USDA Loan Vs. FHA loan pro & con West-Concord, Middlesex County, MA

In 2025, USDA loan limit in West-Concord, county of Middlesex, MA is $579,600 while FHA limit is $724,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in West-Concord, MA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Massachusetts?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(716) 433-7740 Lender's profile and map Reviews Lockport Schools Federal Credit Union 360 S Transit Street, Lockport, NY, 14094 Lockport Schools Federal Credit Union, chartered in 1966, is a member-owned, not-for-profit organization whose objective is to meet the financial needs of our members through professional, courteous service with a personal touch. We take great pride in helping our members get the best value for their dollar.
(716) 434-2290 Lender's profile and map Reviews Cornerstone Community FCU 6485 S Transit Road, Lockport, NY, 14094 Cornerstone is a credit union/financial cooperative that has been serving Western New York since 1957. We began as Unit No. 1 Federal Credit Union, serving the employees of Harrison Radiator Division of General Motors. Anyone who lives, works, worships, goes to school or volunteers in Niagara or Erie County can join our credit union.
(301) 474-5900 Lender's profile and map Reviews Greenbelt Federal Credit Union 112 Centerway, Greenbelt, MD, 20770 In 1952, Greenbelt Federal Credit Union was faced with its greatest challenge. The Public Housing Administration was selling the Greenbelt project and announced that down payments on at least 500 of the homes must be made by the end of the year in order for the resident-formed corporation to buy the project.
(401) 414-2102 Lender's profile and map Reviews RoundPoint Mortgage Servicing Corporation 6401 Golden Triangle Dr, Suite 150, Greenbelt, MD, 20770 RoundPoint Mortgage Servicing Corporation was founded in 2007 and is a large, fully integrated, non-bank mortgage lending and servicing company. We are a proud member of the Freedom Mortgage Corporation family of companies. We measure success in many ways—first and foremost by our customers’ satisfaction, in our growth as a company
301-345-6005 Lender's profile and map Reviews Specialty Lending Group 6305 Ivy Lane Suite 320, Greenbelt, MD, 20770 SLG is a dynamic and dependable direct private lender that provides financing to real estate entrepreneurs. Established in 2007 to fill the void caused by the contraction of the traditional lending market, and to help real estate professionals capitalize on undervalued and distressed real estate, SLG has grown into one of the most respected and rel
(716) 634-3881 Lender's profile and map Reviews Amherst Federal Credit Union 6470 Main Street, Suite 5, Amherst, NY, 14221 Amherst Teacher’s Federal Credit Union, membership was comprised of employees from our original 46 sponsor groups and their families. For a list of original sponsors, click here. With the addition of new, non-education based sponsor groups in 2003, Amherst Teacher’s FCU modified its name to what we continue as today; Amherst Federal Credit Union.
(716) 926-2000 Lender's profile and map Reviews Evans Bank 6460 Main St, Buffalo, NY, 14221 Evans Bancorp's wholly owned insurance subsidiary, The Evans Insurance Agency, LLC, provides life insurance, employee benefits, and property and casualty insurance through ten insurance offices in the Western New York region. Evans Investment Services provides non-deposit investment products, such as annuities and mutual funds
(716) 626-3360 Lender's profile and map Reviews Rose Hill Group of Wny Ltd 31 Hopkins Road, Suite 200, Buffalo, NY, 14221 The Rose Hill Group of WNY Ltd. was founded by Daniel Monte in 2006. Mr. Monte formed the company to serve as a specialty provider of mortgage banking and financial advisory services to commercial real estate developers and lenders. RHG’s employees collectively have over 75 years of experience in real estate financial services.
(888) 500-9733 Lender's profile and map Reviews 1st Priority Mortgage, Inc 6000 Sheridan Dr, Williamsville, NY, 14221 1st Priority Mortgage, Inc is committed to delivering a unique process that identifies the best mortgage solution tailored to your individual needs. How do we know our system works? As a company we consistently track and measure our results. We use what works and continually monitor for improvement.
(716) 565-1500 Lender's profile and map Reviews Mainstream Funding Network 5586 Main Street, Williamsville, NY, 14221 MAINSTREAM FUNDING NETWORK, INC. have provided a remarkably streamlined and personalized application-to-closing experience for thousands of clients. Over the years as we have grown in size, our veteran administrators and staff continue to function in concert with our original philosophy.
(716) 633-5888 Lender's profile and map Reviews Banas Mortgage Co., LTD 27 North Long, Buffalo, NY, 14221 Very few borrowers are exactly alike. When looking for a home there are many choices. People need to know what is available to them so they can make the best decision possible. There are always numerous choices; however credit, income & down payment are the main criteria.We always encourage our clients to come in before they meet with their realtor