USDA VS FHA in Accokeek, Prince George's County, MD

In 2025, the USDA loan limit in Accokeek, within the county of Prince George's, MD, is $657,900, whereas the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to gauge the best rates available today for USDA vs. FHA loans. It helps to determine income, credit, reserves, and documents necessary for qualification. Our comprehensive mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, aiding your decision for the best program in for your financial condition.

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2025 Loan Limits and Down Payment Requirements in Accokeek, Prince George's County, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Options for USDA and FHA Loans in Accokeek, MD

Lendersa® is dedicated to helping you secure the most advantageous USDA or FHA loan quickly and effortlessly. Start with one of three ways to match with lenders and USDA loan programs.

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A Comprehensive Look at USDA Loans in MD

A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. This loan is available solely in rural areas. Unlike FHA loans necessitating a minimum 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • We're making HOME a reality by providing guidance that will not only help you find the right mortgage, but will also ensure that mortgage payment fits very comfortably within your budget. We don't just want to help you get into YOUR HOME; we want you to be able to stay in your home as long as you would like.
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  • Ebenezer Mortgage Solutions' goal is to ensure consumers understand the benefits and drawbacks of each home loan option, rather than emphasizing only the positive aspects. We don’t want to see any individual, whether or not they are a customer, enter into a legal agreement that is not right for them or one that they cannot afford financially.
  • MortgageUSA
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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Sonlife Home Mortgage LLC
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  • We are a Christian company founded in July 2014. After many years of loan originating and processing experience, Glenda Lantes decided to follow her passion and created Sonlife Home Mortgage, LLC. Sonlife Home Mortgage consists of employees that treat their customers as top priority.
  • Money Street Mortgage, LLC
  • 31119 US HIghway 19 N, Palm Harbor, FL, 34684
  • Our focus is on you, the customer. Whether you are thinking about buying a new home or refinancing your existing home, we have the experienced and hardworking home loan experts that you need on your side. Our staff knows that our work ethic and knowledge about the entire home buying process sets us apart as the premier mortgage broker.
  • Patriot Lending Services, Inc.
  • 36470 US Highway 19, Palm Harbor, FL, 34684
  • Patriot Lending has been in business since 1994, helping clients with all of their financing needs. Patriot Lending has branch locations in Pittsburgh, Pennsylvania and Spring Hill, Florida. Our loan officers and support staff are dedicated to providing the highest quality customer service, & building relationships with our investors and clients.
  • Metroplex Mortgage Services
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  • "We were founded on the “customer for life” principle of doing business and at Metroplex, you’re more than just a number. With referrals from past customers and local real estate professionals delivering the majority of our company’s production, we make it a point to know our clients and their communities."
  • Mortgage Approval Group, LLC
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  • Mortgage Approval Group, LLC is a Mortgage Broker that is set out to provide the best home financing option for the families that put their trust in us for their home loan needs. We handle purchase, refinance, and renovation mortgages for families throughout Florida. Comprised on a small group of Mortgage Professionals.