USDA VS FHA in Weston, Middlesex County, MA

In 2026, within Weston of Middlesex, MA, the USDA loan limit is $675,000, whereas the FHA limit for a single-family home is $828,000.

Utilize the Lendersa® USDA loan calculator to compare the best current USDA versus FHA rates. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side-by-side, assisting you in choosing the suitable program in for your financial scenario.

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2026 Loan Limits and Downpayment Requirements in Weston, Middlesex, MA

Loan Type Loan Limit Down Payment
USDA $675,000 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

USDA and FHA Loan Options in Weston, MA

Lendersa® aims to provide fast access to the best USDA or FHA loans without hassle. Choose one of three start points to connect with lenders and USDA loan programs:

Lendersa USDA loan request and matching results

What is a USDA Loan in MA?

The USDA home loan, or USDA rural development loan, is a government-backed option available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans demand no down payment, easing access to homeownership.

Enter your location to find out if it qualifies for USDA rural housing loan?



Weston Lenders

  • American Mortgage Resource Inc
  • 2 Winter Street, Suite 202, Waltham, MA, 02451
  • Lends in Massachusetts
  • American Mortgage Resource, Inc. is a home Mortgage Broker that specializes in home loans for home refinancing or first-time buyers with very competitive low mortgage rates in Waltham, MA, the Boston area and the entire Massachusetts state. We have programs available for first time home buyers, as well as conventional, Jumbo, FHA and VA loans.

  • Independence Mortgage Group LLC
  • 318 Bear Hill Road, Suite 11, Waltham, MA, 02451
  • Lends in Massachusetts
  • Independence Mortgage Group was founded (back) in 2007. The company is a Licensed Mortgage Broker doing business in Massachusetts and New Hampshire and currently has 6 licensed Loan Officers. Independence Mortgage Group prides itself on giving personalized one-on-one service to every customer.

  • ProBuilder Financial, LLC
  • 396 Washington Street, Suite 225, Wellesley Hills, MA, 02481
  • Lends in Massachusetts
  • ProBuilder Financial is a direct, hard money lender, providing private acquisition, rehab, and construction loans to real estate builders and developers in New England. Loans based on the collateral value of the project, not on the credit history of the applicant. Creative and flexible financial solutions to meet the needs of your real estate proje

  • ProBuilder Financial LLC
  • 396 Washington Street Suite 225, Wellesley Hills, MA, 02481
  • Lends in Massachusetts
  • ProBuilder Financial is the hard money lender of choice for professional real estate developers, builders, and investors in New England. ProBuilder Financial provides friendly, personalized service, unsurpassed responsiveness, deep industry knowledge, and immediate access to funds for short and intermediate term commercial loans. At ProBuilder Fina

  • Wellesley Municipal Employees Credit Union
  • 1 Hollis Street, Suite 105, Wellesley, MA, 02482
  • Lends in Massachusetts
  • In 1955, the credit union was founded by our first treasurer - manager; Ethel McNeil. She asked ten town employees to deposit $5.00 each into a savings account. These dedicated members received no dividends in their weekly deposits for a long time.Thus the credit union began with ten members and $50.00 in assets.

  • hmw real estate llc
  • 66 Central Street, Suite 18, Wellesley, MA, 02482
  • Lends in Massachusetts
  • We're always looking for new talent to help us expand our pool of Executive Client Services. If you have a true passion for helping others live their dreams, we're where you want to be. We cultivate a selection of unique, stylish, timeless, and modern homes – befitting of our A-list clientele. Dealing in superlatives puts you in rare company.

  • Westchester Mortgage
  • 321 Walnut Street, Suite 412, Newtonville, MA, 02460
  • Lends in Massachusetts
  • Debbie Siegel founded her mortgage brokerage firm Westchester Mortgage in 2000. Since then, she has helped hundreds of clients buy or refinance their homes. In addition, she’s cultivated an extensive professional network of real estate attorneys, insurance agents, contractors, mediators, business coaches, and financial planners.

  • RTN Federal Credit Union
  • 600 Main Street, Waltham, MA, 02452
  • Lends in Massachusetts
  • We’re a member-owned, non-profit financial cooperative, governed by a volunteer Board of Directors. At RTN, we’re committed to helping you achieve financial well-being through quality products & services, personalized service & access to financial education.We provide individualized attention, whether you’re opening an account, applying for a loan.

  • Mortgage Resources
  • 175 Highland Ave, Suite 303, Needham Heights, MA, 02494
  • Lends in Massachusetts
  • Our goal is to offer you great friendly and professional service. Rates and fees will be reasonable, fair and affordable. As mortgage brokers, Mortgage Resources works with many lenders and investors. With literally hundreds of different and unique programs to choose from, our mortgage specialists