USDA Vs. FHA your options comparison in West-Concord, Middlesex County, MA

In the year 2025, the USDA loan limit within West-Concord, in Middlesex county, MA, stands at $579,600. In contrast, the FHA limit for a single-family home is set at $724,500.

Make use of the Lendersa® USDA loan calculator to compare today's leading rates between USDA and FHA. Determine the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator enables you to view options for USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the ideal program for your financial situation in .

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2025 loan limits and necessary down payments in West-Concord, county of Middlesex, MA

Loan Type Loan Limit Down Payment
USDA $579,600 0%
FHA $724,500 3.5%
Conventional Conforming $724,500 3%

Exploring USDA and FHA loan possibilities in West-Concord, MA

Lendersa® aims to ensure you obtain the best possible USDA or FHA loan promptly and with ease. Choose one of three starting points that lead to matched lenders and USDA programs.

Lendersa USDA loan inquiry and match results

Defining the USDA Loan in MA

The USDA home loan, backed by the government's Department of Agriculture and commonly known as the USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans demanding a minimum down payment of 3.5%, the USDA mortgage requires no initial payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • New Orleans Port Commission Employees Credit Union
  • 1350 Port of New Orleans Place, New Orleans, LA, 70130
  • New Orleans Port Commission Employees Credit Union has been open since 1952. The credit union has assets totaling $4.07 Million and provides banking services to more than 600 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
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  • Hibernia Bank is a full-service bank offering a broad range of financial services to meet the needs of customers in the New Orleans Metropolitan Area. Hibernia has remained a local bank serving the local community. The main office is located in downtown New Orleans with additional locations in Old Metairie & Carrolton.
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  • Bank of Louisiana's mission is to provide companies and individuals locally and throughout the United States with banking alternatives which enhance the quality of life by providing the financial resources to address their needs. Bank of Louisiana provides quality services like commercial loans, mortgages and more to the citizens of Pike County.
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  • Eustis Mortgage
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