For 2025, in Aspen-Hill, Montgomery county, MD, the USDA loan limit is $657,900. Meanwhile, the FHA loan limit for a single-family home is set at $822,375.
The Lendersa® USDA loan calculator allows a comparison of today's leading USDA vs. FHA rates, helping to determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, guiding you in choosing the best program suited to your financial situation in Alabama.
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
The goal of Lendersa® is to quickly and effortlessly connect you with the best USDA or FHA loans. Choose one of three starting points to connect with matching lenders and discover USDA loan programs.
A USDA home loan, known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available only in rural areas. This loan type differs from FHA loans, which require at least a 3.5% down payment, as USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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