As of 2025, the USDA loan limit in Woburn, within Middlesex county, MA, is $675,000, while the FHA limit stands at $828,000 for a single-family home.
Leverage the Lendersa® USDA loan calculator to contrast today's leading USDA vs. FHA rates, and ascertain the income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in determining the ideal program for your financial needs in
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| Loan Type | Loan Limit | Down payment |
| USDA | $675,000 | 0% |
| FHA | $828,000 | 3.5% |
| Conventional Conforming | $828,000 | 3% |
The primary aim of Lendersa® is to efficiently secure the optimal USDA or FHA loan for you, swiftly and hassle-free. Choose from three pathways to connect with lenders and delve into USDA loan offerings.
The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is solely available for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages demand none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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