In 2026, the USDA loan ceiling in Oxford, situated within the county of Worcester, MA, stands at $336,500. Meanwhile, for a single-family residence, the FHA cap is set at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. Determine the required income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the most suitable program for your financial circumstances in Alabama.
Loan Limits and Down Payment Specifications for 2026 in Oxford, County of Worcester, MA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Oxford, MA
Lendersa® is committed to swiftly securing the best USDA or FHA loan for you without any hassle. Initiate one of the three pathways that align lenders with the USDA loan offerings effectively.
A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the government's Department of Agriculture and is exclusively accessible in rural regions. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.
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