USDA Vs. FHA Pro and Con comparison in Aspen-Hill, Montgomery County, MD
For 2026, in Aspen-Hill, Montgomery county, MD, the USDA loan limit is $657,900. Meanwhile, the FHA loan limit for a single-family home is set at $822,375.
The Lendersa® USDA loan calculator allows a comparison of today's leading USDA vs. FHA rates, helping to determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, guiding you in choosing the best program suited to your financial situation in Alabama.
2026 Loan Limits and Downpayment Requirements in Aspen-Hill, Montgomery, MD
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Aspen-Hill, MD
The goal of Lendersa® is to quickly and effortlessly connect you with the best USDA or FHA loans. Choose one of three starting points to connect with matching lenders and discover USDA loan programs.
A USDA home loan, known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available only in rural areas. This loan type differs from FHA loans, which require at least a 3.5% down payment, as USDA loans require no down payment.
2332 Taraval Street, Suite A, San Francisco, CA, 94116
We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
West Cal Financial Our team strives to provide our clients with the best possible experience. Our One-Stop-Shop approach strives to provide a customer experience that will help alleviate the stress and worry that can often be part of such a large financial transaction. With our specialized knowledge we hope to be able to provide our clients.
830 Taraval Street, Suite 200, San Francisco, CA, 94116
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Community First Credit Union was founded by seven LOCAL teachers who were denied home loans by banks (back in the day, teachers weren't paid in summer months, and bankers decided teachers weren't smart enough to save up for those months). Since that founding, our "field of Membership" was expanded to include anyone who was a resident of Lake
Nationwide Mortgage was established in 1998. We provide fast, flexible, equity based private mortgages for real estate throughout California and several other states. We assist real estate investors with equity cash out bridge loans, purchase loans, construction and other loan types.
"PAUL BERGERON REAL ESTATE stands out among the pack of Marin County Real Estate brokers in his extensive experience and his emphasis on personal attention and professionalism.
Paul, a member of the Sausalito Floating Home Community since 1985, has owned more than 20 floating homes an amassed a broad knowledge of the marinas"
ASA Lending is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you.
Pacific Bay Financial has been in business since 1985. We have acquired a reputation as one of the best mortgage companies in the Bay Area through our constant effort to offer the highest quality service to our clients. In this challenging lending environment, banks and borrowers find it difficult to find the right answers.
To benefit every client with the very best service, & the latest in mortgage products & planning, with the goal of finding solutions to fit every need. During his more than 35 years' experience in the market, Juan C. Kong's trusted expertise has benefited both experienced commercial investors and long-term clients, as well as the first-time buyer.
950 John Daly Blvd, Suite 200, Daly City, CA, 94015
"Saxe Mortgage Company finances real estate transactions with private investor capital. Due to the problems in the U.S. credit markets, the demand for private money lending has increased exponentially. Consequently, the quality for transactions has increased tremendously, diminishing investor risk.
950 John Daly Blvd. Suite 200, Daly City, CA, 94015
Saxe Mortgage Company is San Francisco Bay Area’s premier private money mortgage company.Saxe has been assisting mortgage borrowers with all their short-term real estate financing needs. Whether have been turned down by a conventional bank, need money fast without jumping through laborious paper hoops or just want a simple professional experience.
