In 2026, the USDA loan limit for Maynard in Middlesex county, MA, is $675,000, while the FHA loan limit for a single-family home is $828,000.
Utilize Lendersa® USDA loan calculator to compare the top USDA vs. FHA rates available today. This tool will help you determine the necessary income, credit score, reserves, and required documents for qualification. With our advanced mortgage calculator, you can see a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in selecting the most suitable program in
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| Loan Type | Loan Limit | Down payment | |
| USDA | $675,000 | 0% | |
| FHA | $828,000 | 3.5% | |
| Conventional Conforming | $828,000 | 3% |
The mission of Lendersa® is to secure the best possible USDA or FHA loan for you quickly and hassle-free. Select from three starting points that lead to matching lenders and suitable USDA loan programs.
A USDA home loan, endorsed by the government's Department of Agriculture—often called a USDA rural development loan or USDA mortgage—is available solely in rural areas. Different from FHA loans that necessitate at least a 3.5% down payment, USDA mortgages do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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