USDA VS FHA in Maynard, Middlesex County, MA

In 2025, the USDA loan limit for Maynard in Middlesex county, MA, is $675,000, while the FHA loan limit for a single-family home is $828,000.

Utilize Lendersa® USDA loan calculator to compare the top USDA vs. FHA rates available today. This tool will help you determine the necessary income, credit score, reserves, and required documents for qualification. With our advanced mortgage calculator, you can see a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in selecting the most suitable program in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Maynard, Middlesex county, MA

Loan Type Loan Limit Down payment
USDA $675,000 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

USDA and FHA Loan Options in Maynard, MA

The mission of Lendersa® is to secure the best possible USDA or FHA loan for you quickly and hassle-free. Select from three starting points that lead to matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in MA?

A USDA home loan, endorsed by the government's Department of Agriculture—often called a USDA rural development loan or USDA mortgage—is available solely in rural areas. Different from FHA loans that necessitate at least a 3.5% down payment, USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 338 Cernon Street, Vacaville, CA, 95688
  • Mortgage Masters of California is a mortgage brokerage made up of experienced brokers hell-bent on delivering top notch customer service. We take pride in providing our clients with quick customized quotes, epic low rates curated with our client’s future goals in mind, then we seal the deal in lightning speed.
  • McGuire Capital Group Realty
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  • McGuire Capital Group has worked with borrowers and investors throughout Solano County and the surrounding area for over 30 years to offer fast private money financing to qualified clients. Our local and in-depth operations allow us to develop strong, lasting relationships built on trust and individual needs.
  • Citizens Financial
  • 406 Main St., Suite E, Vacaville, CA, 95688
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  • SC Realty
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  • SC Realty is a locally-owned brokerage company, focusing on residential financing and sales. We are proud to offer a full-service experience for all your residential real estate needs. At SC Realty, we are a one-stop shop whether you are selling, buying, refinancing, or looking to obtain a new loan.
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