USDA and FHA Pro and Con in Woburn, Middlesex County, MA

As of 2025, the USDA loan limit in Woburn, within Middlesex county, MA, is $675,000, while the FHA limit stands at $828,000 for a single-family home.

Leverage the Lendersa® USDA loan calculator to contrast today's leading USDA vs. FHA rates, and ascertain the income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in determining the ideal program for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Woburn, Middlesex, MA

Loan Type Loan Limit Down payment
USDA $675,000 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

USDA and FHA Loan Options in Woburn, MA

The primary aim of Lendersa® is to efficiently secure the optimal USDA or FHA loan for you, swiftly and hassle-free. Choose from three pathways to connect with lenders and delve into USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in MA

The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is solely available for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages demand none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Nuline Funding Inc.
  • 21550 Oxnard Street, Suite 300, Woodland Hills, CA, 91367
  • Nuline Funding, Inc is a customer satisfaction as our main currency but when it comes to loans, our team's extensive knowledge of the in's and out's of the mortgage industry is a tool at your disposal. We cover: 15/30 year fixed-rate loans, adjustable-rate loans, reverse mortgages, second mortgages, government-insured loans.
  • Fifth Avenue Realty
  • 21900 Burbank Boulevard, Suite 300, Woodland Hills, CA, 91367
  • Fifth Avenue Realty is a full service real estate company serving the real estate needs of the San Fernando Valley and adjacent cities and communities. We provide both brokerage and mortgage loan origination services with unparalleled excellence, integrity and dedication.With Fifth Avenue Realty, you have a trusted real estate advisor.
  • JFK Realty & Loan Depot
  • 5850 Canoga Avenue, Suite 400, Woodland Hills, CA, 91367
  • JFK Realty & Loan Depot Inc JFK operates on the principle of collaboration, “Power of Two”: the combination Realtor/Lender relationship. By working together and helping each other we achieve greater results for our clientele.We offer both Realtor and Lender services under the same roof.
  • National One Financial Services, Inc.
  • 6355 Topanga Canyon Boulevard, Suite 250, Woodland Hills, CA, 91367
  • National One Loans, Inc. is a subsidiary of National One Financial Services Inc. a CA licensed mortgage company since 2013. National One Loans, Inc.’s focus is primarily on mortgage origination services. The company corporate office is located in the city of Woodland Hills, in the county of Los Angeles.
  • Pacific First Equity Services
  • 21031 Warner Center Ln, Suite B, Woodland Hills, CA, 91367
  • Pacific First Equity Services offers a line of Private Money Lending, Construction, Residential, Commercial and Equity Capital. In Residential Services, our company offers a full line of products including FHA, VA, Conventional, FNMA, FHLMC, USDA as well as Construction, and Private Money Loans.
  • LendMe
  • 23149 Califa St, Woodland Hills, CA, 91367
  • "At LendMe, we’re committed to providing unique lending solutions to real estate investors for business purpose loans. ​ If you’re a real estate investor, our team at LendMe can help you reach your goals and meet your deadlines. Feel free to reach out to us today and see how we are able help!"
  • Peak Finance Company
  • 5900 Canoga Avenue Suite 200, Woodland Hills, CA, 91367
  • At Peak Finance Company, Residential we serve realtors, CPAs, business and financial planners as well as homeowners and new home buyers with the goal of making the process of obtaining a mortgage as easy, convenient and affordable as possible. With expert staff, advanced capital market knowledge and highly-competitive mortgage loan programs etc..
  • Tobias Mortgage Company
  • 110 Gateway Dr #130 Lincoln, CA, Lincoln, CA, 95648
  • Tobias Mortgage is one of the best mortgage Roseville Lending Company. We offer 30 years Term Mortgage Loan service as it is most desirable and makes it easy for you to repay a large amount of loan every month. From the past 13 years we are providing mortgage services to people who are unable to build a house due to lack of money.
  • Simpson Real Estate and Loan Inc
  • 2265 Torc Mountain, Lincoln, CA, 95648
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans and real estate services to our clients while providing them with a smooth transaction along with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks.
  • Lighthouse Mortgage Company, Inc.
  • 570 East 5th Street, Suite 150, Lincoln, CA, 95648
  • Lighthouse Started in 1983 and grew thru out the Bay Area and expanded to the Sacramento Region in 2001. We specialize in every type of financing program from conventional, FHA, and USDA, to commercial and hard money lending as well. We have provided top level service both in our mortgage loans as well as our real estate agents
  • Tobias Mortgage Company
  • 110 Gateway Drive, Suite 130, Lincoln, CA, 95648
  • For over 13 years, Tobias Mortgage Company has served individuals and families in the Greater Sacramento, CA Area with all their mortgage needs, including buying a home and refinancing a home loan. We have extensive knowledge of the home buying process (not just the mortgage) and we use that experience to consultÂ
  • AGM Capital Mortgage Corporation
  • 605 Lincoln Blvd, Suite 200, Lincoln, CA, 95648
  • "AGM Capital Mortgage Corporation was formed to offer you, the consumer, the Lowest Rate at the Lowest Cost that you qualify for. The opening statement on our web page by Michael Girard is a true statement in the belief that you owe it to yourself to KNOW that your bottom line costs matter. Purchasing your home is often your BIGGEST INVESTMENT