USDA and FHA Pro and Con in Brandywine, Prince George's County, MD

In 2025, the USDA loan limit in Brandywine, part of Prince George's County, MD, is $657,900. Concurrently, the FHA limit for a single-family home is $822,375.

Use the Lendersa® USDA loan calculator to assess the best rates for USDA versus FHA today. The tool helps determine the required income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, aiding in choosing the best program in to suit your financial needs.

Browse offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Brandywine, Prince George's County, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in Brandywine, MD

The goal of Lendersa® is to swiftly secure the best USDA or FHA loan for you, free from hassle. Choose one of three pathways to connect with matching lenders and explore USDA loan offers.

Results of USDA loan requests at Lendersa

Explaining USDA Loans in MD

A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. This type of loan is exclusively available in rural areas. Quite differently from FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Choice Services Group Inc.
  • 20422 Beach Boulevard, Suite 425, Huntington Beach, CA, 92648
  • Choice Services Group Inc Founder of the Ken and Lisa Malecki and loans are not just something we do. Loans are something we live as they produce life changes for our clients. Over 26 years and thousands of closed loans, we take each client one at a time and work with them hand in hand from start to finish.
  • Geneva Capital Network
  • 1720 Pacific Coast Highway, Suite 202, Huntington Beach, CA, 92648
  • Geneva Capital Network we believe in two guiding principals that give us a quality reputation and repeat business- Service and Integrity. We treat each loan as if it were our own. That's why we take the time to learn your needs and tailor a loan that works best for your financial situation. We keep you informed of every detail
  • Pacific One Lending and Real Estate
  • 18351 Beach Blvd Ste A, Huntington Beach, CA, 92648
  • Pacific One Lending Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Rancho Federal Credit Union
  • 12620 Erickson Ave, Suite H, Downey, CA, 90242
  • Rancho Federal Credit Union (RFCU) has been serving members and families since 1936 – meaning that we are celebrating our 85th anniversary this year. Rancho Federal has strong ties to union workers, and a long tradition of dedicated service. Unlike profit-driven banks, Rancho Federal believes it is our obligation to promote financial literacy.
  • American 1st Home Loans
  • 12067 Paramount Boulevard, Downey, CA, 90242
  • American 1st Home Loans offers a variety of loan programs. Perhaps you might be looking for your first home, an investment home or even a second/vacation home. Maybe you just need to only refinance your existing mortgage into a lower fixed rate or refinance your mortgage while consolidating other high interest loans.
  • Spada Loans
  • 12027 Paramount Boulevard, Downey, CA, 90242
  • SPADA, Italian for sword, epitomizes our strength, will, and ambition to cut down the time and money it takes to buy a property. It is recommended that you shop around with 3 or 4 lenders before you make a mortgage or loan decision. But with SPADA, we have partnerships with dozens of lenders and can do the shopping for you.
  • Pillar Financial Group
  • 8345 Firestone Boulevard, Suite 320, Downey, CA, 90242
  • Pillar Financial supports customers by providing Commercial and Residential lending solutions to help our customers reach their Real Estate goals you are in the research phase at the beginning of your refinancing or purchase search, And also founder of the Jonathan Calderon want to help you I am a real estate professional and finance specialist.
  • Pacific Residential Mortgage, LLC
  • 2444 SW Glacier Pl, Redmond, OR, 97756
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  • Bridge Capital Home Loans
  • 221 E. Glenoaks Blvd, Suite 225A, Glendale, CA, 91207
  • Bridge Capital Home Loans is a boutique mortgage brokerage based out of Glendale CA. With over 30 years of combined experience in the lending industry, our team of experienced agents offers specialized and mortgage services with competitive rates, low down payment options and personalized service.
  • Exceed Capital Lending
  • 606 East Glenoaks Boulevard, Suite 120, Glendale, CA, 91207
  • Our simple application process can be completed in less than a minute. We assess your strengths as a borrower. We take care of the underwriting process once your application is pre-qualifeid. After we obtain the minimal required documentations from you, our underwriters get to work and don’t rest until we get you funded.