USDA Vs. FHA your options comparison in Clinton, Prince George's County, MD

As of 2026, the USDA loan limit in Clinton, county of Prince George's, MD, is $657,900, whereas the FHA loan limit for a single-family residence is $822,375.

Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, determining what income, credit, reserves, and documentation are necessary to qualify. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA loans side by side, assisting you in finding the program best suited to your financial situation in Alabama.

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2026 Loan Limits and Downpayment Requirements in Clinton, Prince George's, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in Clinton, MD

The goal of Lendersa® is to help you access the best USDA or FHA loans quickly and hassle-free. Choose one of three pathways to get matched with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is exclusive to rural neighborhoods. Unlike FHA loans, which need at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Oak Street Financial, Inc.
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  • In 1998, Alec Boriss opened his mortgage brokerage business at its present location, 2330 Oak Street, in the heart of Jacksonville’s historic district. The business was a lender branch until, in 2004, Alec decided to incorporate Oak Street Financial, Inc. as a Correspondent Lender with license to originate FHA .

  • SmartFinancial
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  • Smart Financial Services, Inc. was established in 2001 with the mission of creating extraordinary mortgage solutions for the citizens of Wisconsin and Florida. That mission continues to be a driving force through today. Smart Financial Services, Inc. has always sought out the nation's most creative and responsible lenders.

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  • Florida Capital Bank
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  • Bankers Home Mortgage
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  • We offer the best mortgage tools available on the Internet easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

  • Florida Homes Realty and Mortgage
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  • North Florida Mortgage Brokers
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