering USDA loan programs:

Lendersa USDA loan request and matching results

Understanding USDA Loans in MA

The USDA home loan, also called the USDA rural development loan or mortgage, is backed by the Department of Agriculture and available exclusively in rural neighborhoods. Unlike FHA loans which require a down payment of at least 3.5%, USDA loans require no down payment, easing the path to homeownership.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • American Land & Capital LLC
  • 16233 Kenyon Avenue, Suite 120, Lakeville, MN, 55044
  • AMERICAN LAND & CAPITAL providing construction mortgage loan financing for builders, remodelers and land developers in Minnesota, Wisconsin, North Dakota, South Dakota, and Florida. Call AMERICAN LAND & CAPITAL for construction mortgages in the upper midwest. AMERICAN LAND & CAPITAL services include New Home Construction Mortgages, etc
  • Reduced Fee Mortgage Inc
  • 19950 Dodd Boulevard, Suite 102, Lakeville, MN, 55044
  • Arik Orosz has been at the top tier of the mortgage industry since 2003 and has been managing in the mortgage industry since 2004, until starting Reduced Fee Mortgage, Inc. A Mortgage company centered around finding you the best deal by shopping your loan to more than 30 different lenders.
  • Northeast Missouri State Bank
  • 600 South Baltimore, Kirksville, MO, 63501
  • The Northeast Missouri State Bank was originally chartered as Schuyler County State Bank in 1933. The name was changed to Northeast Missouri State Bank in 1988, to better reflect our area of customer service, and the main bank moved to Kirksville, MO. In 2004, the bank expanded by purchasing the LaPlata State Bank.
  • Bank of Kirksville
  • 214 S Franklin St, Kirksville, MO, 63501
  • The Bank of Kirksville began as the wishful dream of a group of men sitting in the back room of the Adair County Miner's Bank of Connelsville. They dreamed of a bank with friendly service, sound financial advice, and a mission to give back to the community around them. With these ideals in place the Bank of Kirksville was issued a state charter.
  • Alliant Bank
  • 201 S Baltimore St, Kirksville, MO, 63501
  • Alliant Bank strongly believes we are partners with our communities. Helping those in our communities pursue their dreams is what we are all about. Our goal is to be the place you come to when you set out to achieve your dreams. No matter what you are trying to achieve; buying a new home
  • Connections Bank
  • 2817 N Baltimore, Kirksville, MO, 63501
  • We believe in providing quality service beyond what is traditionally expected. At Connections Bank, you are guaranteed to find friendly customer service representatives to assist you with your lending and savings. We have an experienced lending staff offering a wide range of both consumer and commercial loan products.
  • Better Lending Team
  • 10745 Foxhole Road, Clermont, FL, 34711
  • The Better Lending Team team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Calhoun Liberty Employees Credit Union
  • 17394 NW Charlie Johns Street, Blountstown, FL, 32424
  • Calhoun Liberty Employees Credit Union provides all the benefits of a member owned financial institution to anyone who lives or works in Calhoun or Liberty Counties. And if you qualify then so do immediate members of your family. Calhoun Liberty Employees Credit Union is a full-service co-operative financial institution.
  • Optima Lending LLC
  • 2819 Hennepin Avenue, Suite 2A, Minneapolis, MN, 55408
  • Optima Lending is a full-service mortgage company located in Minneapolis providing exceptional mortgage solutions to help you purchase your dream home. Start today with a free consultation with one of our Mortgage Care Professionals and Optima Lendings was founded with a distinct purpose to help our clients reach their financial goals