USDA Loan Vs. FHA loan for Concord, MA [ best of 2023]

In 2025, USDA loan limit in Concord, county of Middlesex, MA is $675,000 while FHA limit is $828,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Concord, MA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Massachusetts?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(877) 300-3007 2573 miles Lender's profile and map Reviews Fidelity Funding 450 N Brand Blvd, FL 6, Glendale, CA, 91203 Fidelity Funding specializes in providing loans to almost every type of property, both residential and commercial. We arrange both lst, 2nd, and 3rd trust deeds, including home equity lines of credit. We provide Hard Money Loans, Alternative Financing Loans, Commercial Loans, Residential Purchase
(818) 612-3242 2573 miles Lender's profile and map Reviews Silver Spoon Properties & Lending 450 N. Brand Blvd., Suite 600, Glendale, CA, 91203 Carlo Honanian is the Broker and President of Silver Spoon Investments. Carlo started off his career as a Vice President with Chase Bank in the early 1990s with extensive experience in residential and commercial loans, banking, compliance, human resources, sales, clients services,and branch management.
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(714) 458-8241 2573 miles Lender's profile and map Reviews DPOFINANCIAL.COM 9042 Garfield Ave, Suite 103, Huntington Beach, CA, 92646 DPOFINANCIAL is a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(949) 625-0333 2573 miles Lender's profile and map Reviews MakeWay Mortgage Inc. 17011 Beach Blvd, Suite 900, Huntington Beach, CA, 92646 We are a family company located in Huntington Beach, California. We pride ourselves on providing the best service to every customer. This means being attentive to each person’s individual needs. We offer a wide range of loan programs that most other lenders are just simply not equipped to offer.
(714) 925-2419 2573 miles Lender's profile and map Reviews Family Smart Homes 19126 Magnolia St, Suite 101, Huntington Beach, CA, 92646 Michael Huynh believe the role of a real estate professional is to guide you through the buying and selling process taking the time to make sure you understand every step of the transaction, been a resident of the area, Michael know the community and have in-depth real estate experience.
(714) 642-3179 2573 miles Lender's profile and map Reviews Pacific Shores Financial 20902 Brookhurst Street Street, Suite 209, Huntington Beach, CA, 92646 Pacific Shores Financial Home Loans is an independent and part of American Capital Corporation, our larger parent company headquartered in El Segundo, California. We are a direct lender which gives us the ability to underwrite, approve and fund our own loans with our in house bank ACBN.
(888) 960-6150 2573 miles Lender's profile and map Reviews Sahakian Arvin 9114 Adams Avenue, Suite 570, Huntington Beach, CA, 92646 Sahakian Arvin is mission to make your mortgage process stress-free and transparent so you can buy your new home or refinance quickly with confidence. and also My goal is to help you truly understand everything about your mortgage before you commit to it. When you’re armed with the knowledge, you can make the right decisions every time
(714) 969-2444 2573 miles Lender's profile and map Reviews Seacliff Mortgage 9042 Garfield Avenue, Suite 207, Huntington Beach, CA, 92646 SeaCliff Mortgage, we have access to hundreds of banks to be competitive and match up the right loan for each borrower. And not all banks are the same. Some will do what others won’t. This is the beauty of working with a knowledgeable broker and options that not every bank has to meet your needs.Our goal is your satisfaction.