USDA Vs. FHA your options comparison in Bensville, Charles County, MD

For 2025, the USDA loan limit in Bensville, situated in Charles County, MD, stands at $776,600, whereas the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA top rates, identifying the income, credit, reserves, and documentation required for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, facilitating a decision on the best program in for your specific financial condition.

Examine loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Bensville, Charles County, MD

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Opportunities in Bensville, MD

The ambition of Lendersa® is to swiftly facilitate your access to the best USDA or FHA loans, devoid of any hassle. Choose one of three initial pathways to connect with lenders and explore USDA loan programs.

Lendersa loan request and matching results for USDA

Defining USDA Loans in MD

A USDA home loan is backed by the government Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, and is accessible solely in rural locales. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans allow you to obtain financing with zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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