USDA Vs. FHA Pro and Con comparison in Concord, Middlesex County, MA
In the year 2026, the USDA loan limit applicable in Concord, located in the county of Middlesex, MA, is $675,000. Conversely, the FHA loan limit for a single-family home is set at $828,000.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today’s top USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side, guiding you in deciding which is the best option for your specific financial needs in .
2026 Loan Limits and Downpayment Requirements in Concord, Middlesex, MA
Loan Type
Loan Limit
Down payment
USDA
$675,000
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Explore USDA and FHA Loan Opportunities in Concord, MA
Lendersa® aims to provide you the most favorable USDA or FHA loan with speed and efficiency. Choose one of three pathways to access matching lenders and the USDA loan programs suited to your needs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and specifically designed for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans come with no down payment requirement.
Our solid experience in the field and the long list of previous projects run, recommend us as a reliable business partner. By choosing our team, you will benefit from our expertise, dedication and high availability throughout your projects. Feel confident that together we will accelerate your business development towards the right direction.
1424 East Broadway Ave, Suite A, Long Beach, CA, 90802
AllWays Financial Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
11011 Crenshaw Boulevard, Suite 202, Inglewood, CA, 90303
Wilak Financial Group is a mortgage and real estate agency in Inglewood, California, with the goal of helping home buyers find practical deals that suit their estate needs. The agency was established in 2005, making our experience, scope, and knowledge of the history and development of the real estate market our edge in the industry
3780 Kilroy Airport Way, Suite 200, Long Beach, CA, 90802
LBL Mortgage is an independent mortgage company. Unlike mortgage banking companies who only have one place to quote a customer’s interest rate, we have over 20 lenders who compete daily to be the lowest on rates and fees. That’s how we win the business of our customers In other words, LBL Mortgage doesn’t just have one pond to fish out.
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. As one of Oregons top Mortgage Brokers, we are dedicated to making sure your home purchase or refinance experience is second to none.
Montserrat Financial Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
Northwest Financial Network our top priority is to take loan applications, for purchase or refinance, at our office or at your place, and process them as fast as possible. In this volatile market, it makes a lot of difference if you get your loan approved as soon as possible. When you get your loan approved, you can take advantage of the market.
We are a no Income lender that specializes in home financing for borrowers with too many write offs on their taxes, wage earners with less than 2yr work history. Foreign national & ITIN borrowers. fast approval fast close
Private money / Non-QM programs
70 CLTV
No fico required
15315 Magnolia Blvd #328, Sherman Oaks, CA 91403, United States, Sherman Oaks, CA, 91403
A Premier Reverse Mortgage Broker in California, Standard Lenders provides unrivaled transparency, communication, and accessibility. We stay in touch with clients regularly and update them on the latest happenings in the housing industry that could affect their finances. Our loan experts can connect with you over the phone, email, and at home to ac
14724 Ventura Blvd, Suite 775, Sherman Oaks, CA, 91403
Option One Lending was established over a decade ago as a full service lender. Since then, we have provided superior service to clients all over California. Option One Lending offers a wide variety of products and services and works diligently to ensure that each client gets the loan that matches their needs.
