For 2026, the USDA loan limit in Bensville, situated in Charles County, MD, stands at $776,600, whereas the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA top rates, identifying the income, credit, reserves, and documentation required for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, facilitating a decision on the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
The ambition of Lendersa® is to swiftly facilitate your access to the best USDA or FHA loans, devoid of any hassle. Choose one of three initial pathways to connect with lenders and explore USDA loan programs.
A USDA home loan is backed by the government Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, and is accessible solely in rural locales. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans allow you to obtain financing with zero down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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