USDA Vs. FHA Pro and Con comparison in Brandywine, Prince George's County, MD

In 2025, USDA loan limit in Brandywine, county of Prince George's, MD is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Brandywine, county of Prince George's, MD

Loan Type Loan Limit Down payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA loan options in Brandywine, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Master Key Capital
  • 5 Upper Newport Plaza, Building 5, Suite 205, Newport Beach, CA, 92660
  • Master Key Capital we offer great rates with our FHA, VA, USDA, JUMBO, Interest Only and Conventional loans. We also specialize in true Stated income loans and Bank Statement loans with loans amount from $150,000.00-$5,000,000.00 plus. We help borrowers find financing from Excellent credit to Poor Credit.
  • Thayer Financial Corporation
  • 20151 SW Birch Street, Suite 200, Newport Beach, CA, 92660
  • Residential First Mortgage began business in 1994. From the beginning, it has been our vision to build a business from repeat clients and client referrals, ultimately creating “clients for life”. Because we do not advertise, our reputation is essential. In order to build and maintain that reputation we enter into each transaction.
  • Bayshore Capital
  • 5000 Birch Street, Newport Beach, CA, 92660
  • Bayshore Capital is a full service mortgage company that has one goal in mind, customer satisfaction. We do not need to be the biggest, only the best. We strive to treat every customer like a member of our own families and be sure we place them with the proper loan for their unique needs.
  • Choice Financial Group
  • 5000 Birch Street, Suite 3000, Newport Beach, CA, 92660
  • Choice Financial Group, is a mortgage broker and a subsidiary of California Financial Realty Inc. a privately owned company. Under the same leadership, we have been providing superior service to our clients since 1985. We also provide full Real Estate service.. We can represent buyers and sellers for any Real Estate transaction.
  • The Lending Group Inc.
  • 3400 Irvine Avenue, Suite 212, Newport Beach, CA, 92660
  • "We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for. With a variety of loan programs and an established network of lenders behind us"
  • WFP Lending
  • 4540 Campus Dr, Suite 106, Newport Beach, CA, 92660
  • At WFP Lending! Since 1998 we have been helping consumers get the best deal possible by giving consumers multiple offers from several wholesale lenders in a matter of minutes, WFP Lending makes comparison shopping easy from over 90 wholesale lenders. You the consumer WINS because when lenders compete you get the very best price!
  • First Reliant, Inc.
  • 2082 SE Bristol Street, Suite 201, Newport Beach, CA, 92660
  • At First Reliant, Inc. we are certain you deserve better. That’s why we provide a personal mortgage specialist to every mortgage applicant – someone who’ll help you find the right mortgage, put together the application and close the loan.Your personal mortgage specialist will answer all your questions and even fill out the forms for you.
  • Americas Funding Group
  • 20062 SW Birch St, Suite 230, Newport Beach, CA, 92660
  • Americas Funding Group (AFG) is a private mortgage banking/broker with a large variety of loan products with some of the lowest rates in the industry. AFG’s highly trained, certified loan professionals use the industries most advanced mortgage analysis tools so that we ensure our loan products fit our clients needs.
  • Excelerate Capital
  • 4000 MacArthur Blvd, Suite 300, Newport Beach, CA, 92660
  • Excelerate Capital has helped borrowers solve life decisions involving home mortgages both big and small. Weʼre proud that our clients look to us for practical solutions for their unique life situations. Excelerate Capital looks beyond a single score and broadens our search to include context and adaptability.
  • Taylor Morrison Home Funding, Inc
  • 4695 MacArthur Court, Suite 950, Newport Beach, CA, 92660
  • "Let Taylor Morrison Home Funding help make your dream home a reality. In today's marketplace it is imperative to work with knowledgeable mortgage professionals. At Taylor Morrison Home Funding, we will be with you every step of the way. Taylor Morrison's commitment to your financing is just as important as building your home."